IOB Share analysis
Excluding Excise Duty and Other Income, represents Net Revenue
IOB revenue growth forecast
Expected growth rate Q1, FY2023:0
Forecast
Actual
Including amortisation and stock based compensations
IOB EPS growth forecast
EPS estimate Q1, FY2023:
Forecast
Actual
Source: S&P Global Market Intelligence
IOB Performance
Day's Low
Day's High
₹49.8Day's Price Range₹50.9852 Week's Low
52 Week's High
₹42.0552-Week Price Range₹83.75
| Returns % | |
| 1 Month Return | -6.05 % |
| 3 Month Return | -8.81 % |
| 1 Year Return | + 14.57 % |
| Market Stats | |
| Previous Close | ₹50.37 |
| Open | ₹50.37 |
| Volume | 62.32L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹95,211.45Cr |
IOB Key Statistics
| P/E Ratio | 32.46 |
| PEG Ratio | 101.44 |
| Market Cap | ₹95,211.45 Cr |
| P/B Ratio | 4.5 |
| EPS | 1.41 |
| Dividend Yield | 0 |
| Sector | Banks |
| ROE | 6.75 |
IOB Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| NA | ₹95,211.45 Cr | 69.23% | NA | ₹2,665 Cr | ₹29,730 Cr | |
| NA | ₹85,621.38 Cr | 27.4% | NA | ₹5,788 Cr | ₹30,421 Cr | |
| NA | ₹51,338.88 Cr | 33.01% | NA | ₹1,671 Cr | ₹25,119 Cr | |
| NA | ₹45,349.23 Cr | 38.42% | NA | ₹2,667 Cr | ₹35,662 Cr | |
| NA | ₹39,980.70 Cr | 51.62% | NA | ₹4,071 Cr | ₹23,509 Cr |
IOB Mutual Fund Holdings
About IOB
IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.
The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.
IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.
Share Price: ₹50.64 per share as on 17 Jan, 2025 04:01 PM
Market Capitalisation: ₹95,211.45Cr as of today
Revenue: ₹8,489.90Cr as on September 2024 (Q3 24)
Net Profit: ₹779.62Cr as on September 2024 (Q3 24)
Listing date: 07 Dec, 2000
| Organisation | IOB |
| Headquarters | |
| Industry | Banks |
| E-voting on shares | Click here to vote |
Key events for Indian Overseas Bank
Indian Overseas Bank Shares Plummet Amid Profit Booking - 15 Jan, 2025
Indian Overseas Bank shares experienced significant declines on January 15, 2025, due to profit booking after a recent rally, closing at INR 49.78. The bank is scheduled to announce its Q3 earnings on January 20, 2025, with the trading window closed until January 22.Indian Overseas Bank Sees Significant Stock Gains - 14 Jan, 2025
Indian Overseas Bank's stock rose significantly, gaining 20% on news of a ₹10,000 crore fundraising initiative approved by the government for five public sector banks.Indian Overseas Bank Faces Stock Decline and Legal Issues - 13 Jan, 2025
Indian Overseas Bank's stock declined significantly, while the bank invited EOIs for NPAs and was ordered to pay compensation for mishandled loan recovery.Indian Overseas Bank Sells NPA Accounts via E-Auction - 12 Jan, 2025
Indian Overseas Bank has invited Expressions of Interest from asset reconstruction companies for 46 NPA accounts valued at Rs 11,433.72 crore, with an e-auction set for January 30, 2025.IOB Increases MCLR Rates Effective January 15 - 11 Jan, 2025
Indian Overseas Bank (IOB) will raise its marginal cost of funds based lending rate (MCLR) by 5 to 10 basis points across various tenors, effective January 15, 2025. The new rates will be 8.65% for three months, 8.90% for six months, and 9.10% for one year and two years.IOB Sells NPAs and Revises MCLR Rates - 10 Jan, 2025
Indian Overseas Bank is selling non-performing assets worth Rs 11,500 crore to asset reconstruction companies and has revised its MCLR rates effective January 15, 2025.IOB Announces Sale of ₹11,500 Crore NPAs - 09 Jan, 2025
Indian Overseas Bank is selling 46 non-performing asset accounts valued at ₹11,500 crore to enhance asset quality. The sale will occur via e-auction on January 30, 2025, with EOIs due by January 18, 2025.
Insights on Indian Overseas Bank
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTBest in 3 Years
In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 7.58K Cr → 8.48K Cr (in ₹), with an average increase of 10.6% per quarter
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, 648.66 Cr → 779.62 Cr (in ₹), with an average increase of 16.8% per quarter
NO EFFECTAgainst Peers
In the last 1 year, ICICI Bank Ltd has given 21.8% return, outperforming this stock by 19.5%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 96.38% of holdings in Dec 2024 quarter
- NO EFFECT
Retail Holding Unchanged
Retail Investor holdings remained unchanged at 2.29% of holdings in Dec 2024 quarter
NEGATIVE IMPACTPrice Dip
In the last 7 days, IOB stock has moved down by -11.1%
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 0.03% to 0.02% in Dec 2024 quarter
IOB Financials
Index Inclusions
IOB Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 96.38% | 0.00 | |
| Foreign Institutions | 0.02% | ||
| Mutual Funds | 0.07% | 5.86 | |
| Retail Investors | 2.29% | 0.27 | |
| Others | 1.23% |
IOB Key Indicators
IOB Valuation
IOB in the last 5 years
Lowest (17.06x)
June 20, 2022
Industry (14.88x)
January 17, 2025
Today (32.46x)
January 17, 2025
Highest (59.89x)
February 7, 2024
IOB Earnings and Dividends
Indian Overseas Bank Earnings Results
Indian Overseas Bank’s net profit jumped 24.31% since last year same period to ₹779.62Cr in the Q2 2024-2025. On a quarterly growth basis, Indian Overseas Bank has generated 20.19% jump in its net profits since last 3-months.
Read More about Earnings Results
IOB Technicals Summary
Bearish
Neutral
Bullish
Indian Overseas Bank is currently in a Bearish trading position according to technical analysis indicators.
FAQs on Indian Overseas Bank
Indian Overseas Bank share price today stands at ₹50.64, Open. ₹50.37 ; Previous Close. ₹50.37 ; High. ₹50.98 ; Low. ₹49.8 ; 52 Week High. ₹83.75 ; 52 Week Low: ₹42.05.
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Indian Overseas Bank is listed on NSE
Indian Overseas Bank is listed on BSE
- Today’s highest price of Indian Overseas Bank is ₹50.98.
- Today’s lowest price of Indian Overseas Bank is ₹49.8.
PE Ratio of Indian Overseas Bank is 32.46
PE ratio = Indian Overseas Bank Market price per share / Indian Overseas Bank Earnings per share
Today’s traded volume of Indian Overseas Bank(IOB) is 62.32L.
Today’s market capitalisation of Indian Overseas Bank(IOB) is ₹95211.45Cr.
| Indian Overseas Bank(IOB | Price |
|---|---|
52 Week High | ₹83.75 |
52 Week Low | ₹42.05 |
Indian Overseas Bank(IOB) share price is ₹50.64. It is down -39.53% from its 52 Week High price of ₹83.75
Indian Overseas Bank(IOB) share price is ₹50.64. It is up 20.43% from its 52 Week Low price of ₹42.05
| Indian Overseas Bank(IOB | Returns |
|---|---|
1 Day Returns | 0.27% |
1 Month Returns | -6.05% |
3 Month Returns | -8.81% |
1 Year Returns | 14.57% |