Pathfinder Bancorp Inc (maryland) (PBHC)

$16.04

-0.66

(-3.95%)▲

Market is closed - opens 7 PM, 09 Sep 2024

Performance

  • $16.04
    $16.35
    $16.04
    downward going graph

    0.0%

    Downside

    Day's Volatility :1.9%

    Upside

    1.9%

    downward going graph
  • $11.41
    $19.05
    $16.04
    downward going graph

    28.85%

    Downside

    52 Weeks Volatility :40.09%

    Upside

    15.8%

    downward going graph

Returns

PeriodPathfinder Bancorp Inc (maryland)Index (Russel 2000)
3 Months
26.3%
0.0%
6 Months
34.65%
0.0%
1 Year
22.72%
0.0%
3 Years
-0.06%
-22.3%

Highlights

Market Capitalization
97.8M
Book Value
$20.24
Dividend Share
0.38
Dividend Yield
2.49%
Earnings Per Share (EPS)
1.42
PE Ratio
11.3
PEG Ratio
0.0
Profit Margin
21.31%
Operating Margin TTM
26.45%
Return On Assets TTM
0.63%
Return On Equity TTM
7.51%
Revenue TTM
41.4M
Revenue Per Share TTM
6.82
Quarterly Revenue Growth YOY
7.5%
Gross Profit TTM
44.6M
Diluted Eps TTM
1.42
Quarterly Earnings Growth YOY
0.0
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY18Y/Y Change
Revenue
29.6M
↑ 8.42%
Net Income
4.0M
↑ 34.1%
Net Profit Margin
13.62%
↑ 2.61%
FY19Y/Y Change
Revenue
33.1M
↑ 11.98%
Net Income
4.3M
↑ 6.08%
Net Profit Margin
12.9%
↓ 0.72%
FY20Y/Y Change
Revenue
38.1M
↑ 15.03%
Net Income
5.4M
↑ 26.4%
Net Profit Margin
14.18%
↑ 1.28%
FY21Y/Y Change
Revenue
43.7M
↑ 14.62%
Net Income
12.4M
↑ 129.55%
Net Profit Margin
28.39%
↑ 14.21%
FY22Y/Y Change
Revenue
46.4M
↑ 6.2%
Net Income
9.7M
↓ 21.63%
Net Profit Margin
20.95%
↓ 7.44%
FY23Y/Y Change
Revenue
72.9M
↑ 56.97%
Net Income
2.1M
↓ 78.64%
Net Profit Margin
2.85%
↓ 18.1%
Q1 FY23Q/Q Change
Revenue
9.7M
↓ 24.25%
Net Income
2.0M
↓ 44.48%
Net Profit Margin
20.19%
↓ 7.36%
Q2 FY23Q/Q Change
Revenue
10.5M
↑ 8.52%
Net Income
1.5M
↓ 23.62%
Net Profit Margin
14.21%
↓ 5.98%
Q3 FY23Q/Q Change
Revenue
10.1M
↓ 4.5%
Net Income
1.6M
↑ 9.89%
Net Profit Margin
16.35%
↑ 2.14%
Q4 FY23Q/Q Change
Revenue
19.6M
↑ 94.94%
Net Income
1.9M
↑ 16.72%
Net Profit Margin
9.79%
↓ 6.56%
Q1 FY24Q/Q Change
Revenue
20.1M
↑ 2.38%
Net Income
1.6M
↓ 16.35%
Net Profit Margin
8.0%
↓ 1.79%
Q2 FY24Q/Q Change
Revenue
10.4M
↓ 48.19%
Net Income
2.0M
↑ 24.53%
Net Profit Margin
19.23%
↑ 11.23%
FY18Y/Y Change
Total Assets
933.1M
↑ 5.88%
Total Liabilities
868.7M
↑ 5.99%
FY19Y/Y Change
Total Assets
1.2B
↑ 26.94%
Total Liabilities
1.1B
↑ 25.92%
FY20Y/Y Change
Total Assets
1.2B
↑ 3.65%
Total Liabilities
1.1B
↑ 3.31%
FY21Y/Y Change
Total Assets
1.3B
↑ 4.71%
Total Liabilities
1.2B
↑ 3.97%
FY22Y/Y Change
Total Assets
1.4B
↑ 8.94%
Total Liabilities
1.3B
↑ 9.71%
FY23Y/Y Change
Total Assets
1.5B
↑ 5.05%
Total Liabilities
1.4B
↑ 4.82%
Q1 FY23Q/Q Change
Total Assets
1.4B
↑ 0.23%
Total Liabilities
1.3B
↑ 0.24%
Q2 FY23Q/Q Change
Total Assets
1.4B
↓ 0.76%
Total Liabilities
1.3B
↓ 1.04%
Q3 FY23Q/Q Change
Total Assets
1.4B
↑ 0.55%
Total Liabilities
1.3B
↑ 0.65%
Q4 FY23Q/Q Change
Total Assets
1.5B
↑ 5.04%
Total Liabilities
1.4B
↑ 4.98%
Q1 FY24Q/Q Change
Total Assets
1.5B
↓ 1.2%
Total Liabilities
1.3B
↓ 1.48%
Q2 FY24Q/Q Change
Total Assets
1.4B
↓ 0.51%
Total Liabilities
1.3B
↓ 0.68%
FY18Y/Y Change
Operating Cash Flow
9.0M
↑ 31.28%
Investing Cash Flow
-52.0M
↓ 61.16%
Financing Cash Flow
47.4M
↓ 62.61%
FY19Y/Y Change
Operating Cash Flow
8.1M
↓ 9.6%
Investing Cash Flow
-162.8M
↑ 212.95%
Financing Cash Flow
148.5M
↑ 213.58%
FY20Y/Y Change
Operating Cash Flow
46.6M
↑ 473.41%
Investing Cash Flow
-149.2M
↓ 8.35%
Financing Cash Flow
126.0M
↓ 15.19%
FY21Y/Y Change
Operating Cash Flow
20.2M
↓ 56.71%
Investing Cash Flow
-70.0M
↓ 53.12%
Financing Cash Flow
43.5M
↓ 65.48%
Q1 FY23Q/Q Change
Operating Cash Flow
6.0M
↓ 36.91%
Investing Cash Flow
-10.6M
↑ 0.0%
Financing Cash Flow
1.6M
↓ 131.55%
Q2 FY23Q/Q Change
Operating Cash Flow
-4.1M
↓ 168.52%
Investing Cash Flow
21.7M
↓ 305.81%
Financing Cash Flow
-13.1M
↓ 939.5%

Technicals Summary

Sell

Neutral

Buy

Pathfinder Bancorp Inc (maryland) is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Pathfinder Bancorp Inc (maryland)
Pathfinder Bancorp Inc (maryland)
0.25%
34.65%
22.72%
-0.06%
22.91%
Nu Holdings Ltd.
Nu Holdings Ltd.
23.09%
19.03%
100.59%
32.62%
32.62%
Icici Bank Ltd.
Icici Bank Ltd.
2.81%
8.76%
22.89%
45.71%
160.82%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
5.97%
17.46%
52.63%
-8.07%
29.65%
U.s. Bancorp
U.s. Bancorp
7.49%
2.65%
24.87%
-20.31%
-18.98%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.8%
-3.5%
24.72%
38.92%
-24.72%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Pathfinder Bancorp Inc (maryland)
Pathfinder Bancorp Inc (maryland)
11.3
11.3
0.0
0.0
0.08
0.01
0.02
20.24
Nu Holdings Ltd.
Nu Holdings Ltd.
44.19
44.19
NA
0.42
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
18.91
18.91
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.18
15.18
3.88
13.12
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.44
14.44
1.12
3.89
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.87
9.87
1.19
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Pathfinder Bancorp Inc (maryland)
Pathfinder Bancorp Inc (maryland)
NA
$97.8M
22.91%
11.3
21.31%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$65.6B
32.62%
44.19
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.3B
160.82%
18.91
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.9B
29.65%
15.18
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$71.1B
-18.98%
14.44
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.8B
-24.72%
9.87
27.97%

Insights on Pathfinder Bancorp Inc (maryland)

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 20.07M → 10.40M (in $), with an average decrease of 48.2% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 1.60M → 2.0M (in $), with an average increase of 19.7% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 100.6% return, outperforming this stock by 77.9%

Institutional Holdings

  • Minerva Advisors LLC

    4.30%

  • AllianceBernstein L.P.

    4.05%

  • Oppenheimer & Close Inc

    1.51%

  • M3F, Inc.

    1.27%

  • Fourthstone LLC

    0.77%

  • Hamilton Point Investment Advisors, LLC

    0.63%

Company Information

pathfinder bank has been serving the central new york community since 1859 and it is our customer focused approach to providing financial services that has made us who we are today. we are local decision makers serving communities we live and work in. our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. experience pathfinder bank yourself, come visit one of our nine conveniently located branches, including our newest location on west fayette street in downtown syracuse. or, visit us online at www.pathfinderbank.com. we are pathfinder bank. local. community. trust. equal housing lender | member fdic

Organization
Pathfinder Bancorp Inc (maryland)
Employees
161
CEO
Mr. James A. Dowd CPA, CPA
Industry
Finance

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