Grievance Redressal Policy


Finzoom Investment Advisors Private Limited ("Company/We/INDPay") aim to provide all its users a seamless experience on the platform, so we make sure, we are available whenever You need our assistance.

To ensure the same, we have set up this system to acknowledge, assess, and try to resolve all customer grievances and ensure that the company's grievance redressal method becomes more meaningful and effective. We provide you with a platform where you can raise your grievances with us. We will try our best to have your grievances resolved in an appropriate manner within the given framework of rules and regulations.

We have also articulated FAQ section for self-help of the users. In case, your queries/concerns remain unsolved you can reach out to our customer support team through below mentioned channels.

A. Grievance Redressal Process of Company

Channels for lodging grievance:

LevelsChannelsProcessDescription
Level 1Customer supportThrough our appHelp and Support (INDmoney app>Profile>help and
support>raising a ticket), or Through transaction history
section by selecting particular transaction
   Emailupisupport@indmoney.com
Level- 2Escalation Matrix of CompanyPlease refer our escalation matrixHelp and Support (INDmoney app>Profile>help and
support>raising a ticket), or Through transaction history
section by selecting particular transaction
Level- 3Partnered PSPHDFC Bank Grievance policy: https://www.hdfcbank.com/personal/need-help/grievance-redressal-digitalThe user has an option to reach out to our Partner
PSP to get the issue resolved
Level- 4NPCIThe user may approach NPCI through its website https://www.npci.org.in/what-we-do/upi/dispute-redressal-mechanismThe user has an option to escalate the matter
to NPCI in case the user is not satisfied with
the resolution provided.
Level- 5Banking OmbudsmanLink of CMS portal https://cms.rbi.org.in/cms/inde xpage.html#engIf the user is not satisfied with the resolution, they
have an option to reach out to Banking Ombudsman

Based on the type of grievance the Company shall put in its best efforts and endeavor to resolve the complaints at the earliest.

Please note that it shall be the primary responsibility of customers to ensure that they quote their registered email id/ registered contact no. complaint reference no. and transaction reference no. in every correspondence with the Company regarding their complaint. The Company shall neither entertain any anonymous complaint, nor it shall entertain any complaint from third parties unless and until we have received any written approval from the concerned user.

Grievance Resolution Process

  1. Acknowledgement: You shall receive an acknowledgement from our end within 24 hours of raising the complaint. Please refer the ticket number as mentioned in the acknowledgement in all further correspondences pertaining to grievance.
  2. Resolution TAT: The Company shall put in its best efforts to provide the possible resolution within 30 working days. This timeline may vary subject to the receipt of additional information/documents by the Company.
  3. Closure of the ticket: We shall close the ticket in below mentioned scenarios:
    1. In case user has confirmed in writing that he is satisfied with the resolution provided
    2. In case user has not reverted to us or shared additional required information within 2 weeks of our request