L&T Finance Ltd share price logo

L&T Finance Share Price

(LTF)

₹137.581.72%

as on 03:20PM, 20 Feb 2025

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L&T Finance Performance

  • Day's Low

    Day's High

    ₹133.2
    Day's Price Range
    ₹138.1
  • 52 Week's Low

    52 Week's High

    ₹129.2
    52-Week Price Range
    ₹194.25
1 Month Return-6.38 %
3 Month Return-1.81 %
1 Year Return-22.47 %
Previous Close₹135.25
Open₹137.59
Volume27.23L
Upper Circuit-
Lower Circuit-
Market Cap₹33,743.09Cr

L&T Finance Key Statistics

P/E Ratio

13.16

PEG Ratio

11.44

Market Cap

₹33,743.09 Cr

P/B Ratio

1.7

EPS

9.31

Dividend Yield

1.58

Sector

Finance

ROE

10.27

L&T Finance Analyst Rating

based on 21 analysts

BUY

75.00%

Buy

10.00%

Hold

15.00%

Sell

Based on 21 analysts offering long term price targets for L&T Finance. An average target of ₹178.71

Source: S&P Global Market Intelligence

L&T Finance Share analysis

L&T Finance price forecast by 21 analysts

Upside of32.13%

High

₹237

Target

₹178.71

Low

₹110

L&T Finance target price ₹178.71, a slight upside of 32.13% compared to current price of ₹137.58. According to 21 analysts rating.

Source: S&P Global Market Intelligence

Key events for L&T Finance Ltd

  • L&T Finance Reports Decline in Net Profit - 14 Feb, 2025

    L&T Finance's consolidated net profit fell 2% year-on-year to Rs 626 crore for the December quarter, attributed to increased provisions in the microfinance segment. CEO Sudipta Roy expressed optimism for improvement in the coming quarters despite current macro challenges.
  • L&T Finance Expands into Gold Loan Market - 07 Feb, 2025

    L&T Finance has signed an all-cash deal to acquire the gold loan business of Paul Merchants Finance for ₹537 crore. This acquisition enhances L&T's portfolio with approximately ₹1,000 crore in assets and over 98,000 active customers, strategically positioning it in the gold loan market.
  • L&T Finance Sees Leadership Change and Market Breakout - 05 Feb, 2025

    L&T Finance faces a Rs 112 crore penalty under CGST but plans to appeal. Jinesh Shah is appointed CEO for Urban Finance. The stock shows a breakout, suggesting potential gains ahead of RBI Policy.
  • L&T Finance Introduces AI Virtual Home Loan Advisor - 01 Feb, 2025

    L&T Finance Limited has launched Knowledgeable AI (KAI), an AI-powered virtual advisor designed to simplify the home loan process, providing personalized guidance and instant support for prospective homebuyers.
  • L&T Finance Receives Buy Call Amid Slight Decline - 26 Jan, 2025

    L&T Finance, a subsidiary of Larsen & Toubro, saw its shares close at Rs 139.68, down 0.18%. Motilal Oswal issued a Buy recommendation with a target price of Rs 180, suggesting a potential upside of 29%.
  • L&T Finance Faces F&O Ban Amid Growth Optimism - 24 Jan, 2025

    L&T Finance is optimistic about restoring net interest margins in FY26, while JM Financial sets a target price of Rs 180. However, the stock faces an F&O ban by NSE.
  • L&T Finance Reports Strong Profit Growth and Innovations - 23 Jan, 2025

    L&T Finance Ltd. achieved a 14% profit growth, with a consolidated PAT of Rs. 2,007 crore for the nine-month period ending December 31, 2024. The company’s retail disbursements increased by 5% YoY, and its retail book size grew 23% YoY. Strategic innovations include partnerships with Amazon Pay and PhonePe, along with the launch of an AI-powered chatbot to enhance user experience.
  • L&T Finance Reports Q3 Results with Profit Decline - 20 Jan, 2025

    L&T Finance's Q3 FY25 results show a 2% decline in net profit to ₹626 crore, impacted by rising impairment costs and deteriorating asset quality. Despite record retail disbursements, challenges in microfinance and rural portfolios persist.
  • L&T Finance Reports Strong Q2 Profit Growth - 19 Jan, 2025

    L&T Finance is projected to achieve a net profit of Rs 596 crore, reflecting an 18.6% increase in the second quarter. The company reported a profit of Rs 689 crore for the quarter ended September, according to an exchange filing.
  • L&T Finance Included in RBI's Upper Layer List - 16 Jan, 2025

    The Reserve Bank of India has included L&T Finance in its list of 15 non-banking finance companies in the Upper Layer under Scale Based Regulation.

Insights on L&T Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 14.65% to 16.27% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 7 quarters, 3.37K Cr → 4.10K Cr (in ₹), with an average increase of 3.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Indian Railway Finance Corporation Ltd has given 463.6% return, outperforming this stock by 370.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Altius Telecom Infrastructure Trust has given 21.0% return, outperforming this stock by 43.4%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, LTF stock has moved down by -6.4%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 695.58 Cr → 626.4 Cr (in ₹), with an average decrease of 10.0% per quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 66.30% to 66.25% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 6.73% to 5.30% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 7.44% to 6.37% in Dec 2024 quarter

L&T Finance Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹3,581.26Cr (-)₹3,677.32Cr (↑2.68%)₹3,784.61Cr (↑2.92%)₹4,024.02Cr (↑6.33%)₹4,105.13Cr (↑2.02%)
Net Income₹639.37Cr (-)₹553.02Cr (↓13.51%)₹685.25Cr (↑23.91%)₹696.68Cr (↑1.67%)₹625.65Cr (↓10.20%)
Net Profit Margin17.85% (-)15.04% (↓15.74%)18.11% (↑20.41%)17.31% (↓4.42%)15.24% (↓11.96%)
Value in ₹ crore
Details2021202220232024
Total Assets₹12,839.68Cr (-)₹11,424.02Cr (↓11.03%)₹1,06,027.09Cr (↑828.11%)₹1,02,350.83Cr (↓3.47%)
Total Liabilities₹1,829.39Cr (-)₹152.89Cr (↓91.64%)₹84,708.25Cr (↑55,304.70%)₹79,155.87Cr (↓6.55%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹82.24Cr (-)-₹170.40Cr (↓307.20%)₹408.15Cr (↓339.52%)₹6,360.44Cr (↑1,458.36%)₹637.44Cr (↓89.98%)

Index Inclusions

S&P BSE Fin. Ser

₹10,934.58

-0.23 (-25.14%)

BSE Mid-Cap

₹40,859.68

1.2 (483%)

Nifty Midcap 50

₹14,326.65

1.16 (163.9%)

S&P BSE 250 LargeMidCap

₹9,779.90

0.4 (38.61%)

Nifty MidSmallcap 400

₹17,402.30

1.29 (221.35%)

Nifty LargeMidcap 250

₹14,528.55

0.73 (105.15%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

Nifty Midcap 150

₹18,891.90

1.32 (247%)

Nifty Midcap 100

₹51,176.25

1.28 (649%)

Nifty 200

₹12,671.30

0.37 (46.55%)

Nifty 500

₹20,832.95

0.49 (101.5%)

S&P BSE 150 MidCap

₹14,176.00

1.24 (173.77%)

S&P BSE 400 MidSmallCap

₹10,584.29

1.25 (130.24%)

BSE 500

₹32,762.08

0.47 (154.31%)

L&T Finance Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
66.25%
-0.06
Foreign Institutions
5.3%
-21.15
Mutual Funds
6.37%
-14.43
Retail Investors
16.27%
11.06
Others
5.8%
18.78

L&T Finance Key Indicators

Details20202021202220232024
Return On Equity %3.4-0.381.9611.7810.27
Details20202021202220232024
Return On Assets %157.569.371.532.27
Details20202021202220232024
Book Value Per Share (₹)68.1776.0280.6386.8294.17
Details20202021202220232024
Earning Per Share (₹)7.893.844.246.29.31

L&T Finance Valuation

L&T Finance in the last 5 years

  • Overview

  • Trends

Lowest (5.22x)

March 23, 2020

Today (13.16x)

February 19, 2025

Industry (24.52x)

February 19, 2025

Highest (26.55x)

May 9, 2018

LowHigh

L&T Finance Earnings and Dividends

  • L&T Finance Ltd Earnings Results

    L&T Finance Ltd’s net profit fell -2.15% since last year same period to ₹626.40Cr in the Q3 2024-2025. On a quarterly growth basis, L&T Finance Ltd has generated -9.95% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • L&T Finance Ltd Dividends April,2024

    In the quarter ending March 2024, L&T Finance Ltd has declared dividend of ₹2.50 - translating a dividend yield of 3.33%.

    Read More about Dividends

L&T Finance Technicals Summary

Bearish

Neutral

Bullish

Bearish

L&T Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.

L&T Finance Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹33,743.09 Cr3.62%0.88₹2,317 Cr₹13,580 Cr
HOLD₹52,677.67 Cr37.63%0.91₹1,422 Cr₹7,273 Cr
BUY₹22,219.94 Cr94.24%0.83₹1,683 Cr₹5,417 Cr
BUY₹1,04,882.79 Cr22.52%0.90₹7,391 Cr₹36,388 Cr
BUY₹34,398.76 Cr3.95%0.92₹1,943 Cr₹15,962 Cr

About L&T Finance

LT Finance Holdings Ltd. (LTFH) is a financial holding company offering a range of products and services including rural housing, wholesale finance, mutual funds, and wealth management services. With the belief and commitment of its promoter Larsen Toubro Ltd., LTFH was incorporated in 2008 as a public limited company. In 2018 LTFH completed the allotment of 10.78 crore equity shares to the promoter at an issue price of Rs. 185.51 per share. The capital infused strengthened the capital adequacy of the company. In June 2018 LTFH opened their 1000th meeting center in Kolkata for micro loans, launched an app with instant loan sanctioning and reoriented its strategies to focus on select products and improve return on equity. In 2019 assets crossed the Rs. 50,000 crore mark. In 2020, LT Investment Management Ltd. was sold to HSBC Asset Management India Private Ltd and the company acted on Real Estate projects by providing repayments/prepayments of over Rs. 3,000 crore. They also initiated a Small and Medium Enterprise Loans pilot to carry out the financing needs of the country.

Share Price: ₹137.58 per share as on 20 Feb, 2025 03:20 PM
Market Capitalisation: ₹33,743.09Cr as of today
Revenue: ₹4,105.13Cr as on December 2024 (Q4 24)
Net Profit: ₹625.65Cr as on December 2024 (Q4 24)
Listing date: 12 Aug, 2011
Chairperson Name: S N Subrahmanyan
OrganisationL&T Finance
HeadquartersMumbai
IndustryFinance
E-voting on sharesClick here to vote

FAQs on L&T Finance Ltd

What is L&T Finance Ltd price today?

L&T Finance Ltd share price today stands at ₹137.58, Open: ₹137.59, Previous Close: ₹135.25, High: ₹138.1, Low: ₹133.2, 52 Week High: ₹194.25, 52 Week Low: ₹129.2.

How to Buy L&T Finance Ltd Share in India?

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Is L&T Finance Ltd listed on NSE?

L&T Finance Ltd is listed on NSE

Is L&T Finance Ltd listed on BSE?

L&T Finance Ltd is listed on BSE

What are today's High and Low prices of L&T Finance Ltd?

  • Today's highest price of L&T Finance Ltd is ₹138.1.
  • Today's lowest price of L&T Finance Ltd is ₹133.2.

What are today's traded volumes of L&T Finance Ltd?

Today's traded volume of L&T Finance Ltd(LTF) is 27.23L.

What is today's market capitalisation of L&T Finance Ltd?

Today's market capitalisation of L&T Finance Ltd(LTF) is ₹33743.09Cr.

What is the 52 Week High and Low Range of L&T Finance Ltd?

L&T Finance Ltd (LTF)
Price
52 Week High
₹194.25
52 Week Low
₹129.2

How much percentage L&T Finance Ltd is down from its 52 Week High?

L&T Finance Ltd (LTF) share price is ₹137.58. It is down -29.17% from its 52 Week High price of ₹194.25

How much percentage L&T Finance Ltd is up from its 52 Week low?

L&T Finance Ltd (LTF) share price is ₹137.58. It is up 6.49% from its 52 Week Low price of ₹129.2

What are the historical returns of L&T Finance Ltd?

L&T Finance Ltd (LTF)
Returns
1 Day Returns
2.33%
1 Month Returns
-6.38%
3 Month Returns
-1.81%
1 Year Returns
-22.47%

What is the PE ratio of L&T Finance Ltd today?

PE Ratio of L&T Finance Ltd is 13.16

PE ratio = L&T Finance Ltd Market price per share / L&T Finance Ltd Earnings per share