Yiren Digital Share Price Today
(NASDAQ: YRD)

Name: Yiren Digital Share Price Today (NASDAQ: YRD) - Yiren Digital Stock Price Live Quote | INDmoney
Brand: INDmoney
Rating: 4.7 (371551 reviews)

Yiren Digital share price is $7.1 & ₹617.48 as on 6 Mar 2025, 2.30 'hrs' IST

$7.1

▲

0.69

(10.76%)

Market is closed - opens 8 PM, 06 Mar 2025

View live Yiren Digital share price in Dollar and Rupees. Guide to invest in Yiren Digital stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Yiren Digital, along with analyst recommendations, forecasts, and comprehensive financials.

Yiren Digital share price movements

Today's Low: $6.58
Today's High: $7.15
$7.10
7.32%
Downside
Day's Volatility :7.97%
Upside
0.7%
52 Weeks Low: $4.12
52 Weeks High: $9.20
$7.10
41.97%
Downside
52 Weeks Volatility :55.22%
Upside
22.83%

Yiren Digital (YRD) Returns

Period	Yiren Digital Ltd.	Sector (Financials)	Index (Russel 2000)
3 Months	35.81%	-1.0%	0.0%
6 Months	41.81%	11.1%	0.0%
1 Year	25.69%	23.6%	0.0%
3 Years	161.63%	34.1%	-11.6%

Yiren Digital (YRD) Key Statistics

in dollars & INR

Previous Close	$6.41
Open	$6.58
Today's High	$7.15
Today's Low	$6.58
Market Capitalization	$422.5M
Today's Volume	$5.4K
52 Week High	$9.2
52 Week Low	$4.12
Revenue TTM	$5.5B
EBITDA	$2.7B
Earnings Per Share (EPS)	$3.16
PE Ratio	1.54
Dividend Yield	3.37%
Profit Margin	37.02%
Quarterly Earnings Growth YOY	-0.2%
Return On Equity TTM	25.34%

How to invest in Yiren Digital Stock (YRD) from India?

It is very easy for Indian residents to invest directly in Yiren Digital from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Yiren Digital stock in both Indian Rupees (INR) and US Dollars (USD). Search for Yiren Digital or YRD on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Yiren Digital or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Yiren Digital shares which would translate to 0.122 fractional shares of Yiren Digital as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Yiren Digital, in just a few clicks!

Returns in Yiren Digital (YRD) for Indian investors in Rupees

The Yiren Digital stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

Yiren Digital investment value today

Current value as on today

₹1,44,178

Returns

₹44,178

(+44.18%)

Returns from Yiren Digital Stock

₹39,216 (+39.22%)

Dollar Returns

₹4,963 (+4.96%)

Indian investors sentiment towards Yiren Digital (YRD)

89%

Period: Feb 3, 2025 to Mar 5, 2025. Change in 30 Days versus previous period

Search interest for Yiren Digital Stock from India on INDmoney has increased by 89% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Yiren Digital

Dimensional Fund Advisors, Inc.
1.25%
Connor Clark & Lunn Inv Mgmt Ltd
0.39%
Renaissance Technologies Corp
0.27%
BlackRock Inc
0.11%
Morgan Stanley - Brokerage Accounts
0.08%
Public Employees Retirement System Of Ohio
0.04%

Analyst Recommendation on Yiren Digital

Sell

0%Buy

25%Hold

75%Sell

Based on 8 Wall street analysts offering stock ratings for Yiren Digital(by analysts ranked 0 to 5 stars)

Based on 8 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on Yiren Digital Stock (YRD)

What analysts predicted

Downside of 71.41%

Target:

$2.03

Current:

$7.10

Insights on Yiren Digital Stock (Ticker Symbol: YRD)

Price Movement
In the last 1 month, YRD stock has moved up by 11.1%
Decreasing Revenue
Revenue is down for the last 2 quarters, 1.49B → 1.47B (in $), with an average decrease of 1.2% per quarter
Decreasing Net Profit
Netprofit is down for the last 5 quarters, 571.26M → 355.44M (in $), with an average decrease of 11.0% per quarter
YRD vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 34.4% return, outperforming this stock by 7.7%
Price to Sales
ForYRD every $1 of sales, investors are willing to pay $0.1, whereas for Capital One Financial Corporation, the investors are paying $2.6 for every $1 of sales.

YRD Yiren Digital Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$815.9M	↑ 1.4%
Net Income	$140.3M	↓ 29.54%
Net Profit Margin	17.2%	↓ 7.55%

	FY19	Y/Y Change
Revenue	$1.2B	↑ 53.3%
Net Income	$164.8M	↑ 19.55%
Net Profit Margin	13.41%	↓ 3.79%

	FY20	Y/Y Change
Revenue	$605.7M	↓ 54.02%
Net Income	$-105.9M	↓ 159.95%
Net Profit Margin	-17.48%	↓ 30.89%

	FY21	Y/Y Change
Revenue	$703.1M	↑ 13.02%
Net Income	$162.2M	↓ 249.11%
Net Profit Margin	23.07%	↑ 40.55%

	FY22	Y/Y Change
Revenue	$492.2M	↓ 23.3%
Net Income	$171.2M	↑ 15.67%
Net Profit Margin	34.79%	↑ 11.72%

	FY23	Y/Y Change
Revenue	$685.6M	↑ 42.54%
Net Income	$291.3M	↑ 74.09%
Net Profit Margin	42.49%	↑ 7.7%

	Q2 FY23	Q/Q Change
Revenue	$183.0M	↓ 1.01%
Net Income	$77.4M	↑ 5.13%
Net Profit Margin	42.3%	↑ 2.48%

	Q3 FY23	Q/Q Change
Revenue	$174.6M	↓ 2.78%
Net Income	$78.3M	↑ 3.04%
Net Profit Margin	44.83%	↑ 2.53%

	Q4 FY23	Q/Q Change
Revenue	$193.0M	↑ 8.14%
Net Income	$68.0M	↓ 14.95%
Net Profit Margin	35.26%	↓ 9.57%

	Q1 FY24	Q/Q Change
Revenue	$207.8M	↑ 8.6%
Net Income	$56.9M	↓ 15.71%
Net Profit Margin	27.37%	↓ 7.89%

	Q2 FY24	Q/Q Change
Revenue	$206.3M	↑ 0.0%
Net Income	$56.5M	↑ 0.0%
Net Profit Margin	27.37%	↑ 0.0%

	Q3 FY24	Q/Q Change
Revenue	$1.5B	↓ 1.17%
Net Income	$355.4M	↓ 13.21%
Net Profit Margin	24.03%	↓ 3.34%

	FY18	Y/Y Change
Profit	$722.4M	↓ 2.91%

	FY19	Y/Y Change
Profit	$1.1B	↑ 59.79%

	FY20	Y/Y Change
Profit	$436.8M	↓ 64.07%

	FY21	Y/Y Change
Profit	$583.7M	↑ 30.09%

	FY22	Y/Y Change
Profit	$380.9M	↓ 28.5%

	FY23	Y/Y Change
Profit	$548.9M	↑ 47.47%

	Q2 FY23	Q/Q Change
Profit	$148.7M	↑ 8.96%

	Q3 FY23	Q/Q Change
Profit	$149.3M	↑ 2.27%

	Q4 FY23	Q/Q Change
Profit	$160.3M	↑ 5.07%

	Q1 FY24	Q/Q Change
Profit	$173.6M	↑ 9.19%

	Q2 FY24	Q/Q Change
Profit	$172.3M	↑ 0.0%

	Q3 FY24	Q/Q Change
Profit	$1.3B	↑ 1.85%

	FY18	Y/Y Change
Operating Cash Flow	$-119.1M	↓ 130.19%
Investing Cash Flow	$478.7M	↓ 382.61%
Financing Cash Flow	$-3.8M	↓ 96.94%

	FY19	Y/Y Change
Operating Cash Flow	$35.1M	↓ 130.03%
Investing Cash Flow	$158.3M	↓ 66.34%
Financing Cash Flow	$-148.2M	↑ 3904.56%

	FY20	Y/Y Change
Operating Cash Flow	$43.1M	↑ 14.51%
Investing Cash Flow	$-274.7M	↓ 261.86%
Financing Cash Flow	$146.1M	↓ 191.9%

	FY21	Y/Y Change
Operating Cash Flow	$24.8M	↓ 43.91%
Investing Cash Flow	$-54.4M	↓ 80.71%
Financing Cash Flow	$67.1M	↓ 55.26%

	FY22	Y/Y Change
Operating Cash Flow	$265.0M	↑ 1069.1%
Investing Cash Flow	$7.5M	↓ 115.17%
Financing Cash Flow	$-70.1M	↓ 214.43%

	Q1 FY23	Q/Q Change
Operating Cash Flow	$104.2M	↑ 83.97%
Investing Cash Flow	$112.3M	↑ 173.46%
Financing Cash Flow	$-887.8K	↓ 98.44%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$64.1K	↓ 99.94%
Investing Cash Flow	$105.3M	↓ 2.58%
Financing Cash Flow	$-55.7M	↑ 6418.81%

Yiren Digital Technicals Summary

Sell

Neutral

Buy

Yiren Digital is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Yiren Digital (YRD) Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Yiren Digital Ltd.	16.33%	41.81%	25.69%	161.63%	54.83%
Capital One Financial Corporation	-7.61%	30.13%	36.22%	48.16%	153.05%
Paypal Holdings, Inc.	-13.18%	-6.32%	16.1%	-27.91%	-33.6%
Mastercard Inc.	-0.72%	16.28%	17.7%	77.38%	111.85%
American Express Co.	-10.25%	12.56%	29.76%	78.14%	188.4%
Visa, Inc.	2.05%	26.42%	25.6%	84.7%	105.83%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Yiren Digital Ltd.	1.54	1.54	1.24	0.0	0.25	0.16	0.03	92.56
Capital One Financial Corporation	15.98	15.98	1.4	15.69	0.08	0.01	0.01	146.73
Paypal Holdings, Inc.	17.48	17.48	0.92	5.04	0.2	0.04	NA	20.56
Mastercard Inc.	41.39	41.39	2.31	15.89	1.91	0.23	0.01	7.1
American Express Co.	21.08	21.08	2.11	15.33	0.35	0.04	0.01	43.11
Visa, Inc.	36.55	36.55	2.39	11.29	0.51	0.17	0.01	19.13

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Yiren Digital Ltd.	Sell	$422.5M	54.83%	1.54	37.02%
Capital One Financial Corporation	Hold	$70.5B	153.05%	15.98	17.34%
Paypal Holdings, Inc.	Hold	$69.0B	-33.6%	17.48	13.04%
Mastercard Inc.	Buy	$524.2B	111.85%	41.39	45.71%
American Express Co.	Buy	$207.6B	188.4%	21.08	16.67%
Visa, Inc.	Buy	$698.0B	105.83%	36.55	54.27%

About Yiren Digital

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Organization	Yiren Digital
Employees	754
CEO	Ms. Mei Zhao
Industry	Technology Services

Management People of Yiren Digital

Name	Title
Mr. Ning Tang	Executive Chairman & CEO
Mr. Yuning Feng	Chief Financial Officer
Ms. Keyao He	Director of Investor Relations
Ms. Bin Yang	Chief Human Resources Officer
Ms. Mei Zhao	Chief Executive Officer of Yiren Credit
Ms. Lydia Yu	Investor Relations Officer

Important FAQs about investing in YRD Stock from India :

What is Yiren Digital share price today?

Yiren Digital share price today stands at $7.10, Open: $6.58 ; Previous Close: $6.41 ; High: $7.15 ; Low: $6.58 ; 52 Week High: $9.20 ; 52 Week Low: $4.12.

The stock opens at $6.58, after a previous close of $6.41. The stock reached a daily high of $7.15 and a low of $6.58, with a 52-week high of $9.20 and a 52-week low of $4.12.

Can Indians buy Yiren Digital shares?

Yes, Indians can invest in the Yiren Digital (YRD) from India.

With INDmoney, you can buy Yiren Digital at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Yiren Digital at zero transaction cost.

How can I buy Yiren Digital shares from India?

It is very easy to buy Yiren Digital from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Yiren Digital (YRD) be purchased?

Yes, you can buy fractional shares of Yiren Digital with INDmoney app.

What are the documents required to start investing in Yiren Digital stocks?

To start investing in Yiren Digital, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.