Bread Financial Share Price Today
(NASDAQ: BFH)

Name: Bread Financial Share Price Today (NASDAQ: BFH) - Bread Financial Stock Price Live Quote | INDmoney
Brand: INDmoney
Rating: 4.7 (371551 reviews)

Bread Financial share price is $63.08 & ₹5,454.97 as on 29 Jan 2025, 2.30 'hrs' IST

$63.08

▲

-0.82

(-1.28%)

Market is closed - opens 8 PM, 29 Jan 2025

View live Bread Financial share price in Dollar and Rupees. Guide to invest in Bread Financial stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Bread Financial, along with analyst recommendations, forecasts, and comprehensive financials.

Bread Financial share price movements

Today's Low: $61.15
Today's High: $63.50
$63.08
3.06%
Downside
Day's Volatility :3.69%
Upside
0.65%
52 Weeks Low: $32.10
52 Weeks High: $66.71
$63.08
49.11%
Downside
52 Weeks Volatility :51.88%
Upside
5.44%

Bread Financial (BFH) Returns

Period	Bread Financial Holdings Inc	Sector (Financials)	Index (Russel 2000)
3 Months	25.37%	8.9%	0.0%
6 Months	17.08%	18.4%	0.0%
1 Year	74.21%	33.0%	0.0%
3 Years	-7.44%	32.8%	-10.1%

Bread Financial (BFH) Key Statistics

in dollars & INR

Previous Close	$63.9
Open	$63.26
Today's High	$63.495
Today's Low	$61.15
Market Capitalization	$3.2B
Today's Volume	$519.5K
52 Week High	$66.71
52 Week Low	$32.1
Revenue TTM	$2.5B
EBITDA	$682.0M
Earnings Per Share (EPS)	$6.34
PE Ratio	10.08
Dividend Yield	1.3%
Profit Margin	12.69%
Quarterly Earnings Growth YOY	-0.99%
Return On Equity TTM	10.58%

How to invest in Bread Financial Stock (BFH) from India?

It is very easy for Indian residents to invest directly in Bread Financial from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Bread Financial stock in both Indian Rupees (INR) and US Dollars (USD). Search for Bread Financial or BFH on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Bread Financial or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Bread Financial shares which would translate to 0.014 fractional shares of Bread Financial as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Bread Financial, in just a few clicks!

Returns in Bread Financial (BFH) for Indian investors in Rupees

The Bread Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

Bread Financial investment value today

Current value as on today

₹1,75,995

Returns

₹75,995

(+75.99%)

Returns from Bread Financial Stock

₹71,974 (+71.97%)

Dollar Returns

₹4,021 (+4.02%)

Indian investors sentiment towards Bread Financial (BFH)

-40%

Period: Dec 29, 2025 to Jan 28, 2025. Change in 30 Days versus previous period

Search interest for Bread Financial Stock from India on INDmoney has decreased by -40% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Bread Financial

Vanguard Group Inc
11.69%
BlackRock Inc
9.71%
Turtle Creek Asset Management Inc.
9.22%
Dimensional Fund Advisors, Inc.
6.41%
Wellington Management Company LLP
4.25%
State Street Corp
4.09%

Analyst Recommendation on Bread Financial

Hold

13%Buy

47%Hold

39%Sell

Based on 23 Wall street analysts offering stock ratings for Bread Financial(by analysts ranked 0 to 5 stars)

Based on 23 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on Bread Financial Stock (BFH)

What analysts predicted

Upside of 7.57%

Target:

$67.86

Current:

$63.08

Insights on Bread Financial Stock (Ticker Symbol: BFH)

Price Movement
In the last 1 year, BFH stock has moved up by 80.2%
Decreasing Revenue
Revenue is down for the last 3 quarters, 1.23B → 983.0M (in $), with an average decrease of 10.8% per quarter
Decreasing Net Profit
Netprofit is down for the last 3 quarters, 134.0M → 2.0M (in $), with an average decrease of 49.6% per quarter
BFH vs AXP (3 yr)
In the last 3 years, American Express Co. has given 78.7% return, outperforming this stock by 84.2%

BFH Bread Financial Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$5.7B	↓ 26.59%
Net Income	$963.1M	↑ 22.11%
Net Profit Margin	17.0%	↑ 6.78%

	FY19	Y/Y Change
Revenue	$5.6B	↓ 1.51%
Net Income	$572.6M	↓ 40.55%
Net Profit Margin	10.26%	↓ 6.74%

	FY20	Y/Y Change
Revenue	$4.5B	↓ 18.99%
Net Income	$295.0M	↓ 48.48%
Net Profit Margin	6.52%	↓ 3.74%

	FY21	Y/Y Change
Revenue	$3.3B	↓ 27.63%
Net Income	$801.0M	↑ 171.53%
Net Profit Margin	24.48%	↑ 17.96%

	FY22	Y/Y Change
Revenue	$3.8B	↑ 16.93%
Net Income	$223.0M	↓ 72.16%
Net Profit Margin	5.83%	↓ 18.65%

	FY23	Y/Y Change
Revenue	$3.1B	↓ 20.02%
Net Income	$718.0M	↑ 221.97%
Net Profit Margin	23.46%	↑ 17.63%

	Q2 FY23	Q/Q Change
Revenue	$952.0M	↓ 26.14%
Net Income	$48.0M	↓ 89.45%
Net Profit Margin	5.04%	↓ 30.26%

	Q3 FY23	Q/Q Change
Revenue	$1.0B	↑ 8.3%
Net Income	$171.0M	↑ 256.25%
Net Profit Margin	16.59%	↑ 11.55%

	Q4 FY23	Q/Q Change
Revenue	$1.0B	↓ 1.36%
Net Income	$43.0M	↓ 74.85%
Net Profit Margin	4.23%	↓ 12.36%

	Q1 FY24	Q/Q Change
Revenue	$1.2B	↑ 21.83%
Net Income	$134.0M	↑ 211.63%
Net Profit Margin	10.82%	↑ 6.59%

	Q2 FY24	Q/Q Change
Revenue	$1.2B	↓ 5.17%
Net Income	$133.0M	↓ 0.75%
Net Profit Margin	11.32%	↑ 0.5%

	Q3 FY24	Q/Q Change
Revenue	$983.0M	↓ 16.34%
Net Income	$2.0M	↓ 98.5%
Net Profit Margin	0.2%	↓ 11.12%

	FY18	Y/Y Change
Profit	$2.6B	↓ 4.84%

	FY19	Y/Y Change
Profit	$2.2B	↓ 15.97%

	FY20	Y/Y Change
Profit	$1.8B	↓ 15.15%

	FY21	Y/Y Change
Profit	$1.7B	↓ 8.97%

	FY22	Y/Y Change
Profit	$3.9B	↑ 130.49%

	FY23	Y/Y Change
Profit	$3.1B	↓ 20.93%

	Q2 FY23	Q/Q Change
Profit	$952.0M	↓ 28.69%

	Q3 FY23	Q/Q Change
Profit	$1.3B	↑ 36.66%

	Q4 FY23	Q/Q Change
Profit	$747.0M	↓ 42.58%

	Q1 FY24	Q/Q Change
Profit	$670.0M	↓ 10.31%

	Q2 FY24	Q/Q Change
Profit	$1.2B	↑ 83.28%

	Q3 FY24	Q/Q Change
Profit	$1.3B	↑ 3.99%

	FY18	Y/Y Change
Operating Cash Flow	$2.8B	↑ 5.57%
Investing Cash Flow	$-1.9B	↓ 56.14%
Financing Cash Flow	$-1.2B	↓ 130.41%

	FY19	Y/Y Change
Operating Cash Flow	$1.2B	↓ 55.8%
Investing Cash Flow	$2.9B	↓ 252.83%
Financing Cash Flow	$-4.1B	↑ 235.96%

	FY20	Y/Y Change
Operating Cash Flow	$1.9B	↑ 54.61%
Investing Cash Flow	$1.8B	↓ 37.99%
Financing Cash Flow	$-4.2B	↑ 1.83%

	FY21	Y/Y Change
Operating Cash Flow	$1.5B	↓ 18.04%
Investing Cash Flow	$-1.7B	↓ 195.32%
Financing Cash Flow	$608.0M	↓ 114.59%

	FY22	Y/Y Change
Operating Cash Flow	$1.8B	↑ 19.77%
Investing Cash Flow	$-5.1B	↑ 202.25%
Financing Cash Flow	$3.3B	↑ 437.34%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$343.0M	↓ 13.82%
Investing Cash Flow	$-281.0M	↓ 108.95%
Financing Cash Flow	$-343.0M	↓ 91.05%

	Q3 FY23	Q/Q Change
Operating Cash Flow	$629.0M	↑ 83.38%
Investing Cash Flow	$2.6B	↓ 1017.79%
Financing Cash Flow	$-304.0M	↓ 11.37%

Bread Financial Technicals Summary

Sell

Neutral

Buy

Bread Financial is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Bread Financial (BFH) Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Bread Financial Holdings Inc	4.07%	17.08%	74.21%	-7.44%	-37.83%
Capital One Financial Corporation	13.81%	33.76%	46.1%	38.02%	102.92%
Paypal Holdings, Inc.	5.63%	37.18%	41.71%	-47.52%	-20.77%
Mastercard Inc.	4.2%	18.1%	23.01%	41.74%	73.34%
American Express Co.	6.42%	25.05%	54.99%	75.96%	143.64%
Visa, Inc.	6.1%	25.92%	20.71%	47.92%	68.14%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Bread Financial Holdings Inc	10.08	10.08	0.26	7.33	0.11	0.01	0.01	62.62
Capital One Financial Corporation	17.49	17.49	2.11	15.66	0.07	0.01	0.01	152.24
Paypal Holdings, Inc.	21.59	21.59	1.48	4.58	0.22	0.04	NA	20.05
Mastercard Inc.	41.39	41.39	2.05	14.48	1.78	0.23	0.01	8.09
American Express Co.	22.59	22.59	2.03	15.27	0.35	0.04	0.01	42.2
Visa, Inc.	34.35	34.35	2.19	11.19	0.51	0.16	0.01	20.08

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Bread Financial Holdings Inc	Hold	$3.2B	-37.83%	10.08	12.69%
Capital One Financial Corporation	Hold	$77.2B	102.92%	17.49	16.46%
Paypal Holdings, Inc.	Hold	$90.5B	-20.77%	21.59	14.08%
Mastercard Inc.	Buy	$502.6B	73.34%	41.39	45.26%
American Express Co.	Buy	$222.1B	143.64%	22.59	16.7%
Visa, Inc.	Buy	$647.8B	68.14%	34.35	54.96%

Bread Financial Dividend announcements

Bread Financial Dividends December, 2024
In the quarter ending December,2024. Bread Financial has declared dividend of $0.21
Read More

About Bread Financial

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Organization	Bread Financial
Employees	7000
CEO	Mr. Ralph J. Andretta
Industry	Financial

Management People of Bread Financial

Name	Title
Mr. Ralph J. Andretta	President, CEO & Director
Mr. Perry S. Beberman	Executive VP & CFO
Ms. Tammy Michelle McConnaughey	Executive VP and Chief Credit Risk & Operations Officer
Mr. Joseph L. Motes III	Executive VP, Chief Administrative Officer, General Counsel & Secretary
Ms. Valerie E. Greer	Executive VP & Chief Commercial Officer
Mr. Jonathan Bryan Campbell	Senior VP & Chief Accounting Officer
Ms. Allegra S. Driscoll	Executive VP & CTO
Mr. Brian Vereb	Head of Investor Relations
Brandy Sullivan	Senior VP, Chief People and Culture Officer
Mr. Wes Hunt	Senior Vice President of Operational Excellence

Important FAQs about investing in BFH Stock from India :

What is Bread Financial share price today?

Bread Financial share price today stands at $63.08, Open: $63.26 ; Previous Close: $63.90 ; High: $63.50 ; Low: $61.15 ; 52 Week High: $66.71 ; 52 Week Low: $32.10. The stock opens at $63.26, after a previous close of $63.90. The stock reached a daily high of $63.50 and a low of $61.15, with a 52-week high of $66.71 and a 52-week low of $32.10.

Can Indians buy Bread Financial shares?

Yes, Indians can invest in the Bread Financial (BFH) from India.

With INDmoney, you can buy Bread Financial at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Bread Financial at zero transaction cost.

How can I buy Bread Financial shares from India?

It is very easy to buy Bread Financial from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Bread Financial (BFH) be purchased?

Yes, you can buy fractional shares of Bread Financial with INDmoney app.

What are the documents required to start investing in Bread Financial stocks?

To start investing in Bread Financial, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.