Heritage Insurance share price today

(HRTG)

Heritage Insurance share price is $12.32 & ₹1,049.64 as on 25 Dec 2024, 2.30 'hrs' IST

$12.32

▲

0.67

(5.75%)

Market is closed - opens 8 PM, 26 Dec 2024

View live Heritage Insurance share price in Dollar and Rupees. Guide to invest in Heritage Insurance from India. Also see the sentimental analysis on Indian investors investing in Heritage Insurance. Get details on the Indian mutual funds that are investing in Heritage Insurance. Get Analyst recommendations and forecasts along with all the Heritage Insurance's financials.

Heritage Insurance share price movements

Today's Low: $11.76
Today's High: $12.40
$12.32
4.55%
Downside
Day's Volatility :5.19%
Upside
0.67%
52 Weeks Low: $5.51
52 Weeks High: $16.90
$12.32
55.28%
Downside
52 Weeks Volatility :67.4%
Upside
27.1%

Heritage Insurance Returns

Period	Heritage Insurance Holdings	Sector (Financials)	Index (Russel 2000)
3 Months	-22.71%	8.8%	0.0%
6 Months	71.83%	19.4%	0.0%
1 Year	85.54%	30.7%	0.0%
3 Years	109.17%	26.2%	-21.1%

Heritage Insurance Key Statistics

in dollars & INR

Previous Close	$11.65
Open	$11.76
Today's High	$12.4035
Today's Low	$11.76
Market Capitalization	$378.0M
Today's Volume	$131.3K
52 Week High	$16.9
52 Week Low	$5.51
Revenue TTM	$793.7M
EBITDA	$107.2M
Earnings Per Share (EPS)	$2.53
PE Ratio	4.87
Profit Margin	9.1%
Quarterly Earnings Growth YOY	1.03%
Return On Equity TTM	33.52%

How to invest in Heritage Insurance from India?

It is very easy for Indian residents to invest directly in Heritage Insurance from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Heritage Insurance stock in both Indian Rupees (INR) and US Dollars (USD). Search for Heritage Insurance or HRTG on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Heritage Insurance or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Heritage Insurance shares which would translate to 0.069 fractional shares of Heritage Insurance as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Heritage Insurance, in just a few clicks!

Returns in Heritage Insurance for Indian investors in Rupees

Investment Value

₹1,00,000

Heritage Insurance investment value today

Current value as on today

₹1,87,781

Returns

₹87,781

(+87.78%)

Returns from Heritage Insurance Stock

₹85,542 (+85.54%)

Dollar Returns

₹2,239 (+2.24%)

Indian investors sentiment towards Heritage Insurance

-17%

Period: Sep 26, 2024 to Dec 25, 2024. Change in 30 Days versus previous period

Search volume for Heritage Insurance on INDmoney from India has reduced in the last 30 days as on Dec 26, 2024. -17% less investors are searching Heritage Insurance in the last 30 days versus the previous period.

Global Institutional Holdings in Heritage Insurance

BlackRock Inc
5.77%
Dimensional Fund Advisors, Inc.
4.48%
Vanguard Group Inc
4.30%
Marshall Wace Asset Management Ltd
3.10%
Amvescap Plc.
2.48%
Pacific Ridge Capital Partners, LLC
1.98%

Analyst Recommendation on Heritage Insurance

Buy

66%Buy

33%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Heritage Insurance(by analysts ranked 0 to 5 stars)

Based on 9 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on Heritage Insurance

What analysts predicted

Upside of 29.87%

Current:

$12.32

Target:

$16.00

Insights on Heritage Insurance

Price Movement
In the last 6 months, HRTG stock has moved up by 74.3%
Increasing Revenue
Revenue is up for the last 11 quarters, 158.60M → 211.84M (in $), with an average increase of 2.8% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 18.86M → 8.15M (in $), with an average decrease of 56.8% per quarter
HRTG vs PGR (3 yr)
In the last 3 years, Progressive Corp. has given 140.2% return, outperforming this stock by 31.7%

Heritage Insurance Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$480.2M	↑ 18.09%
Net Income	$27.2M	↓ 2526.72%
Net Profit Margin	5.66%	↑ 5.94%

	FY19	Y/Y Change
Revenue	$511.3M	↑ 6.48%
Net Income	$28.6M	↑ 5.45%
Net Profit Margin	5.6%	↓ 0.06%

	FY20	Y/Y Change
Revenue	$593.4M	↑ 16.05%
Net Income	$9.3M	↓ 67.43%
Net Profit Margin	1.57%	↓ 4.03%

	FY21	Y/Y Change
Revenue	$631.6M	↑ 6.43%
Net Income	$-74.7M	↓ 901.28%
Net Profit Margin	-11.83%	↓ 13.4%

	FY22	Y/Y Change
Revenue	$662.5M	↑ 4.89%
Net Income	$-154.4M	↑ 106.57%
Net Profit Margin	-23.3%	↓ 11.47%

	FY23	Y/Y Change
Revenue	$735.5M	↑ 11.03%
Net Income	$45.3M	↓ 129.35%
Net Profit Margin	6.16%	↑ 29.46%

	Q2 FY23	Q/Q Change
Revenue	$185.3M	↑ 4.74%
Net Income	$7.8M	↓ 44.47%
Net Profit Margin	4.2%	↓ 3.72%

	Q3 FY23	Q/Q Change
Revenue	$186.3M	↑ 0.53%
Net Income	$-7.4M	↓ 195.44%
Net Profit Margin	-3.98%	↓ 8.18%

	Q4 FY23	Q/Q Change
Revenue	$189.2M	↑ 1.56%
Net Income	$30.9M	↓ 516.81%
Net Profit Margin	16.36%	↑ 20.34%

	Q1 FY24	Q/Q Change
Revenue	$191.3M	↑ 1.11%
Net Income	$14.2M	↓ 54.03%
Net Profit Margin	7.44%	↓ 8.92%

	Q2 FY24	Q/Q Change
Revenue	$203.6M	↑ 6.41%
Net Income	$18.9M	↑ 32.65%
Net Profit Margin	9.27%	↑ 1.83%

	Q3 FY24	Q/Q Change
Revenue	$211.8M	↑ 4.07%
Net Income	$8.2M	↓ 56.8%
Net Profit Margin	3.85%	↓ 5.42%

	FY18	Y/Y Change
Profit	$480.2M	↑ 18.09%

	FY19	Y/Y Change
Profit	$511.3M	↑ 6.48%

	FY20	Y/Y Change
Profit	$593.4M	↑ 16.05%

	FY21	Y/Y Change
Profit	$631.6M	↑ 6.43%

	FY22	Y/Y Change
Profit	$662.5M	↑ 4.89%

	FY23	Y/Y Change
Profit	$735.5M	↑ 11.03%

	Q2 FY23	Q/Q Change
Profit	$185.3M	↑ 4.74%

	Q3 FY23	Q/Q Change
Profit	$186.3M	↑ 0.53%

	Q4 FY23	Q/Q Change
Profit	$187.0M	↑ 0.36%

	Q1 FY24	Q/Q Change
Profit	$191.3M	↑ 2.32%

	Q2 FY24	Q/Q Change
Profit	$203.6M	↑ 6.41%

	Q3 FY24	Q/Q Change
Profit	$211.8M	↑ 4.07%

	FY18	Y/Y Change
Operating Cash Flow	$95.4M	↑ 1161.27%
Investing Cash Flow	$24.4M	↓ 436.44%
Financing Cash Flow	$-32.0M	↓ 167.19%

	FY19	Y/Y Change
Operating Cash Flow	$119.7M	↑ 25.39%
Investing Cash Flow	$-53.6M	↓ 319.93%
Financing Cash Flow	$-45.4M	↑ 42.19%

	FY20	Y/Y Change
Operating Cash Flow	$170.2M	↑ 42.25%
Investing Cash Flow	$22.1M	↓ 141.17%
Financing Cash Flow	$-28.9M	↓ 36.4%

	FY21	Y/Y Change
Operating Cash Flow	$60.1M	↓ 64.67%
Investing Cash Flow	$-124.5M	↓ 664.23%
Financing Cash Flow	$-17.3M	↓ 40.2%

	FY22	Y/Y Change
Operating Cash Flow	$-34.3M	↓ 156.98%
Investing Cash Flow	$-37.9M	↓ 69.58%
Financing Cash Flow	$-5.1M	↓ 70.73%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$9.2M	↓ 38.63%
Investing Cash Flow	$-86.6M	↓ 337.17%
Financing Cash Flow	$-2.4M	↑ 2.65%

	Q3 FY23	Q/Q Change
Operating Cash Flow	$-53.5M	↓ 682.81%
Investing Cash Flow	$37.7M	↓ 143.53%
Financing Cash Flow	$-2.4M	↓ 0.2%

Heritage Insurance Technicals Summary

Sell

Neutral

Buy

Heritage Insurance is currently in a neutral trading position according to technical analysis indicators.

Heritage Insurance Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Heritage Insurance Holdings	-0.88%	71.83%	85.54%	109.17%	-7.44%
Progressive Corp.	-9.25%	15.09%	54.28%	135.42%	236.34%
Hartford Financial Services Group, Inc.	-9.83%	7.61%	38.26%	60.62%	82.19%
Travelers Companies, Inc., The	-7.92%	17.36%	28.77%	55.65%	77.95%
Allstate Corporation, The	-5.94%	22.19%	41.28%	68.44%	74.93%
Chubb Corporation, The	-4.14%	5.54%	24.18%	42.93%	78.06%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Heritage Insurance Holdings	4.87	4.87	0.0	1.34	0.34	0.03	NA	9.59
Progressive Corp.	17.66	17.66	0.12	13.4	0.36	0.07	0.0	46.36
Hartford Financial Services Group, Inc.	11.1	11.1	1.41	10.05	0.2	0.03	0.02	57.34
Travelers Companies, Inc., The	12.47	12.47	0.83	18.88	0.19	0.03	0.02	122.01
Allstate Corporation, The	12.64	12.64	3.4	16.31	0.24	0.03	0.02	71.23
Chubb Corporation, The	11.34	11.34	3.45	21.91	0.16	0.03	0.01	163.16

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Heritage Insurance Holdings	Buy	$378.0M	-7.44%	4.87	9.1%
Progressive Corp.	Buy	$142.5B	236.34%	17.66	11.27%
Hartford Financial Services Group, Inc.	Buy	$32.1B	82.19%	11.1	11.61%
Travelers Companies, Inc., The	Hold	$55.1B	77.95%	12.47	10.02%
Allstate Corporation, The	Buy	$51.8B	74.93%	12.64	6.77%
Chubb Corporation, The	Buy	$111.5B	78.06%	11.34	18.28%

About Heritage Insurance

heritage insurance holdings, inc. (“heritage” or the “company”) is based in clearwater, florida. its subsidiaries, heritage property & casualty insurance company and zephyr insurance company, write approximately $587 million and $58 million, respectively, of personal and commercial residential premium through a large network of experienced agents. the company is currently writing policies in florida, hawaii, north carolina and south carolina. heritage is one of the largest, most well-capitalized insurance companies in florida. surplus at heritage p&c is $205 million and surplus at zephyr is $72 million. consolidated in-force premiums at september 30, 2016 were $646 million with approximately 327,000 policies-in-force. the company is listed on the new york stock exchange (ticker: hrtg). with a market capitalization of approximately $460 million, heritage is larger than all but one florida-based property and casualty insurance companies. heritage’s balance sheet is solid with stockholder

Organization	Heritage Insurance
Employees	566
CEO	Mr. Ernesto Jose Garateix CPCU
Industry	Finance

Management People of Heritage Insurance

Name	Title
Mr. Ernesto Jose Garateix CPCU	CEO & Director
Mr. Kirk Howard Lusk	CFO & Treasurer
Mr. Timothy Michael Moura	President of Narragansett Bay Insurance Company
Ms. Sharon Ann Binnun CPA	Chief Accounting Officer
Mr. Timothy E. Johns	President of Zephyr Insurance Company
Mr. Stephen Lowell Rohde	Advisory

Important FAQs about investing in Heritage Insurance from India :

What is Heritage Insurance share price today?

Heritage Insurance share price today stands at $12.32, Open: $11.76 ; Previous Close: $11.65 ; High: $12.40 ; Low: $11.76 ; 52 Week High: $16.90 ; 52 Week Low: $5.51. The stock opens at $11.76, after a previous close of $11.65. The stock reached a daily high of $12.40 and a low of $11.76, with a 52-week high of $16.90 and a 52-week low of $5.51.

Can Indians buy Heritage Insurance shares?

Yes, Indians can invest in the Heritage Insurance (HRTG) from India.

With INDmoney, you can buy Heritage Insurance at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Heritage Insurance at zero transaction cost.

How can I buy Heritage Insurance shares from India?

It is very easy to buy Heritage Insurance from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Heritage Insurance be purchased?

Yes, you can buy fractional shares of Heritage Insurance with INDmoney app.

What are the documents required to start investing in Heritage Insurance stocks?

To start investing in Heritage Insurance, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.