CreditAccess Grameen Ltd share price logo

Creditaccess Grameen Share Price

(CREDITACC)

₹883.751.05%

as on 02:11PM, 20 Feb 2025

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Goldman Sachs maintains a sell rating on CreditAccess Grameen with a price target of ₹577, citing further downside potential.

Creditaccess Grameen Performance

  • Day's Low

    Day's High

    ₹848.9
    Day's Price Range
    ₹907
  • 52 Week's Low

    52 Week's High

    ₹750.2
    52-Week Price Range
    ₹1,562
1 Month Return-10.65 %
3 Month Return+ 3.67 %
1 Year Return-40.43 %
Previous Close₹893.10
Open₹885.00
Volume12.55L
Upper Circuit-
Lower Circuit-
Market Cap₹14,254.18Cr

Creditaccess Grameen Key Statistics

P/E Ratio

16.15

PEG Ratio

-0.55

Market Cap

₹14,254.18 Cr

P/B Ratio

3.49

EPS

90.72

Dividend Yield

0.69

Sector

Finance

ROE

24.77

Creditaccess Grameen Analyst Rating

based on 17 analysts

BUY

70.59%

Buy

17.65%

Hold

11.76%

Sell

Based on 17 analysts offering long term price targets for Creditaccess Grameen. An average target of ₹1059.06

Source: S&P Global Market Intelligence

Creditaccess Grameen Share analysis

Creditaccess Grameen price forecast by 17 analysts

Upside of18.58%

High

₹1650

Target

₹1059.06

Low

₹600

Creditaccess Grameen target price ₹1059.06, a slight upside of 18.58% compared to current price of ₹883.75. According to 17 analysts rating.

Source: S&P Global Market Intelligence

What's happening today

  • img

    Today's Timeline - Invalid Date

    10:30 AM

    -

    CreditAccess Grameen shares down 40% over 12 months; pre-tax profit impacted by Karnataka MFI portfolio losses.

Key events for CreditAccess Grameen Ltd

  • CreditAccess Grameen Faces Significant Share Price Decline - 20 Feb, 2025

    CreditAccess Grameen's shares have fallen over 40% in the past year, with a 3% drop today. Analysts predict further downside due to exposure in Karnataka's MFI market.
  • CreditAccess Grameen Reports Significant Quarterly Loss - 10 Feb, 2025

    CreditAccess Grameen reported a net loss of ₹99.5 crore for the December quarter, a decline from profits of ₹186 crore and ₹353.3 crore in prior periods. Despite the loss, the company's rating remains stable at AA-.
  • Market Update: CreditAccess Grameen Stock Insights - 06 Feb, 2025

    CreditAccess Grameen Ltd's current market price is ₹1,067.7, with a recommended buy range of ₹1,040–1,075 and a profit goal of ₹1,260.
  • CreditAccess Grameen Shows Strong Bullish Reversal - 04 Feb, 2025

    Credit Access Grameen Ltd experienced a significant bullish reversal in January, marked by a bullish engulfing candlestick pattern and a 686% increase in trading volume, indicating strong institutional interest and potential for further price appreciation.
  • CreditAccess Grameen Secures $50 Million IFC Loan - 03 Feb, 2025

    CreditAccess Grameen has secured a $50 million loan from the International Finance Corporation to empower women borrowers, particularly in agriculture, enhancing its asset liability management and geographical diversification.
  • CreditAccess Grameen Shares Surge After Court Ruling - 29 Jan, 2025

    CreditAccess Grameen shares jumped 10% following the Supreme Court's rejection of AGI Greenpac's resolution plan for Hindustan National Glass, reflecting strong investor confidence.
  • Creditaccess Grameen Reports Q3 Loss Amid Revenue Growth - 25 Jan, 2025

    Creditaccess Grameen reported a Q3 loss of ₹99.52 crore despite a 7.2% revenue increase year-over-year. Operational challenges led to a significant decline in operating income. Analysts maintain a cautiously optimistic outlook with a consensus recommendation leaning towards Buy.
  • CreditAccess Grameen Stock Surges Ahead of Earnings - 24 Jan, 2025

    CreditAccess Grameen's stock rose 16.35% in a month, opening at Rs 961.05. The company secured €25 million from DEG and Rs 170 crore from Citi, enhancing liquidity. A stay order on a Rs 46.03 crore tax demand reflects regulatory compliance. Investors await Q3 FY25 results for insights on asset quality and credit growth amid mixed institutional sentiment.

Insights on CreditAccess Grameen Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 7.83% to 9.57% in Dec 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 69.2% return, outperforming this stock by 109.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 104.0% return, outperforming this stock by 75.6%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, CREDITACC stock has moved down by -14.6%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 66.54% to 66.50% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 10.76% to 9.76% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 1.51K Cr → 1.38K Cr (in ₹), with an average decrease of 4.4% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 397.66 Cr → -99.52 Cr (in ₹), with an average decrease of 103.4% per quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 12.84% to 11.95% in Dec 2024 quarter

Creditaccess Grameen Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹1,295.23Cr (-)₹1,459.10Cr (↑12.65%)₹1,512.58Cr (↑3.67%)₹1,453.92Cr (↓3.88%)₹1,381.93Cr (↓4.95%)
Net Income₹353.34Cr (-)₹397.08Cr (↑12.38%)₹397.66Cr (↑0.15%)₹186.06Cr (↓53.21%)-₹99.52Cr (↓153.49%)
Net Profit Margin27.28% (-)27.21% (↓0.26%)26.29% (↓3.38%)12.80% (↓51.31%)-7.20% (↓156.25%)
Value in ₹ crore
Details2021202220232024
Total Assets₹12,719.27Cr (-)₹17,506.60Cr (↑37.64%)₹21,889.61Cr (↑25.04%)₹28,866.85Cr (↑31.87%)
Total Liabilities₹9,084.46Cr (-)₹13,339.69Cr (↑46.84%)₹16,782.67Cr (↑25.81%)₹22,296.90Cr (↑32.86%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹2,301.95Cr (-)-₹364.32Cr (↓84.17%)-₹2,713.47Cr (↑644.80%)-₹3,289.76Cr (↑21.24%)-₹4,733.89Cr (↑43.90%)

Index Inclusions

DFRGRI Indices

₹1,373.66

0.77 (10.45%)

S&P BSE 250 SmallCap

₹5,928.00

1.28 (74.82%)

S&P BSE Fin. Ser

₹10,937.37

-0.2 (-22.35%)

Nifty MidSmallcap 400

₹17,394.45

1.24 (213.5%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

Nifty 500

₹20,825.75

0.45 (94.3%)

Nifty Small 100

₹15,760.80

1.51 (234.9%)

Nifty Smallcap 250

₹14,778.10

1.3 (189.45%)

S&P BSE 400 MidSmallCap

₹10,578.42

1.19 (124.37%)

BSE 500

₹32,749.90

0.44 (142.13%)

BSE Small-Cap

₹46,057.44

1.32 (601.61%)

Creditaccess Grameen Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
66.5%
-0.07
Foreign Institutions
9.76%
-9.36
Mutual Funds
11.95%
-6.93
Retail Investors
9.57%
22.23
Others
2.23%
9.96

Creditaccess Grameen Key Indicators

Details20202021202220232024
Return On Assets %3.131.052.023.775.01
Details20202021202220232024
Book Value Per Share (₹)189.89237.28267.33321.37412.22
Details20202021202220232024
Earning Per Share (₹)23.38.4522.6551.9890.72
Details20202021202220232024
Return On Equity %13.014.529.0517.8124.77

Creditaccess Grameen Valuation

Creditaccess Grameen in the last 5 years

  • Overview

  • Trends

Lowest (9.72x)

December 20, 2024

Today (16.15x)

February 19, 2025

Industry (24.52x)

February 19, 2025

Highest (180.76x)

December 13, 2021

LowHigh

Creditaccess Grameen Earnings and Dividends

  • CreditAccess Grameen Ltd Earnings Results

    CreditAccess Grameen Ltd’s net profit fell -128.17% since last year same period to ₹-99.52Cr in the Q3 2024-2025. On a quarterly growth basis, CreditAccess Grameen Ltd has generated -153.49% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • CreditAccess Grameen Ltd Dividends May,2024

    In the quarter ending March 2024, CreditAccess Grameen Ltd has declared dividend of ₹10 - translating a dividend yield of 1.12%.

    Read More about Dividends

Creditaccess Grameen Technicals Summary

Bearish

Neutral

Bullish

Bearish

CreditAccess Grameen Ltd is currently in a Bearish trading position according to technical analysis indicators.

Creditaccess Grameen Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹14,254.18 Cr-1.99%0.88₹1,445 Cr₹5,118 Cr
BUY₹17,162.31 Cr3.03%0.84₹2,197 Cr₹8,848 Cr
NA₹30,076.12 Cr108.89%0.50₹384 Cr₹385 Cr
BUY₹13,336.19 Cr13.43%0.89₹1,974 Cr₹10,471 Cr
BUY₹5,675.91 Cr7.71%0.50₹155 Cr₹3,171 Cr

About Creditaccess Grameen

CreditAccess Grameen Limited, is a microfinance institution providing a wide variety of financial products and services to the rural poor and low income households, particularly women. Established in 1991, originally as Sanni Collection Private Limited, before transitioning into Grameen Koota Financial Services and soon after acquiring an NBFC status, the company was renamed CreditAccess Grameen Limited. Over two decades, CreditAccess Grameen rapidly expanded its presence, and over the years it has launched a variety of innovative products such as family welfare loans, home improvement loans, emergency loans, and National Pension Scheme (NPS). The company went public in August 2018 and increased its capital by raising Rs. 8,000 million through a Qualified Institutional Placement (QIP) in 2020. In 2021, the company acquired 75.64% of the shares of Madura Micro Finance Limited from existing shareholders, while also transitioning to CreditAccess Grameen's operating model. As of March 2021, CreditAccess Grameen has 1635 branches in 319 districts across nine Indian States and Union Territories.

Share Price: ₹883.75 per share as on 20 Feb, 2025 02:11 PM
Market Capitalisation: ₹14,254.18Cr as of today
Revenue: ₹1,381.93Cr as on December 2024 (Q4 24)
Net Profit: ₹-99.52Cr as on December 2024 (Q4 24)
Listing date: 23 Aug, 2018
Chairperson Name: George Joseph
OrganisationCreditaccess Grameen
Headquarters
IndustryFinance
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FAQs on CreditAccess Grameen Ltd

What is CreditAccess Grameen Ltd price today?

CreditAccess Grameen Ltd share price today stands at ₹883.75, Open: ₹885, Previous Close: ₹893.1, High: ₹907, Low: ₹848.9, 52 Week High: ₹1562, 52 Week Low: ₹750.2.

How to Buy CreditAccess Grameen Ltd Share in India?

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Is CreditAccess Grameen Ltd listed on NSE?

CreditAccess Grameen Ltd is listed on NSE

Is CreditAccess Grameen Ltd listed on BSE?

CreditAccess Grameen Ltd is listed on BSE

What are today's High and Low prices of CreditAccess Grameen Ltd?

  • Today's highest price of CreditAccess Grameen Ltd is ₹907.
  • Today's lowest price of CreditAccess Grameen Ltd is ₹848.9.

What are today's traded volumes of CreditAccess Grameen Ltd?

Today's traded volume of CreditAccess Grameen Ltd(CREDITACC) is 12.55L.

What is today's market capitalisation of CreditAccess Grameen Ltd?

Today's market capitalisation of CreditAccess Grameen Ltd(CREDITACC) is ₹14254.18Cr.

What is the 52 Week High and Low Range of CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd (CREDITACC)
Price
52 Week High
₹1562
52 Week Low
₹750.2

How much percentage CreditAccess Grameen Ltd is down from its 52 Week High?

CreditAccess Grameen Ltd (CREDITACC) share price is ₹883.75. It is down -43.42% from its 52 Week High price of ₹1562

How much percentage CreditAccess Grameen Ltd is up from its 52 Week low?

CreditAccess Grameen Ltd (CREDITACC) share price is ₹883.75. It is up 17.80% from its 52 Week Low price of ₹750.2

What are the historical returns of CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd (CREDITACC)
Returns
1 Day Returns
-9.35%
1 Month Returns
-10.65%
3 Month Returns
3.67%
1 Year Returns
-40.43%

What is the PE ratio of CreditAccess Grameen Ltd today?

PE Ratio of CreditAccess Grameen Ltd is 16.15

PE ratio = CreditAccess Grameen Ltd Market price per share / CreditAccess Grameen Ltd Earnings per share