Indian Overseas Bank share price logo

IOB Share Price

(IOB)

₹47.2▲1.94%

as on 04:01PM, 20 Feb 2025

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IOB Performance

  • Day's Low

    Day's High

    ₹45.8
    Day's Price Range
    ₹47.63
  • 52 Week's Low

    52 Week's High

    ₹44.72
    52-Week Price Range
    ₹75.55
1 Month Return-11.84 %
3 Month Return-7.05 %
1 Year Return-33.43 %
Previous Close₹46.30
Open₹46.00
Volume33.64L
Upper Circuit-
Lower Circuit-
Market Cap₹87,518.17Cr

IOB Key Statistics

P/E Ratio

28.23

PEG Ratio

91.07

Market Cap

₹87,518.17 Cr

P/B Ratio

4.5

EPS

1.41

Dividend Yield

0

Sector

Banks

ROE

6.75

IOB Share analysis

Excluding Excise Duty and Other Income, represents Net Revenue

IOB revenue growth forecast

Expected growth rate Q1, FY2023:0

Forecast

Actual

Source: S&P Global Market Intelligence

Key events for Indian Overseas Bank

  • Indian Overseas Bank Enhances Digital Services and Leadership - 19 Feb, 2025

    Indian Overseas Bank has launched Aadhaar-OTP based account opening and API banking services to improve digital banking. Additionally, Madhaw Chandra Jha has been appointed as CFO effective March 1, 2025.
  • Indian Overseas Bank Launches Innovative Digital Banking Solutions - 17 Feb, 2025

    On February 10, 2025, Indian Overseas Bank introduced Aadhaar OTP-based account opening and API banking services, enhancing customer experience and financial efficiency. These innovations simplify banking processes and empower corporate clients with seamless transaction capabilities.
  • Indian Overseas Bank Plans Share Sale for Capital - 12 Feb, 2025

    Indian Overseas Bank is considering selling shares to financial institutions to raise capital and comply with minimum public shareholding regulations set by the stock market regulator.
  • Indian Overseas Bank Celebrates 89th Foundation Day - 10 Feb, 2025

    Indian Overseas Bank celebrated its 89th Foundation Day, announcing plans for 89 new branches and CSR initiatives, including donations and community welfare programs, reaffirming its commitment to innovation and social responsibility.
  • Indian Overseas Bank Focuses on MCLR-Linked Loans - 07 Feb, 2025

    Indian Overseas Bank plans to increase its MCLR-linked loan portfolio to 50-55% by FY26, up from 45%, to mitigate the effects of repo rate cuts.
  • Indian Overseas Bank Expands Branch Network Significantly - 05 Feb, 2025

    Indian Overseas Bank is restructuring management to support branch expansion after a decade, adding 90 branches this fiscal and planning 100 more in 2025-26. The bank's share price rose 3.25% to Rs 51.3, reflecting positive market sentiment.
  • IOB Joins Global Initiative for Carbon Accounting - 04 Feb, 2025

    Indian Overseas Bank (IOB) has signed on to the Partnership for Carbon Accounting Financials, committing to measure and disclose greenhouse gas emissions from its financed activities. This initiative aligns with IOB's sustainability goals and strengthens its commitment to responsible banking and ESG principles.
  • Indian Overseas Bank Achieves Awards and Positive Sentiment - 27 Jan, 2025

    Indian Overseas Bank has won five prestigious IBA Banking Technology Awards for 2024, highlighting its advancements in technology and digital services. Additionally, potential announcements regarding PSU bank sales could positively influence its stock.
  • IOB Sees Interest in Bad Loan Sale - 23 Jan, 2025

    Indian Overseas Bank has garnered interest from asset reconstruction companies for its bad loan sale, totaling Rs 638 crore, including MSME and education loans.
  • Indian Overseas Bank Achieves Significant CASA Growth - 22 Jan, 2025

    Indian Overseas Bank has mobilized ₹17,000 crore in fresh CASA business, targeting ₹5,500 crore in NPA recovery for FY25. The bank's focus on tier-2 and tier-3 cities has driven customer growth, maintaining a CASA ratio above 42%. Despite a slight decline in term deposits, retail term deposits grew by 8%. IOB remains optimistic about exceeding its recovery target, with ₹3,021 crore already recovered.

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 648.66 Cr → 875.27 Cr (in ₹), with an average increase of 13.9% per quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 96.38% of holdings in Dec 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, ICICI Bank Ltd has given 20.3% return, outperforming this stock by 53.7%

  • imgNO EFFECT

    Retail Holding Unchanged

    img

    Retail Investor holdings remained unchanged at 2.29% of holdings in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 0.03% to 0.02% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 year, IOB stock has moved down by -33.4%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 8.48K Cr → 8.41K Cr (in ₹), with an average decrease of 0.9% per quarter

IOB Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹7,442.66Cr (-)₹9,112.67Cr (↑22.44%)₹7,587.47Cr (↓16.74%)₹8,489.90Cr (↑11.89%)₹8,415.34Cr (↓0.88%)
Net Income₹724.14Cr (-)₹810.42Cr (↑11.91%)₹648.66Cr (↓19.96%)₹779.62Cr (↑20.19%)₹875.27Cr (↑12.27%)
Net Profit Margin9.73% (-)8.89% (↓8.63%)8.55% (↓3.82%)9.18% (↑7.37%)10.40% (↑13.29%)
Value in ₹ crore
Details2021202220232024
Total Assets₹2,74,010.34Cr (-)₹2,99,377.16Cr (↑9.26%)₹3,13,733.99Cr (↑4.80%)₹3,52,033.63Cr (↑12.21%)
Total Liabilities₹2,74,010.34Cr (-)₹2,99,377.16Cr (↑9.26%)₹3,13,733.99Cr (↑4.80%)₹3,52,033.63Cr (↑12.21%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹14,022.51Cr (-)₹4,948.86Cr (↓135.29%)₹5,565.87Cr (↑12.47%)-₹15,595.28Cr (↓380.19%)-₹1,165.42Cr (↓92.53%)

Index Inclusions

S&P BSE 100 LargeCap TMC

₹8,437.42

0.18 (â–²14.88%)

S&P BSE Fin. Ser

₹10,932.35

-0.25 (â–²-27.37%)

S&P BSE PSU

₹17,055.66

1.81 (â–²303.41%)

S&P BSE 250 LargeMidCap

₹9,778.61

0.38 (â–²37.32%)

Nifty MidSmallcap 400

₹17,400.70

1.28 (â–²219.75%)

S&P BSE Largecap

₹8,795.64

0.2 (â–²17.39%)

Nifty LargeMidcap 250

₹14,528.15

0.73 (â–²104.75%)

S&P BSE AllCap

₹10,471.31

0.68 (â–²71.07%)

Nifty Midcap 150

₹18,888.80

1.31 (â–²243.9%)

Nifty Midcap 100

₹51,163.80

1.26 (â–²636.55%)

Nifty 200

₹12,670.15

0.36 (â–²45.4%)

Nifty 500

₹20,831.10

0.48 (â–²99.65%)

BSE 200

₹10,338.70

0.35 (â–²35.96%)

Nifty PSU Bank

₹6,051.85

1.7 (â–²100.95%)

BSE 500

₹32,757.57

0.46 (â–²149.8%)

IOB Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
96.38%
0.00
Foreign Institutions
0.02%
-27.98
Mutual Funds
0.07%
5.86
Retail Investors
2.29%
0.27
Others
1.23%
-0.06

IOB Key Indicators

Details2021202220232024
Return On Equity %3.514.765.446.75
Details202220232024
Return On Assets %0.570.670.76
Details20032021202220232024
Book Value Per Share (₹)34.618.9410.511.713.14
Details20032021202220232024
Earning Per Share (₹)9.370.460.91.111.41

IOB Valuation

IOB in the last 5 years

  • Overview

  • Trends

Lowest (17.06x)

June 20, 2022

Industry (14.67x)

February 19, 2025

Today (28.23x)

February 19, 2025

Highest (59.89x)

February 7, 2024

LowHigh

IOB Earnings and Dividends

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 20.87% since last year same period to ₹875.27Cr in the Q3 2024-2025. On a quarterly growth basis, Indian Overseas Bank has generated 12.27% jump in its net profits since last 3-months.

    Read More about Earnings Results

IOB Technicals Summary

Bearish

Neutral

Bullish

Bearish

Indian Overseas Bank is currently in a Bearish trading position according to technical analysis indicators.

IOB Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
NA₹87,518.17 Cr82.89%NA₹2,665 Cr₹29,730 Cr
NA₹78,664.57 Cr22.35%NA₹5,788 Cr₹30,421 Cr
NA₹46,126.09 Cr35.91%NA₹1,671 Cr₹25,119 Cr
NA₹40,184.07 Cr34.46%NA₹2,667 Cr₹35,662 Cr
NA₹38,288.56 Cr66.57%NA₹4,071 Cr₹23,509 Cr

About IOB

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Share Price: ₹47.20 per share as on 20 Feb, 2025 04:01 PM
Market Capitalisation: ₹87,518.17Cr as of today
Revenue: ₹8,415.34Cr as on December 2024 (Q4 24)
Net Profit: ₹875.27Cr as on December 2024 (Q4 24)
Listing date: 07 Dec, 2000
OrganisationIOB
Headquarters
IndustryBanks
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FAQs on Indian Overseas Bank

What is Indian Overseas Bank price today?

Indian Overseas Bank share price today stands at ₹47.2, Open: ₹46, Previous Close: ₹46.3, High: ₹47.63, Low: ₹45.8, 52 Week High: ₹75.55, 52 Week Low: ₹44.72.

How to Buy Indian Overseas Bank Share in India?

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Is Indian Overseas Bank listed on NSE?

Indian Overseas Bank is listed on NSE

Is Indian Overseas Bank listed on BSE?

Indian Overseas Bank is listed on BSE

What are today's High and Low prices of Indian Overseas Bank?

  • Today's highest price of Indian Overseas Bank is ₹47.63.
  • Today's lowest price of Indian Overseas Bank is ₹45.8.

What are today's traded volumes of Indian Overseas Bank?

Today's traded volume of Indian Overseas Bank(IOB) is 33.64L.

What is today's market capitalisation of Indian Overseas Bank?

Today's market capitalisation of Indian Overseas Bank(IOB) is ₹87518.17Cr.

What is the 52 Week High and Low Range of Indian Overseas Bank?

Indian Overseas Bank (IOB)
Price
52 Week High
₹75.55
52 Week Low
₹44.72

How much percentage Indian Overseas Bank is down from its 52 Week High?

Indian Overseas Bank (IOB) share price is ₹47.2. It is down -37.52% from its 52 Week High price of ₹75.55

How much percentage Indian Overseas Bank is up from its 52 Week low?

Indian Overseas Bank (IOB) share price is ₹47.2. It is up 5.55% from its 52 Week Low price of ₹44.72

What are the historical returns of Indian Overseas Bank?

Indian Overseas Bank (IOB)
Returns
1 Day Returns
0.9%
1 Month Returns
-11.84%
3 Month Returns
-7.05%
1 Year Returns
-33.43%

What is the PE ratio of Indian Overseas Bank today?

PE Ratio of Indian Overseas Bank is 28.23

PE ratio = Indian Overseas Bank Market price per share / Indian Overseas Bank Earnings per share