X Financial-adr logo

X Financial-adr share price today

(XYF)

X Financial-adr share price is $7.84 & ₹672.75 as on 7 Jan 2025, 2.30 'hrs' IST

$7.84

-0.64

(-7.55%)

Market is closed - opens 8 PM, 07 Jan 2025

View live X Financial-adr share price in Dollar and Rupees. Guide to invest in X Financial-adr stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in X Financial-adr, along with analyst recommendations, forecasts, and comprehensive financials.

X Financial-adr share price movements

  • Today's Low: $7.84
    Today's High: $8.42

    Day's Volatility :6.89%

  • 52 Weeks Low: $3.48
    52 Weeks High: $8.59

    52 Weeks Volatility :59.49%

X Financial-adr Returns

PeriodX Financial-adrSector (Financials)Index (Russel 2000)
3 Months
15.37%
6.4%
0.0%
6 Months
97.21%
17.0%
0.0%
1 Year
96.3%
28.7%
0.0%
3 Years
169.21%
19.4%
-19.8%

X Financial-adr Key Statistics

in dollars & INR

Previous Close
$8.48
Open
$8.31
Today's High
$8.42
Today's Low
$7.84
Market Capitalization
$394.9M
Today's Volume
$20.8K
52 Week High
$8.59
52 Week Low
$3.48
Revenue TTM
$5.2B
EBITDA
$1.6B
Earnings Per Share (EPS)
$3.72
PE Ratio
2.24
Dividend Yield
4.89%
Profit Margin
25.43%
Quarterly Earnings Growth YOY
0.1%
Return On Equity TTM
21.85%

How to invest in X Financial-adr from India?

It is very easy for Indian residents to invest directly in X Financial-adr from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the X Financial-adr stock in both Indian Rupees (INR) and US Dollars (USD). Search for X Financial-adr or XYF on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of X Financial-adr or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of X Financial-adr shares which would translate to 0.109 fractional shares of X Financial-adr as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like X Financial-adr, in just a few clicks!

Returns in X Financial-adr for Indian investors in Rupees

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

X Financial-adr investment value today

Current value as on today

₹1,84,704

Returns

₹84,704

(+84.7%)

Returns from X Financial-adr Stock

₹81,481 (+81.48%)

Dollar Returns

₹3,223 (+3.22%)

Indian investors sentiment towards X Financial-adr

-24%

Period: Oct 8, 2024 to Jan 6, 2025. Change in 30 Days versus previous period

Search volume for X Financial-adr on INDmoney from India has reduced in the last 30 days as on Jan 7, 2025. -24% less investors are searching X Financial-adr in the last 30 days versus the previous period.

Global Institutional Holdings in X Financial-adr

  • AWH Capital, L.P.

    0.54%

  • Renaissance Technologies Corp

    0.18%

  • Morgan Stanley - Brokerage Accounts

    0.08%

  • Rhumbline Advisers

    0.02%

  • UBS Group AG

    0.01%

  • Acadian Asset Management LLC

    0.01%

Analyst Recommendation on X Financial-adr

Sell

    0%Buy

    37%Hold

    62%Sell

Based on 8 Wall street analysts offering stock ratings for X Financial-adr(by analysts ranked 0 to 5 stars)

Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
0
0
0
Hold
3
3
3
Sell
5
5
5

Analyst Forecast on X Financial-adr

What analysts predicted

Downside of 78.32%

Current:

$7.84

Target:

$1.70

Insights on X Financial-adr

  • Price Movement

    In the last 1 month, XYF stock has moved up by 16.3%
  • Increasing Revenue

    Revenue is up for the last 3 quarters, 392.89M → 1.08B (in $), with an average increase of 39.8% per quarter
  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 415.30M → 375.84M (in $), with an average decrease of 9.5% per quarter

X Financial-adr Financials in INR & Dollars

FY18Y/Y Change
Revenue
$314.5M
↑ 115.91%
Net Income
$128.2M
↑ 159.53%
Net Profit Margin
40.76%
↑ 6.85%
FY19Y/Y Change
Revenue
$182.3M
↓ 41.0%
Net Income
$110.4M
↓ 12.32%
Net Profit Margin
60.56%
↑ 19.8%
FY20Y/Y Change
Revenue
$-9.4M
↓ 104.81%
Net Income
$-199.0M
↓ 268.11%
Net Profit Margin
2.1K%
↑ 2055.95%
FY21Y/Y Change
Revenue
$237.4M
↓ 2558.43%
Net Income
$129.6M
↓ 163.41%
Net Profit Margin
54.59%
↓ 2061.92%
FY22Y/Y Change
Revenue
$220.3M
↑ 1.69%
Net Income
$116.4M
↓ 1.62%
Net Profit Margin
52.82%
↓ 1.77%
FY23Y/Y Change
Revenue
$264.1M
↑ 22.67%
Net Income
$166.2M
↑ 46.16%
Net Profit Margin
62.93%
↑ 10.11%
Q2 FY23Q/Q Change
Revenue
$75.8M
↑ 16.29%
Net Income
$51.1M
↑ 33.37%
Net Profit Margin
67.46%
↑ 8.64%
Q3 FY23Q/Q Change
Revenue
$77.3M
↑ 3.83%
Net Income
$47.6M
↓ 5.21%
Net Profit Margin
61.58%
↓ 5.88%
Q4 FY23Q/Q Change
Revenue
$81.0M
↑ 2.63%
Net Income
$50.9M
↑ 4.59%
Net Profit Margin
62.76%
↑ 1.18%
Q1 FY24Q/Q Change
Revenue
$54.6M
↓ 32.09%
Net Income
$26.2M
↓ 47.96%
Net Profit Margin
48.1%
↓ 14.66%
Q2 FY24Q/Q Change
Revenue
$93.1M
↑ 71.93%
Net Income
$57.2M
↑ 119.77%
Net Profit Margin
61.48%
↑ 13.38%
Q3 FY24Q/Q Change
Revenue
$1.1B
↑ 60.59%
Net Income
$375.8M
↓ 9.5%
Net Profit Margin
34.65%
↓ 26.83%
FY18Y/Y Change
Profit
$314.5M
↑ 115.91%
FY19Y/Y Change
Profit
$-59.5M
↓ 119.26%
FY20Y/Y Change
Profit
$-363.6M
↑ 469.75%
FY21Y/Y Change
Profit
$-82.8M
↓ 77.84%
FY22Y/Y Change
Profit
$-107.2M
↑ 41.89%
FY23Y/Y Change
Profit
$-169.9M
↑ 62.18%
Q2 FY23Q/Q Change
Profit
$-25.4M
↓ 7.71%
Q3 FY23Q/Q Change
Profit
$-41.3M
↑ 65.52%
Q4 FY23Q/Q Change
Profit
$12.7M
↓ 130.04%
Q1 FY24Q/Q Change
Profit
$-64.1M
↓ 610.19%
Q2 FY24Q/Q Change
Profit
$-73.4M
↑ 15.33%
Q3 FY24Q/Q Change
Profit
$1.1B
↓ 303.74%
FY18Y/Y Change
Operating Cash Flow
$777.2K
↓ 100.87%
Investing Cash Flow
$59.9M
↓ 3919.55%
Financing Cash Flow
$26.4M
↓ 78.1%
FY19Y/Y Change
Operating Cash Flow
$85.6M
↑ 11116.84%
Investing Cash Flow
$-439.1M
↓ 845.94%
Financing Cash Flow
$386.6M
↑ 1391.39%
FY20Y/Y Change
Operating Cash Flow
$-103.8M
↓ 213.1%
Investing Cash Flow
$-566.4M
↑ 20.3%
Financing Cash Flow
$686.6M
↑ 65.64%
FY21Y/Y Change
Operating Cash Flow
$70.5M
↓ 166.13%
Investing Cash Flow
$-368.6M
↓ 36.63%
Financing Cash Flow
$204.3M
↓ 71.02%
Q1 FY19Q/Q Change
Operating Cash Flow
$-29.6M
↑ 0.0%
Investing Cash Flow
$0.0
↓ 100.0%
Financing Cash Flow
$79.9M
↑ 0.0%
Q2 FY19Q/Q Change
Operating Cash Flow
$0.0
↓ 100.0%
Investing Cash Flow
$0.0
-
Financing Cash Flow
$0.0
↓ 100.0%
Q3 FY19Q/Q Change
Operating Cash Flow
$0.0
-
Investing Cash Flow
$0.0
-
Financing Cash Flow
$0.0
-

X Financial-adr Technicals Summary

Sell

Neutral

Buy

X Financial-adr is currently in a neutral trading position according to technical analysis indicators.

X Financial-adr Vs Peers

Company Name1 Month6 Month1 Year3 Years5 Years
X Financial-adr
2.17%
97.21%
96.3%
169.21%
69.26%
Paypal Holdings, Inc.
-2.67%
48.47%
41.89%
-52.12%
-22.18%
Capital One Financial Corporation
-2.32%
31.71%
34.94%
14.81%
76.01%
American Express Co.
2.14%
27.48%
60.18%
74.44%
137.13%
Mastercard Inc.
-0.28%
17.24%
23.55%
43.27%
68.67%
Visa, Inc.
2.14%
18.64%
19.95%
48.56%
62.95%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
X Financial-adr
2.24
2.24
NA
0.0
0.22
0.09
0.05
119.51
Paypal Holdings, Inc.
20.42
20.42
1.42
4.57
0.22
0.04
NA
20.05
Capital One Financial Corporation
17.02
17.02
1.92
13.63
0.07
0.01
0.01
152.24
American Express Co.
21.84
21.84
1.88
13.98
0.35
0.04
0.01
42.2
Mastercard Inc.
39.83
39.83
2.02
14.48
1.78
0.23
0.01
8.09
Visa, Inc.
32.48
32.48
2.1
11.21
0.51
0.16
0.01
20.08
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
X Financial-adr
Sell
$394.9M
69.26%
2.24
25.43%
Paypal Holdings, Inc.
Hold
$85.6B
-22.18%
20.42
14.08%
Capital One Financial Corporation
Hold
$68.8B
76.01%
17.02
16.46%
American Express Co.
Buy
$209.1B
137.13%
21.84
16.7%
Mastercard Inc.
Buy
$483.3B
68.67%
39.83
45.26%
Visa, Inc.
Buy
$612.0B
62.95%
32.48
54.96%

About X Financial-adr

x financial provides personal finance services in the people's republic of china. the company offers services as an online marketplace connecting borrowers and investors. its loan product is xiaoying credit loan, which consists of xiaoying card loan catering to the credit card holders and xiaoying preferred loan to small business owners. the company also offers xiaoying housing loan, a home equity loan product for property owners; investment products through xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. x financial was founded in 2014 and is headquartered in shenzhen, the people's republic of china.
Organization
X Financial-adr
Employees
521
CEO
Mr. Yue Tang
Industry
Finance

Management People of X Financial-adr

NameTitle
Mr. Yue Tang
Founder, CEO & Chairman
Mr. Kan Li
President & Director
Mr. Ding Gao
Co-Founder
Mr. Fuya Zheng
Chief Financial Officer
Ms. Jennifer Zhang
Investor Relations
Mr. Yufan Jiang
Chief Risk Officer

Important FAQs about investing in X Financial-adr from India :

What is X Financial-adr share price today?

X Financial-adr share price today stands at $7.84, Open: $8.31 ; Previous Close: $8.48 ; High: $8.42 ; Low: $7.84 ; 52 Week High: $8.59 ; 52 Week Low: $3.48. The stock opens at $8.31, after a previous close of $8.48. The stock reached a daily high of $8.42 and a low of $7.84, with a 52-week high of $8.59 and a 52-week low of $3.48.

Can Indians buy X Financial-adr shares?

Yes, Indians can invest in the X Financial-adr (XYF) from India.

With INDmoney, you can buy X Financial-adr at 0 brokerage. The step-by-step process is as follows:

  • Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
  • Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
  • Once funds are transferred successfully, you can buy X Financial-adr at zero transaction cost.

How can I buy X Financial-adr shares from India?

It is very easy to buy X Financial-adr from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of X Financial-adr be purchased?

Yes, you can buy fractional shares of X Financial-adr with INDmoney app.

What are the documents required to start investing in X Financial-adr stocks?

To start investing in X Financial-adr, You will need the following documents:

  • Proof of Identification (PAN, Aadhaar etc)
  • Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.

What are today’s High and Low prices of X Financial-adr

Today’s highest price of X Financial-adr (XYF) is $8.42.

Today’s lowest price of X Financial-adr (XYF) is $7.84.

What is today's market capitalisation of X Financial-adr

Today's market capitalisation of X Financial-adr XYF is 394.9M

What is the 52 Week High and Low Range of X Financial-adr

  • 52 Week High

    $8.59

  • 52 Week Low

    $3.48

What are the historical returns of X Financial-adr?

  • 1 Month Returns

    2.17%

  • 3 Months Returns

    97.21%

  • 1 Year Returns

    96.3%

  • 5 Years Returns

    69.26%

Who is the Chief Executive Officer (CEO) of X Financial-adr

Mr. Yue Tang is the current Chief Executive Officer (CEO) of X Financial-adr.