L&T Finance Ltd Analyst Rating
based on 21 analysts
75.00%
Buy
5.00%
Hold
20.00%
Sell
Based on 21 analysts offering long term price targets for L&T Finance Ltd. An average target of ₹195
Source: S&P Global Market Intelligence
L&T Finance Ltd Share analysis
L&T Finance Ltd price forecast by 21 analysts
Upside of39.57%
High
₹237
Target
₹195.00
Low
₹115
L&T Finance Ltd target price ₹195, a slight upside of 39.57% compared to current price of ₹137.74. According to 21 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
L&T Finance Ltd revenue growth forecast
Expected growth rate Q1, FY2026:
Forecast
Actual
Including amortisation and stock based compensations
L&T Finance Ltd EPS growth forecast
EPS estimate Q1, FY2026:50.43%
Forecast
Actual
Source: S&P Global Market Intelligence
L&T Finance Ltd Performance
Day's Low
Day's High
₹135.5₹13952 Week's Low
52 Week's High
₹134.1₹194.25
| Returns % | |
| 1 Month Return | -11.48 % |
| 3 Month Return | -16.94 % |
| 1 Year Return | -1.37 % |
| Market Stats | |
| Previous Close | ₹139.71 |
| Open | ₹137.28 |
| Volume | 58.92L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹34,847.44Cr |
L&T Finance Ltd Key Statistics
| P/E Ratio | 13.51 |
| PEG Ratio | 6.93 |
| Market Cap | ₹34,847.44 Cr |
| P/B Ratio | 1.7 |
| EPS | 9.31 |
| Dividend Yield | 1.58 |
| Sector | Finance |
| ROE | 10.27 |
L&T Finance Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹34,847.44 Cr | 11.33% | 0.88 | ₹2,317 Cr | ₹13,580 Cr | |
| HOLD | ₹45,405.46 Cr | 30.36% | 0.91 | ₹1,422 Cr | ₹7,273 Cr | |
| BUY | ₹27,868.43 Cr | 163.51% | 0.83 | ₹1,683 Cr | ₹5,417 Cr | |
| BUY | ₹1,06,213.15 Cr | 31.17% | 0.90 | ₹7,391 Cr | ₹36,388 Cr | |
| BUY | ₹32,100.57 Cr | 5.93% | 0.92 | ₹1,943 Cr | ₹15,962 Cr |
L&T Finance Ltd Mutual Fund Holdings
About L&T Finance Ltd
Share Price: ₹137.74 per share as on 21 Nov, 2024 03:29 PM
Market Capitalisation: ₹34,847.44Cr as of today
Revenue: ₹4,024.02Cr as on September 2024 (Q3 24)
Net Profit: ₹696.68Cr as on September 2024 (Q3 24)
Listing date: 12 Aug, 2011
Chairperson Name: S N Subrahmanyan
| Organisation | L&T Finance Ltd |
| Headquarters | Mumbai |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for L&T Finance Ltd
L&T Finance Launches New Home Loan Product - 11 Nov, 2024
L&T Finance Ltd. has introduced The Complete Home Loan, targeting new home buyers with features like paperless processing, competitive rates, and financing options up to 75 lakh.
L&T Finance Launches Festive Empowerment Campaign - 29 Oct, 2024
L&T Finance Ltd. has launched the #SapnoWaliDiwali campaign, utilizing AI to empower users' dreams during Diwali. The initiative features a microsite for personalized journeys, encouraging aspirations like property purchases and vacations, while enhancing social media engagement.
L&T Finance Reports Strong Growth; Target Set at Rs 200 - 24 Oct, 2024
L&T Finance reported a 17% YoY growth in PAT for 2QFY25, with retail loans growing 28% YoY. The firm maintains a BUY rating with a target price of Rs 200, anticipating a PAT CAGR of 26% over FY24-27.
L&T Finance Cautious Amid Microcredit Sector Stress - 23 Oct, 2024
L&T Finance's CEO expressed caution regarding rural business due to stress in the microcredit sector, with a 5% YoY decline in disbursements. Gross stage 3 assets rose, impacting net interest margins. The company is focusing on safe lending practices and stabilizing credit outcomes.
L&T Finance Faces Challenges Amid Target Price Cuts - 22 Oct, 2024
L&T Finance Ltd faces significant challenges as HSBC cuts its target price to ₹180, citing microfinance sector headwinds. Despite this, Motilal Oswal maintains a 'Buy' rating with a target of ₹200. The stock saw a notable drop of 7.1% in one session, reflecting market concerns over earnings growth disruptions.
L&T Finance Reports Strong Q2 FY2024-25 Results - 21 Oct, 2024
L&T Finance Ltd. announced robust Q2 FY2024-25 results, with a 25% year-on-year revenue increase to Rs 4,019.34 crore and a 16.8% rise in net profit to Rs 695.58 crore, showcasing steady growth amid market fluctuations.
L&T Finance Reports Growth Amid NIM Guidance Cut - 20 Oct, 2024
L&T Finance's Q2 FY25 results show a 25% revenue increase and a 16.8% rise in net profit. However, the company has lowered its NIM guidance due to challenges in the retail loan segment, projecting slower growth of 15-20%.
L&T Finance Reports Growth Amid Challenges - 19 Oct, 2024
L&T Finance's Q2 results show a 17% increase in net profit to ₹696 crore. HDFC Securities recommends the stock with a target price of ₹219, despite anticipated sector challenges.
L&T Finance Reports Strong Q2 Results Amid Challenges - 18 Oct, 2024
L&T Finance announced a 17% increase in Q2 net profit to ₹696 crore, driven by 18% asset growth and stable net interest margins at 10.86%. Despite facing sectoral challenges, the company remains optimistic about its future strategy and asset quality improvements.
Insights on L&T Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRevenue Rich
Revenue is up for the last 6 quarters, 3.37K Cr → 4.02K Cr (in ₹), with an average increase of 3.4% per quarter
- POSITIVE IMPACT
Price Rise
In the last 7 days, LTF stock has moved up by 1.6%
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 3 quarters, 553.88 Cr → 695.58 Cr (in ₹), with an average increase of 10.3% per quarter
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 6.93% to 7.44% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, Indian Railway Finance Corporation Ltd has given 511.3% return, outperforming this stock by 434.3%
- NO EFFECT
Against Peers
In the last 1 year, Indian Railway Finance Corporation Ltd has given 88.9% return, outperforming this stock by 90.3%
- NO EFFECT
Retail Holding Unchanged
Retail Investor holdings remained unchanged at 14.65% of holdings in Sep 2024 quarter
NEGATIVE IMPACTPromoter Holding Down
Promoters have decreased holdings from 66.37% to 66.30% in Sep 2024 quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 7.33% to 6.73% in Sep 2024 quarter
L&T Finance Ltd Financials
Index Inclusions
L&T Finance Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 66.3% | ||
| Foreign Institutions | 6.73% | ||
| Mutual Funds | 7.44% | 7.38 | |
| Retail Investors | 14.65% | 0.00 | |
| Others | 4.89% | 3.67 |
L&T Finance Ltd Key Indicators
L&T Finance Ltd Valuation
L&T Finance Ltd in the last 5 years
Lowest (5.22x)
March 23, 2020
Today (13.51x)
November 19, 2024
Industry (25.64x)
November 19, 2024
Highest (26.55x)
May 9, 2018
L&T Finance Ltd Earnings and Dividends
L&T Finance Ltd Earnings Results
L&T Finance Ltd’s net profit jumped 16.88% since last year same period to ₹695.58Cr in the Q2 2024-2025. On a quarterly growth basis, L&T Finance Ltd has generated 1.47% jump in its net profits since last 3-months.
Read More about Earnings ResultsL&T Finance Ltd Dividends April,2024
In the quarter ending March 2024, L&T Finance Ltd has declared dividend of ₹2.50 - translating a dividend yield of 3.22%.
Read More about Dividends
L&T Finance Ltd Technicals Summary
Bearish
Neutral
Bullish
L&T Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.
FAQs on L&T Finance Ltd
- Get a PAN card.
- Open a Demat account.
- Open a Trading account.
- Link your Demat account to your Trading account.
- Fund your Trading account.
- Place an order to buy L&T Finance Ltd shares.
L&T Finance Ltd (LTF) share price today is ₹137.74
L&T Finance Ltd is listed on NSE
L&T Finance Ltd is listed on BSE
- Today’s highest price of L&T Finance Ltd is ₹139.
- Today’s lowest price of L&T Finance Ltd is ₹135.5.
PE Ratio of L&T Finance Ltd is 13.51
PE ratio = L&T Finance Ltd Market price per share / L&T Finance Ltd Earnings per share
Today’s traded volume of L&T Finance Ltd(LTF) is 58.92L.
Today’s market capitalisation of L&T Finance Ltd(LTF) is ₹34847.44Cr.
| L&T Finance Ltd(LTF | Price |
|---|---|
52 Week High | ₹194.25 |
52 Week Low | ₹134.1 |
L&T Finance Ltd(LTF) share price is ₹137.74. It is down -29.09% from its 52 Week High price of ₹194.25
L&T Finance Ltd(LTF) share price is ₹137.74. It is up 2.71% from its 52 Week Low price of ₹134.1
| L&T Finance Ltd(LTF | Returns |
|---|---|
1 Day Returns | -1.97% |
1 Month Returns | -11.48% |
3 Month Returns | -16.94% |
1 Year Returns | -1.37% |