X Financial-adr Share Price Today
(NASDAQ: XYF)

Name: X Financial-adr Share Price Today (NASDAQ: XYF) - X Financial-adr Stock Price Live Quote | INDmoney
Brand: INDmoney
Rating: 4.7 (371551 reviews)

X Financial-adr share price is $11.3 & ₹982.75 as on 6 Mar 2025, 2.30 'hrs' IST

$11.3

▲

1.39

(14.03%)

Market is closed - opens 8 PM, 06 Mar 2025

View live X Financial-adr share price in Dollar and Rupees. Guide to invest in X Financial-adr stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in X Financial-adr, along with analyst recommendations, forecasts, and comprehensive financials.

X Financial-adr share price movements

Today's Low: $10.00
Today's High: $11.44
$11.30
11.5%
Downside
Day's Volatility :12.59%
Upside
1.22%
52 Weeks Low: $3.48
52 Weeks High: $12.37
$11.30
69.2%
Downside
52 Weeks Volatility :71.87%
Upside
8.65%

X Financial-adr (XYF) Returns

Period	X Financial-adr	Sector (Financials)	Index (Russel 2000)
3 Months	35.75%	-1.0%	0.0%
6 Months	114.97%	11.1%	0.0%
1 Year	133.73%	23.6%	0.0%
3 Years	242.91%	34.1%	-11.6%

X Financial-adr (XYF) Key Statistics

in dollars & INR

Previous Close	$9.91
Open	$10.0
Today's High	$11.44
Today's Low	$10.0
Market Capitalization	$473.2M
Today's Volume	$1.7K
52 Week High	$12.37
52 Week Low	$3.48
Revenue TTM	$5.4B
EBITDA	$1.8B
Earnings Per Share (EPS)	$3.74
PE Ratio	2.67
Dividend Yield	3.35%
Profit Margin	25.08%
Quarterly Earnings Growth YOY	0.1%
Return On Equity TTM	21.3%

How to invest in X Financial-adr Stock (XYF) from India?

It is very easy for Indian residents to invest directly in X Financial-adr from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the X Financial-adr stock in both Indian Rupees (INR) and US Dollars (USD). Search for X Financial-adr or XYF on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of X Financial-adr or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of X Financial-adr shares which would translate to 0.077 fractional shares of X Financial-adr as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like X Financial-adr, in just a few clicks!

Returns in X Financial-adr (XYF) for Indian investors in Rupees

The X Financial-adr stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

X Financial-adr investment value today

Current value as on today

₹2,71,472

Returns

₹1,71,472

(+171.47%)

Returns from X Financial-adr Stock

₹1,66,509 (+166.51%)

Dollar Returns

₹4,963 (+4.96%)

Indian investors sentiment towards X Financial-adr (XYF)

-13%

Period: Feb 3, 2025 to Mar 5, 2025. Change in 30 Days versus previous period

Search interest for X Financial-adr Stock from India on INDmoney has decreased by -13% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in X Financial-adr

AWH Capital, L.P.
0.54%
Renaissance Technologies Corp
0.18%
Morgan Stanley - Brokerage Accounts
0.07%
Citadel Advisors Llc
0.03%
Citigroup Inc
0.02%
Rhumbline Advisers
0.02%

Analyst Recommendation on X Financial-adr

Sell

0%Buy

37%Hold

62%Sell

Based on 8 Wall street analysts offering stock ratings for X Financial-adr(by analysts ranked 0 to 5 stars)

Based on 8 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on X Financial-adr Stock (XYF)

What analysts predicted

Downside of 84.96%

Target:

$1.70

Current:

$11.30

Insights on X Financial-adr Stock (Ticker Symbol: XYF)

Price Movement
In the last 1 month, XYF stock has moved up by 20.9%
Increasing Revenue
Revenue is up for the last 3 quarters, 392.89M → 1.08B (in $), with an average increase of 39.8% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 415.30M → 375.84M (in $), with an average decrease of 9.5% per quarter

XYF X Financial-adr Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$314.5M	↑ 115.91%
Net Income	$128.2M	↑ 159.53%
Net Profit Margin	40.76%	↑ 6.85%

	FY19	Y/Y Change
Revenue	$182.3M	↓ 41.0%
Net Income	$110.4M	↓ 12.32%
Net Profit Margin	60.56%	↑ 19.8%

	FY20	Y/Y Change
Revenue	$-9.4M	↓ 104.81%
Net Income	$-199.0M	↓ 268.11%
Net Profit Margin	2.1K%	↑ 2055.95%

	FY21	Y/Y Change
Revenue	$237.4M	↓ 2558.43%
Net Income	$129.6M	↓ 163.41%
Net Profit Margin	54.59%	↓ 2061.92%

	FY22	Y/Y Change
Revenue	$220.3M	↑ 1.69%
Net Income	$116.4M	↓ 1.62%
Net Profit Margin	52.82%	↓ 1.77%

	FY23	Y/Y Change
Revenue	$264.1M	↑ 22.67%
Net Income	$166.2M	↑ 46.16%
Net Profit Margin	62.93%	↑ 10.11%

	Q2 FY23	Q/Q Change
Revenue	$75.8M	↑ 16.29%
Net Income	$51.1M	↑ 33.37%
Net Profit Margin	67.46%	↑ 8.64%

	Q3 FY23	Q/Q Change
Revenue	$77.3M	↑ 3.83%
Net Income	$47.6M	↓ 5.21%
Net Profit Margin	61.58%	↓ 5.88%

	Q4 FY23	Q/Q Change
Revenue	$81.0M	↑ 2.63%
Net Income	$50.9M	↑ 4.59%
Net Profit Margin	62.76%	↑ 1.18%

	Q1 FY24	Q/Q Change
Revenue	$54.6M	↓ 32.09%
Net Income	$26.2M	↓ 47.96%
Net Profit Margin	48.1%	↓ 14.66%

	Q2 FY24	Q/Q Change
Revenue	$93.1M	↑ 71.93%
Net Income	$57.2M	↑ 119.77%
Net Profit Margin	61.48%	↑ 13.38%

	Q3 FY24	Q/Q Change
Revenue	$1.1B	↑ 60.59%
Net Income	$375.8M	↓ 9.5%
Net Profit Margin	34.65%	↓ 26.83%

	FY18	Y/Y Change
Profit	$314.5M	↑ 115.91%

	FY19	Y/Y Change
Profit	$-59.5M	↓ 119.26%

	FY20	Y/Y Change
Profit	$-363.6M	↑ 469.75%

	FY21	Y/Y Change
Profit	$-82.8M	↓ 77.84%

	FY22	Y/Y Change
Profit	$-107.2M	↑ 41.89%

	FY23	Y/Y Change
Profit	$-169.9M	↑ 62.18%

	Q2 FY23	Q/Q Change
Profit	$-25.4M	↓ 7.71%

	Q3 FY23	Q/Q Change
Profit	$-41.3M	↑ 65.52%

	Q4 FY23	Q/Q Change
Profit	$12.7M	↓ 130.04%

	Q1 FY24	Q/Q Change
Profit	$-64.1M	↓ 610.19%

	Q2 FY24	Q/Q Change
Profit	$-73.4M	↑ 15.33%

	Q3 FY24	Q/Q Change
Profit	$1.1B	↓ 303.74%

	FY18	Y/Y Change
Operating Cash Flow	$777.2K	↓ 100.87%
Investing Cash Flow	$59.9M	↓ 3919.55%
Financing Cash Flow	$26.4M	↓ 78.1%

	FY19	Y/Y Change
Operating Cash Flow	$85.6M	↑ 11116.84%
Investing Cash Flow	$-439.1M	↓ 845.94%
Financing Cash Flow	$386.6M	↑ 1391.39%

	FY20	Y/Y Change
Operating Cash Flow	$-103.8M	↓ 213.1%
Investing Cash Flow	$-566.4M	↑ 20.3%
Financing Cash Flow	$686.6M	↑ 65.64%

	FY21	Y/Y Change
Operating Cash Flow	$70.5M	↓ 166.13%
Investing Cash Flow	$-368.6M	↓ 36.63%
Financing Cash Flow	$204.3M	↓ 71.02%

	Q1 FY19	Q/Q Change
Operating Cash Flow	$-29.6M	↑ 0.0%
Investing Cash Flow	$0.0	↓ 100.0%
Financing Cash Flow	$79.9M	↑ 0.0%

	Q2 FY19	Q/Q Change
Operating Cash Flow	$0.0	↓ 100.0%
Investing Cash Flow	$0.0	-
Financing Cash Flow	$0.0	↓ 100.0%

	Q3 FY19	Q/Q Change
Operating Cash Flow	$0.0	-
Investing Cash Flow	$0.0	-
Financing Cash Flow	$0.0	-

X Financial-adr Technicals Summary

Sell

Neutral

Buy

X Financial-adr is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

X Financial-adr (XYF) Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
X Financial-adr	23.88%	114.97%	133.73%	242.91%	187.25%
Capital One Financial Corporation	-7.61%	30.13%	36.22%	48.16%	153.05%
Paypal Holdings, Inc.	-13.18%	-6.32%	16.1%	-27.91%	-33.6%
Mastercard Inc.	-0.72%	16.28%	17.7%	77.38%	111.85%
American Express Co.	-10.25%	12.56%	29.76%	78.14%	188.4%
Visa, Inc.	2.05%	26.42%	25.6%	84.7%	105.83%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
X Financial-adr	2.67	2.67	NA	0.0	0.21	0.1	0.03	144.76
Capital One Financial Corporation	15.98	15.98	1.4	15.69	0.08	0.01	0.01	146.73
Paypal Holdings, Inc.	17.48	17.48	0.92	5.04	0.2	0.04	NA	20.56
Mastercard Inc.	41.39	41.39	2.31	15.89	1.91	0.23	0.01	7.1
American Express Co.	21.08	21.08	2.11	15.33	0.35	0.04	0.01	43.11
Visa, Inc.	36.55	36.55	2.39	11.29	0.51	0.17	0.01	19.13

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
X Financial-adr	Sell	$473.2M	187.25%	2.67	25.08%
Capital One Financial Corporation	Hold	$70.5B	153.05%	15.98	17.34%
Paypal Holdings, Inc.	Hold	$69.0B	-33.6%	17.48	13.04%
Mastercard Inc.	Buy	$524.2B	111.85%	41.39	45.71%
American Express Co.	Buy	$207.6B	188.4%	21.08	16.67%
Visa, Inc.	Buy	$698.0B	105.83%	36.55	54.27%

About X Financial-adr

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Organization	X Financial-adr
Employees	521
CEO	Mr. Yue Tang
Industry	Finance

Management People of X Financial-adr

Name	Title
Mr. Yue Tang	Founder, CEO & Chairman
Mr. Kan Li	President & Director
Mr. Ding Gao	Co-Founder
Mr. Fuya Zheng	Chief Financial Officer
Ms. Jennifer Zhang	Investor Relations
Mr. Yufan Jiang	Chief Risk Officer

Important FAQs about investing in XYF Stock from India :

What is X Financial-adr share price today?

X Financial-adr share price today stands at $11.30, Open: $10.00 ; Previous Close: $9.91 ; High: $11.44 ; Low: $10.00 ; 52 Week High: $12.37 ; 52 Week Low: $3.48.

The stock opens at $10.00, after a previous close of $9.91. The stock reached a daily high of $11.44 and a low of $10.00, with a 52-week high of $12.37 and a 52-week low of $3.48.

Can Indians buy X Financial-adr shares?

Yes, Indians can invest in the X Financial-adr (XYF) from India.

With INDmoney, you can buy X Financial-adr at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy X Financial-adr at zero transaction cost.

How can I buy X Financial-adr shares from India?

It is very easy to buy X Financial-adr from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of X Financial-adr (XYF) be purchased?

Yes, you can buy fractional shares of X Financial-adr with INDmoney app.

What are the documents required to start investing in X Financial-adr stocks?

To start investing in X Financial-adr, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.