CreditAccess Grameen Ltd share price logo

CreditAccess Grameen Ltd Share Price

(CREDITACC)

₹1051.752.8%

as on 04:02PM, 15 Apr 2025

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Creditaccess Grameen Performance

  • Day's Low

    Day's High

    ₹1,019.55
    Day's Price Range
    ₹1,061
  • 52 Week's Low

    52 Week's High

    ₹750.2
    52-Week Price Range
    ₹1,551.95
1 Month Return+ 11.26 %
3 Month Return+ 13.6 %
1 Year Return-30.42 %
Previous Close₹1,023.10
Open₹1,035.00
Volume5.49L
Upper Circuit₹1,227.70
Lower Circuit₹818.50
Market Cap₹16,340.91Cr

Creditaccess Grameen Fundamentals

P/E Ratio

18.5

PEG Ratio

-0.63

Market Cap

₹16,340.91 Cr

P/B Ratio

3.49

EPS

90.72

Dividend Yield

0.69

Sector

Finance

ROE

24.77

Creditaccess Grameen Analyst Rating

based on 16 analysts

BUY

68.75%

Buy

18.75%

Hold

12.50%

Sell

Based on 16 analysts offering long term price targets for Creditaccess Grameen. An average target of ₹1053.62

Source: S&P Global Market Intelligence

Creditaccess Grameen Share analysis

Creditaccess Grameen price forecast by 16 analysts

Upside of2.98%

High

₹1300

Target

₹1053.62

Low

₹657

Creditaccess Grameen target price ₹1053.62, a slight upside of 2.98% compared to current price of ₹1051.75. According to 16 analysts rating.

Source: S&P Global Market Intelligence

Key events for CreditAccess Grameen Ltd

  • HDFC Group Acquires Stake Amid Mixed Financials - 10 Apr, 2025

    HDFC group acquired 1.1% of CreditAccess Grameen Ltd with 1.7 million shares. The company reported a 50% YoY revenue increase but faced a significant net profit loss.
  • Positive Outlook for CreditAccess Grameen Stock - 09 Apr, 2025

    Investec analysts express optimism for CreditAccess Grameen, citing improving asset quality and potential benefits from lower borrowing costs, with a target upside of 17.9%.
  • CreditAccess Grameen Reports Growth Amid Challenges - 08 Apr, 2025

    CreditAccess Grameen's Gross Loan Portfolio reached ₹25,948 crore, with stable asset quality and collection efficiency. The company added over 250,000 borrowers in Q4 FY25.
  • CreditAccess Grameen Shows Signs of Recovery - 04 Apr, 2025

    After a disappointing Q3, CreditAccess Grameen is witnessing renewed buying interest, with a suggested buy price of ₹1,025 and targets of ₹1,095-1,100. However, risks of loan defaults remain a concern.
  • CreditAccess Grameen Maintains Strong Lending Practices - 26 Mar, 2025

    CreditAccess Grameen, the largest MFI in Karnataka, continues to uphold weekly collections and a structured lending approach, supported by a resilient customer base experienced in overcoming financial crises.
  • CreditAccess Grameen Schedules Investor Meeting - 23 Mar, 2025

    CreditAccess Grameen Ltd. has announced a virtual investor meeting with Girik Capital to provide operational updates, enhancing stakeholder engagement in the microfinance sector.
  • CreditAccess Grameen Receives Positive Ratings and Outlook - 19 Mar, 2025

    CreditAccess Grameen is upgraded to Buy by Geojit Financial with a target of Rs 1,130. HSBC maintains a positive outlook on MFIs, despite high valuations. The company is well-positioned in the MFI sector, but banks may offer better growth potential in the long run.

Insights on CreditAccess Grameen Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, CREDITACC stock has moved up by 13.6%

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 9.76% to 11.38% in Mar 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Cholamandalam Investment & Finance Company Ltd has given 27.0% return, outperforming this stock by 57.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 103.6% return, outperforming this stock by 104.7%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 1.51K Cr → 1.38K Cr (in ₹), with an average decrease of 4.4% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 397.66 Cr → -99.52 Cr (in ₹), with an average decrease of 103.4% per quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 66.50% to 66.43% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 11.95% to 10.64% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 9.57% to 9.51% in Mar 2025 quarter

Creditaccess Grameen Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹1,295.23Cr (-)₹1,459.10Cr (↑12.65%)₹1,512.58Cr (↑3.67%)₹1,453.92Cr (↓3.88%)₹1,381.93Cr (↓4.95%)
Net Income₹353.34Cr (-)₹397.08Cr (↑12.38%)₹397.66Cr (↑0.15%)₹186.06Cr (↓53.21%)-₹99.52Cr (↓153.49%)
Net Profit Margin27.28% (-)27.21% (↓0.26%)26.29% (↓3.38%)12.80% (↓51.31%)-7.20% (↓156.25%)
Value in ₹ crore
Details2021202220232024
Total Assets₹12,719.27Cr (-)₹17,506.60Cr (↑37.64%)₹21,889.61Cr (↑25.04%)₹28,866.85Cr (↑31.87%)
Total Liabilities₹9,084.46Cr (-)₹13,339.69Cr (↑46.84%)₹16,782.67Cr (↑25.81%)₹22,296.90Cr (↑32.86%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹2,301.95Cr (-)-₹364.32Cr (↓84.17%)-₹2,713.47Cr (↑644.80%)-₹3,289.76Cr (↑21.24%)-₹4,733.89Cr (↑43.90%)

Creditaccess Grameen Index Inclusions

Nifty Smallcap 250

₹15,238.45

3.06 (452.15%)

DFRGRI Indices

₹1,451.06

3.32 (46.67%)

Nifty MidSmallcap 400

₹17,768.15

3.04 (524.35%)

S&P BSE 250 SmallCap

₹6,096.81

2.87 (169.84%)

Nifty Small 100

₹16,179.30

3.08 (483.2%)

S&P BSE Fin. Ser

₹11,717.40

2.94 (334.87%)

BSE 500

₹33,482.62

2.5 (816.51%)

Nifty 500

₹21,279.40

2.54 (526.55%)

S&P BSE 400 MidSmallCap

₹10,821.25

2.96 (310.6%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE Small-Cap

₹47,269.83

3.21 (1471.48%)

Creditaccess Grameen Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
66.43%
0.00
Foreign Institutions
11.38%
0.00
Mutual Funds
10.64%
0.00
Retail Investors
9.51%
0.00
Others
2.04%
0.00

Creditaccess Grameen Key Indicators

Details20202021202220232024
Earning Per Share (₹)23.38.4522.6551.9890.72
Details20202021202220232024
Return On Equity %13.014.529.0517.8124.77
Details20202021202220232024
Return On Assets %3.131.052.023.775.01
Details20202021202220232024
Book Value Per Share (₹)189.89237.28267.33321.37412.22

Creditaccess Grameen Valuation

Creditaccess Grameen in the last 5 years

  • Overview

  • Trends

Lowest (9.72x)

December 20, 2024

Today (18.50x)

April 11, 2025

Industry (25.40x)

April 11, 2025

Highest (180.76x)

December 13, 2021

LowHigh

Creditaccess Grameen Earnings and Dividends

  • CreditAccess Grameen Ltd Earnings Results

    CreditAccess Grameen Ltd’s net profit fell -128.17% since last year same period to ₹-99.52Cr in the Q3 2024-2025. On a quarterly growth basis, CreditAccess Grameen Ltd has generated -153.49% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • CreditAccess Grameen Ltd Dividends May,2024

    In the quarter ending March 2024, CreditAccess Grameen Ltd has declared dividend of ₹10 - translating a dividend yield of 0.95%.

    Read More about Dividends

Creditaccess Grameen Technicals Summary

Bearish

Neutral

Bullish

Bullish

CreditAccess Grameen Ltd is currently in a Bullish trading position according to technical analysis indicators.

Creditaccess Grameen Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹16,340.91 Cr39.33%0.88₹1,445 Cr₹5,118 Cr
BUY₹19,124.35 Cr24.28%0.84₹2,197 Cr₹8,848 Cr
NA₹31,224.89 Cr156.59%0.50₹384 Cr₹385 Cr
BUY₹13,743.72 Cr56.31%0.89₹1,974 Cr₹10,471 Cr
BUY₹4,532.93 Cr16.81%0.50₹155 Cr₹3,171 Cr

About Creditaccess Grameen

CreditAccess Grameen Limited, is a microfinance institution providing a wide variety of financial products and services to the rural poor and low income households, particularly women. Established in 1991, originally as Sanni Collection Private Limited, before transitioning into Grameen Koota Financial Services and soon after acquiring an NBFC status, the company was renamed CreditAccess Grameen Limited. Over two decades, CreditAccess Grameen rapidly expanded its presence, and over the years it has launched a variety of innovative products such as family welfare loans, home improvement loans, emergency loans, and National Pension Scheme (NPS). The company went public in August 2018 and increased its capital by raising Rs. 8,000 million through a Qualified Institutional Placement (QIP) in 2020. In 2021, the company acquired 75.64% of the shares of Madura Micro Finance Limited from existing shareholders, while also transitioning to CreditAccess Grameen's operating model. As of March 2021, CreditAccess Grameen has 1635 branches in 319 districts across nine Indian States and Union Territories.

Revenue: ₹1,381.93Cr as on December 2024 (Q4 24)
Net Profit: ₹-99.52Cr as on December 2024 (Q4 24)
Listing date: 23 Aug, 2018
Chairperson Name: George Joseph
OrganisationCreditaccess Grameen
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

FAQs on CreditAccess Grameen Ltd

What is CreditAccess Grameen Ltd price today?

CreditAccess Grameen Ltd share price today stands at ₹1051.75, Open: ₹1035, Previous Close: ₹1023.1, High: ₹1061, Low: ₹1019.55, 52 Week High: ₹1551.95, 52 Week Low: ₹750.2.

How to Buy CreditAccess Grameen Ltd Share in India?

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  • Fund your Trading account
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What are today's traded volumes of CreditAccess Grameen Ltd?

Today's traded volume of CreditAccess Grameen Ltd(CREDITACC) is 5.49L.

What is today's market capitalisation of CreditAccess Grameen Ltd?

Today's market capitalisation of CreditAccess Grameen Ltd(CREDITACC) is ₹16340.91Cr.

What is the 52 Week High and Low Range of CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd (CREDITACC)
Price
52 Week High
₹1551.95
52 Week Low
₹750.2

How much percentage CreditAccess Grameen Ltd is down from its 52 Week High?

CreditAccess Grameen Ltd (CREDITACC) share price is ₹1051.75. It is down -32.23% from its 52 Week High price of ₹1551.95

How much percentage CreditAccess Grameen Ltd is up from its 52 Week low?

CreditAccess Grameen Ltd (CREDITACC) share price is ₹1051.75. It is up 40.20% from its 52 Week Low price of ₹750.2