Yiren Digital logo

Yiren Digital share price today

(YRD)

Yiren Digital share price is $5.03 & ₹431.62 as on 7 Jan 2025, 2.30 'hrs' IST

$5.03

Market is closed - opens 8 PM, 07 Jan 2025

View live Yiren Digital share price in Dollar and Rupees. Guide to invest in Yiren Digital stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Yiren Digital, along with analyst recommendations, forecasts, and comprehensive financials.

Yiren Digital share price movements

  • Today's Low: $5.03
    Today's High: $5.34

    Day's Volatility :5.88%

  • 52 Weeks Low: $3.62
    52 Weeks High: $9.20

    52 Weeks Volatility :60.65%

Yiren Digital Returns

PeriodYiren Digital Ltd.Sector (Financials)Index (Russel 2000)
3 Months
-21.16%
6.4%
0.0%
6 Months
11.28%
17.0%
0.0%
1 Year
18.35%
28.7%
0.0%
3 Years
67.11%
19.4%
-19.8%

Yiren Digital Key Statistics

in dollars & INR

Previous Close
$5.03
Open
$5.09
Today's High
$5.344
Today's Low
$5.03
Market Capitalization
$422.5M
Today's Volume
$127.3K
52 Week High
$9.2
52 Week Low
$3.62
Revenue TTM
$5.5B
EBITDA
$2.7B
Earnings Per Share (EPS)
$3.16
PE Ratio
1.54
Dividend Yield
3.37%
Profit Margin
37.02%
Quarterly Earnings Growth YOY
-0.2%
Return On Equity TTM
25.34%

How to invest in Yiren Digital from India?

It is very easy for Indian residents to invest directly in Yiren Digital from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Yiren Digital stock in both Indian Rupees (INR) and US Dollars (USD). Search for Yiren Digital or YRD on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Yiren Digital or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Yiren Digital shares which would translate to 0.171 fractional shares of Yiren Digital as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Yiren Digital, in just a few clicks!

Returns in Yiren Digital for Indian investors in Rupees

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Yiren Digital investment value today

Current value as on today

₹1,21,576

Returns

₹21,576

(+21.58%)

Returns from Yiren Digital Stock

₹18,353 (+18.35%)

Dollar Returns

₹3,223 (+3.22%)

Indian investors sentiment towards Yiren Digital

18%

Period: Oct 8, 2024 to Jan 6, 2025. Change in 30 Days versus previous period

Search volume for Yiren Digital on INDmoney from India has grown in the last 30 days as on Jan 7, 2025. 18% more investors are searching Yiren Digital in the last 30 days versus the previous period.

Global Institutional Holdings in Yiren Digital

  • Dimensional Fund Advisors, Inc.

    1.22%

  • Connor Clark & Lunn Inv Mgmt Ltd

    0.30%

  • Renaissance Technologies Corp

    0.28%

  • Citadel Advisors Llc

    0.14%

  • BlackRock Inc

    0.13%

  • Morgan Stanley - Brokerage Accounts

    0.12%

Analyst Recommendation on Yiren Digital

Sell

    0%Buy

    25%Hold

    75%Sell

Based on 8 Wall street analysts offering stock ratings for Yiren Digital(by analysts ranked 0 to 5 stars)

Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
0
0
0
Hold
2
2
2
Sell
6
6
6

Analyst Forecast on Yiren Digital

What analysts predicted

Downside of 59.64%

Current:

$5.03

Target:

$2.03

Insights on Yiren Digital

  • Price Movement

    In the last 3 months, YRD stock has moved down by -32.5%
  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 1.49B → 1.47B (in $), with an average decrease of 1.2% per quarter
  • Decreasing Net Profit

    Netprofit is down for the last 5 quarters, 571.26M → 355.44M (in $), with an average decrease of 11.0% per quarter
  • YRD vs AXP (1 yr)

    In the last 1 year, American Express Co. has given 60.3% return, outperforming this stock by 31.7%
  • YRD vs AXP (3 yr)

    In the last 3 years, American Express Co. has given 75.3% return, outperforming this stock by 10.9%
  • Price to Sales

    ForYRD every $1 of sales, investors are willing to pay $0.1, whereas for American Express Co., the investors are paying $3.7 for every $1 of sales.

Yiren Digital Financials in INR & Dollars

FY18Y/Y Change
Revenue
$815.9M
↑ 1.4%
Net Income
$140.3M
↓ 29.54%
Net Profit Margin
17.2%
↓ 7.55%
FY19Y/Y Change
Revenue
$1.2B
↑ 53.3%
Net Income
$164.8M
↑ 19.55%
Net Profit Margin
13.41%
↓ 3.79%
FY20Y/Y Change
Revenue
$605.7M
↓ 54.02%
Net Income
$-105.9M
↓ 159.95%
Net Profit Margin
-17.48%
↓ 30.89%
FY21Y/Y Change
Revenue
$703.1M
↑ 13.02%
Net Income
$162.2M
↓ 249.11%
Net Profit Margin
23.07%
↑ 40.55%
FY22Y/Y Change
Revenue
$492.2M
↓ 23.3%
Net Income
$171.2M
↑ 15.67%
Net Profit Margin
34.79%
↑ 11.72%
FY23Y/Y Change
Revenue
$685.6M
↑ 42.54%
Net Income
$291.3M
↑ 74.09%
Net Profit Margin
42.49%
↑ 7.7%
Q2 FY23Q/Q Change
Revenue
$183.0M
↓ 1.01%
Net Income
$77.4M
↑ 5.13%
Net Profit Margin
42.3%
↑ 2.48%
Q3 FY23Q/Q Change
Revenue
$174.6M
↓ 2.78%
Net Income
$78.3M
↑ 3.04%
Net Profit Margin
44.83%
↑ 2.53%
Q4 FY23Q/Q Change
Revenue
$193.0M
↑ 8.14%
Net Income
$68.0M
↓ 14.95%
Net Profit Margin
35.26%
↓ 9.57%
Q1 FY24Q/Q Change
Revenue
$207.8M
↑ 8.6%
Net Income
$56.9M
↓ 15.71%
Net Profit Margin
27.37%
↓ 7.89%
Q2 FY24Q/Q Change
Revenue
$206.3M
↑ 0.0%
Net Income
$56.5M
↑ 0.0%
Net Profit Margin
27.37%
↑ 0.0%
Q3 FY24Q/Q Change
Revenue
$1.5B
↓ 1.17%
Net Income
$355.4M
↓ 13.21%
Net Profit Margin
24.03%
↓ 3.34%
FY18Y/Y Change
Profit
$722.4M
↓ 2.91%
FY19Y/Y Change
Profit
$1.1B
↑ 59.79%
FY20Y/Y Change
Profit
$436.8M
↓ 64.07%
FY21Y/Y Change
Profit
$583.7M
↑ 30.09%
FY22Y/Y Change
Profit
$380.9M
↓ 28.5%
FY23Y/Y Change
Profit
$548.9M
↑ 47.47%
Q2 FY23Q/Q Change
Profit
$148.7M
↑ 8.96%
Q3 FY23Q/Q Change
Profit
$149.3M
↑ 2.27%
Q4 FY23Q/Q Change
Profit
$160.3M
↑ 5.07%
Q1 FY24Q/Q Change
Profit
$173.6M
↑ 9.19%
Q2 FY24Q/Q Change
Profit
$172.3M
↑ 0.0%
Q3 FY24Q/Q Change
Profit
$1.3B
↑ 1.85%
FY18Y/Y Change
Operating Cash Flow
$-119.1M
↓ 130.19%
Investing Cash Flow
$478.7M
↓ 382.61%
Financing Cash Flow
$-3.8M
↓ 96.94%
FY19Y/Y Change
Operating Cash Flow
$35.1M
↓ 130.03%
Investing Cash Flow
$158.3M
↓ 66.34%
Financing Cash Flow
$-148.2M
↑ 3904.56%
FY20Y/Y Change
Operating Cash Flow
$43.1M
↑ 14.51%
Investing Cash Flow
$-274.7M
↓ 261.86%
Financing Cash Flow
$146.1M
↓ 191.9%
FY21Y/Y Change
Operating Cash Flow
$24.8M
↓ 43.91%
Investing Cash Flow
$-54.4M
↓ 80.71%
Financing Cash Flow
$67.1M
↓ 55.26%
FY22Y/Y Change
Operating Cash Flow
$265.0M
↑ 1069.1%
Investing Cash Flow
$7.5M
↓ 115.17%
Financing Cash Flow
$-70.1M
↓ 214.43%
Q1 FY23Q/Q Change
Operating Cash Flow
$104.2M
↑ 83.97%
Investing Cash Flow
$112.3M
↑ 173.46%
Financing Cash Flow
$-887.8K
↓ 98.44%
Q2 FY23Q/Q Change
Operating Cash Flow
$64.1K
↓ 99.94%
Investing Cash Flow
$105.3M
↓ 2.58%
Financing Cash Flow
$-55.7M
↑ 6418.81%

Yiren Digital Technicals Summary

Sell

Neutral

Buy

Yiren Digital is currently in a neutral trading position according to technical analysis indicators.

Yiren Digital Vs Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Yiren Digital Ltd.
-1.57%
11.28%
18.35%
67.11%
-26.03%
Paypal Holdings, Inc.
-2.67%
48.47%
41.89%
-52.12%
-22.18%
Capital One Financial Corporation
-2.32%
31.71%
34.94%
14.81%
76.01%
American Express Co.
2.14%
27.48%
60.18%
74.44%
137.13%
Mastercard Inc.
-0.28%
17.24%
23.55%
43.27%
68.67%
Visa, Inc.
2.14%
18.64%
19.95%
48.56%
62.95%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Yiren Digital Ltd.
1.54
1.54
1.24
0.0
0.25
0.16
0.03
92.56
Paypal Holdings, Inc.
20.42
20.42
1.42
4.57
0.22
0.04
NA
20.05
Capital One Financial Corporation
17.02
17.02
1.92
13.63
0.07
0.01
0.01
152.24
American Express Co.
21.84
21.84
1.88
13.98
0.35
0.04
0.01
42.2
Mastercard Inc.
39.83
39.83
2.02
14.48
1.78
0.23
0.01
8.09
Visa, Inc.
32.48
32.48
2.1
11.21
0.51
0.16
0.01
20.08
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Yiren Digital Ltd.
Sell
$422.5M
-26.03%
1.54
37.02%
Paypal Holdings, Inc.
Hold
$85.6B
-22.18%
20.42
14.08%
Capital One Financial Corporation
Hold
$68.8B
76.01%
17.02
16.46%
American Express Co.
Buy
$209.1B
137.13%
21.84
16.7%
Mastercard Inc.
Buy
$483.3B
68.67%
39.83
45.26%
Visa, Inc.
Buy
$612.0B
62.95%
32.48
54.96%

About Yiren Digital

yirendai (nyse: yrd) is a leading online consumer finance marketplace in china connecting investors and individual borrowers. the company provides an effective solution to address largely underserved investor and individual borrower demand in china through an online platform that automates key aspects of its operations to efficiently match borrowers with investors and execute loan transactions. yirendai deploys a proprietary risk management system, which enables the company to effectively assess the creditworthiness of borrowers, appropriately price the risks associated with borrowers, and offer quality loan investment opportunities to investors. yirendai's online marketplace provides borrowers with quick and convenient access to consumer credit at competitive prices and investors with easy and quick access to an alternative asset class with attractive returns.
Organization
Yiren Digital
Employees
754
CEO
Mr. Ning Tang
Industry
Technology Services

Management People of Yiren Digital

NameTitle
Mr. Ning Tang
Executive Chairman & CEO
Mr. Yuning Feng
Chief Financial Officer
Ms. Keyao He
Director of Investor Relations
Ms. Bin Yang
Chief Human Resources Officer
Ms. Mei Zhao
Chief Executive Officer of Yiren Credit
Ms. Lydia Yu
Investor Relations Officer

Important FAQs about investing in Yiren Digital from India :

What is Yiren Digital share price today?

Yiren Digital share price today stands at $5.03, Open: $5.09 ; Previous Close: $5.03 ; High: $5.34 ; Low: $5.03 ; 52 Week High: $9.20 ; 52 Week Low: $3.62. The stock opens at $5.09, after a previous close of $5.03. The stock reached a daily high of $5.34 and a low of $5.03, with a 52-week high of $9.20 and a 52-week low of $3.62.

Can Indians buy Yiren Digital shares?

Yes, Indians can invest in the Yiren Digital (YRD) from India.

With INDmoney, you can buy Yiren Digital at 0 brokerage. The step-by-step process is as follows:

  • Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
  • Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
  • Once funds are transferred successfully, you can buy Yiren Digital at zero transaction cost.

How can I buy Yiren Digital shares from India?

It is very easy to buy Yiren Digital from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Yiren Digital be purchased?

Yes, you can buy fractional shares of Yiren Digital with INDmoney app.

What are the documents required to start investing in Yiren Digital stocks?

To start investing in Yiren Digital, You will need the following documents:

  • Proof of Identification (PAN, Aadhaar etc)
  • Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.

What are today’s High and Low prices of Yiren Digital

Today’s highest price of Yiren Digital (YRD) is $5.34.

Today’s lowest price of Yiren Digital (YRD) is $5.03.

What is today's market capitalisation of Yiren Digital

Today's market capitalisation of Yiren Digital YRD is 422.5M

What is the 52 Week High and Low Range of Yiren Digital

  • 52 Week High

    $9.20

  • 52 Week Low

    $3.62

What are the historical returns of Yiren Digital?

  • 1 Month Returns

    -1.57%

  • 3 Months Returns

    11.28%

  • 1 Year Returns

    18.35%

  • 5 Years Returns

    -26.03%

Who is the Chief Executive Officer (CEO) of Yiren Digital

Mr. Ning Tang is the current Chief Executive Officer (CEO) of Yiren Digital.