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Morgan Stanley maintains Underweight rating on L&T Finance, lowering target price to ₹112/share, indicating a potential downside of 21.9%.
L&T Finance Analyst Rating
based on 21 analysts
80.00%
Buy
5.00%
Hold
15.00%
Sell
Based on 21 analysts offering long term price targets for L&T Finance. An average target of ₹185.57
Source: S&P Global Market Intelligence
L&T Finance Share analysis
L&T Finance price forecast by 21 analysts
Upside of29.37%
High
₹237
Target
₹185.57
Low
₹112
L&T Finance target price ₹185.57, a slight upside of 29.37% compared to current price of ₹138.39. According to 21 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
L&T Finance revenue growth forecast
Expected growth rate Q1, FY2027:6.47%
Forecast
Actual
Including amortisation and stock based compensations
L&T Finance EPS growth forecast
EPS estimate Q1, FY2027:79.61%
Forecast
Actual
Source: S&P Global Market Intelligence
L&T Finance Performance
Day's Low
Day's High
₹136.62Day's Price Range₹143.8152 Week's Low
52 Week's High
₹134.152-Week Price Range₹194.25
| Returns % | |
| 1 Month Return | -3.61 % |
| 3 Month Return | -14.87 % |
| 1 Year Return | -14.8 % |
| Market Stats | |
| Previous Close | ₹143.44 |
| Open | ₹143.44 |
| Volume | 67.36L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹35,777.80Cr |
L&T Finance Key Statistics
| P/E Ratio | 13.87 |
| PEG Ratio | 7.11 |
| Market Cap | ₹35,777.80 Cr |
| P/B Ratio | 1.7 |
| EPS | 9.31 |
| Dividend Yield | 1.58 |
| Sector | Finance |
| ROE | 10.27 |
L&T Finance Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹35,777.80 Cr | 7.41% | 0.88 | ₹2,317 Cr | ₹13,580 Cr | |
| HOLD | ₹52,076.60 Cr | 37.98% | 0.91 | ₹1,422 Cr | ₹7,273 Cr | |
| BUY | ₹24,864.60 Cr | 96.11% | 0.83 | ₹1,683 Cr | ₹5,417 Cr | |
| BUY | ₹1,14,635.88 Cr | 35.8% | 0.90 | ₹7,391 Cr | ₹36,388 Cr | |
| BUY | ₹34,157.82 Cr | 8.15% | 0.92 | ₹1,943 Cr | ₹15,962 Cr |
About L&T Finance
Share Price: ₹138.39 per share as on 06 Jan, 2025 04:04 PM
Market Capitalisation: ₹35,777.80Cr as of today
Revenue: ₹4,024.02Cr as on September 2024 (Q3 24)
Net Profit: ₹696.68Cr as on September 2024 (Q3 24)
Listing date: 12 Aug, 2011
Chairperson Name: S N Subrahmanyan
| Organisation | L&T Finance |
| Headquarters | Mumbai |
| Industry | Finance |
| E-voting on shares | Click here to vote |
What's happening today
Today's Timeline - Invalid Date
05:30 AM
-Morgan Stanley maintains Underweight rating on L&T Finance, reducing target price to ₹112/share.
08:11 AM
-L&T Finance reports 4.4% YoY growth in retail disbursements for Q3 FY25, reaching ₹15,170 crore.
11:34 AM
-L&T Finance shares decline 3.35% to ₹138.65 amid mixed Q3 results.
Today's Timeline - Invalid Date
04:50 PM
-L&T Finance stock falls 3.56%, underperforming its sector by 1.99% on January 6, 2025.
Key events for L&T Finance Ltd
L&T Finance Faces Decline Amid Mixed Q3 Results - 06 Jan, 2025
L&T Finance reported a 4.4% increase in retail disbursements for Q3 FY25 but saw its stock decline by 3.56%. Morgan Stanley issued an Underweight rating, lowering the target price to ₹112/share, reflecting concerns over asset quality and valuation.L&T Finance Reports Strong Q3 Growth Metrics - 03 Jan, 2025
L&T Finance Ltd reported a 23% increase in its retail loan book to ₹92,200 crore for Q3 FY25, with net profit rising 16.8%. Retail disbursements reached ₹15,170 crore, and an analyst set a target price of ₹155 for the stock.L&T Finance Outperforms Sector with Notable Gains - 02 Jan, 2025
On January 2, 2025, L&T Finance reported a 3.37% gain, outperforming its sector and Sensex. The stock reached an intraday high of Rs 142.7, reflecting positive momentum despite a slight monthly decline.Emkay Global Issues Reduce Recommendation for L&T Finance - 01 Jan, 2025
Emkay Global Finance has issued a reduce recommendation for L&T Finance, setting a target price of Rs 150, citing ongoing troubles in the microfinance sector as a concern for investors.L&T Finance Receives Buy Rating with Target Price - 31 Dec, 2024
L&T Finance is rated as a 'Buy' with a target price of ₹204. The company focuses on technology-driven efficiency and maintains strong asset quality, despite potential risks from delinquencies and economic slowdown.L&T Finance Shows Positive Breakout Potential - 12 Dec, 2024
L&T Finance's current price is Rs 148, with an upside potential of 18.2%. The stock has broken above its super trend line, indicating a positive bias as long as it stays above Rs 140. Support levels are at Rs 143.40 and Rs 140, while resistance is seen at Rs 152 and Rs 163, with a potential rally to Rs 175.
Insights on L&T Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTProfit Spike
Netprofit is up for the last 3 quarters, 553.88 Cr → 695.58 Cr (in ₹), with an average increase of 10.3% per quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 6 quarters, 3.37K Cr → 4.02K Cr (in ₹), with an average increase of 3.4% per quarter
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 6.93% to 7.44% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, Indian Railway Finance Corporation Ltd has given 572.7% return, outperforming this stock by 494.0%
- NO EFFECT
Against Peers
In the last 1 year, Indian Railway Finance Corporation Ltd has given 53.8% return, outperforming this stock by 68.6%
- NO EFFECT
Retail Holding Unchanged
Retail Investor holdings remained unchanged at 14.65% of holdings in Sep 2024 quarter
NEGATIVE IMPACTPromoter Holding Down
Promoters have decreased holdings from 66.37% to 66.30% in Sep 2024 quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 7.33% to 6.73% in Sep 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 months, LTF stock has moved down by -14.9%
L&T Finance Financials
Index Inclusions
L&T Finance Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 66.3% | ||
| Foreign Institutions | 6.73% | ||
| Mutual Funds | 7.44% | 7.38 | |
| Retail Investors | 14.65% | 0.00 | |
| Others | 4.89% | 3.67 |
L&T Finance Key Indicators
L&T Finance Valuation
L&T Finance in the last 5 years
Lowest (5.22x)
March 23, 2020
Today (13.87x)
January 3, 2025
Industry (26.79x)
January 3, 2025
Highest (26.55x)
May 9, 2018
L&T Finance Earnings and Dividends
L&T Finance Ltd Earnings Results
L&T Finance Ltd’s net profit jumped 16.88% since last year same period to ₹695.58Cr in the Q2 2024-2025. On a quarterly growth basis, L&T Finance Ltd has generated 1.47% jump in its net profits since last 3-months.
Read More about Earnings ResultsL&T Finance Ltd Dividends April,2024
In the quarter ending March 2024, L&T Finance Ltd has declared dividend of ₹2.50 - translating a dividend yield of 3.14%.
Read More about Dividends
L&T Finance Technicals Summary
Bearish
Neutral
Bullish
L&T Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.
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L&T Finance Ltd (LTF) share price today is ₹138.39
L&T Finance Ltd is listed on NSE
L&T Finance Ltd is listed on BSE
- Today’s highest price of L&T Finance Ltd is ₹143.81.
- Today’s lowest price of L&T Finance Ltd is ₹136.62.
PE Ratio of L&T Finance Ltd is 13.87
PE ratio = L&T Finance Ltd Market price per share / L&T Finance Ltd Earnings per share
Today’s traded volume of L&T Finance Ltd(LTF) is 67.36L.
Today’s market capitalisation of L&T Finance Ltd(LTF) is ₹35777.8Cr.
| L&T Finance Ltd(LTF | Price |
|---|---|
52 Week High | ₹194.25 |
52 Week Low | ₹134.1 |
L&T Finance Ltd(LTF) share price is ₹138.39. It is down -28.76% from its 52 Week High price of ₹194.25
L&T Finance Ltd(LTF) share price is ₹138.39. It is up 3.20% from its 52 Week Low price of ₹134.1
| L&T Finance Ltd(LTF | Returns |
|---|---|
1 Day Returns | -5.05% |
1 Month Returns | -3.61% |
3 Month Returns | -14.87% |
1 Year Returns | -14.8% |