Indian Overseas Bank share price logo

Indian Overseas Bank Share Price

(IOB)

₹34.930.71%

as on 04:01PM, 11 Apr 2025

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🔔 Rate Cut Alert

Indian Overseas Bank reduces its Repo Linked Lending Rate by 25 basis points to 8.85%, effective April 12, 2025.

IOB Performance

  • Day's Low

    Day's High

    ₹34.67
    Day's Price Range
    ₹36.25
  • 52 Week's Low

    52 Week's High

    ₹33.5
    52-Week Price Range
    ₹75.55
1 Month Return-15.01 %
3 Month Return-35.04 %
1 Year Return-43.43 %
Previous Close₹35.18
Open₹36.21
Volume82.08L
Upper Circuit₹42.21
Lower Circuit₹28.14
Market Cap₹67,263.27Cr

IOB Fundamentals

P/E Ratio

21.3

PEG Ratio

68.71

Market Cap

₹67,263.27 Cr

P/B Ratio

4.5

EPS

1.41

Dividend Yield

0

Sector

Banks

ROE

6.75

IOB Share analysis

Excluding Excise Duty and Other Income, represents Net Revenue

IOB revenue growth forecast

Expected growth rate Q1, FY2023:0

Forecast

Actual

Source: S&P Global Market Intelligence

Key events for Indian Overseas Bank

  • Indian Overseas Bank Cuts Lending Rate - 13 Apr, 2025

    Indian Overseas Bank has reduced its Repo Linked Lending Rate by 25 basis points, from 9.10% to 8.85%, effective April 12, 2025, benefiting customers.
  • IOB Reduces Lending Rate Amid Fraud Allegations - 12 Apr, 2025

    Indian Overseas Bank has reduced its Repo Linked Lending Rate by 25 basis points to 8.85%. Additionally, a CBI FIR has been filed against Truedom EPC India for bank fraud involving Rs 30 crore.
  • Indian Overseas Bank Lowers Lending Rate - 11 Apr, 2025

    Indian Overseas Bank has reduced its repo-linked lending rate by 25 basis points to 8.85%, effective April 12, following the RBI's rate cut.
  • Indian Overseas Bank Announces Amalgamation of Rural Banks - 09 Apr, 2025

    Indian Overseas Bank has announced the amalgamation of Odisha Gramya Bank and Utkal Grameen Bank into Odisha Grameen Bank, effective May 1, 2025. This strategic move, approved by the Central Government, aims to improve operational efficiency and service delivery in regional rural banking.
  • Indian Overseas Bank Faces Continued Selling Pressure - 02 Apr, 2025

    Indian Overseas Bank's shares have fallen for six straight sessions, down 4.5% today, following a recent ₹1,436 crore QIP fundraising effort.
  • Indian Overseas Bank Faces Stock Decline - 01 Apr, 2025

    Indian Overseas Bank's stock fell 3.3% on April 1, 2025, continuing a downward trend, now down 27% for the year and halved from its 52-week high of ₹75.
  • Indian Overseas Bank Faces Decline Amid QIP Listing - 28 Mar, 2025

    Indian Overseas Bank's shares fell to a 52-week low after new QIP shares were listed, dropping below the issue price. LIC's investment accounted for 25% of the funds raised through the QIP process.
  • Indian Overseas Bank Faces Tax Demand, Raises Capital - 26 Mar, 2025

    Indian Overseas Bank received a Rs 558.96 crore tax demand for AY 2023-24 but plans to appeal, stating no financial impact. Additionally, the bank raised ₹1,436 crore through a QIP by selling equity shares.
  • Indian Overseas Bank Completes Successful QIP Fundraising - 25 Mar, 2025

    Indian Overseas Bank successfully closed its Qualified Institutional Placement, raising ₹1,436 crore to comply with Minimum Public Shareholding norms, increasing its paid-up equity capital significantly.
  • Indian Overseas Bank Launches QIP and Infra Bonds - 20 Mar, 2025

    Indian Overseas Bank's board approved raising Rs 10,000 crore through long-term infrastructure bonds and launched a QIP to raise Rs 2,000 crore, marking significant fundraising efforts.
  • IOB Board Approves ₹10,000 Crore Fundraising - 19 Mar, 2025

    Indian Overseas Bank's board has approved a plan to raise ₹10,000 crore via Long-Term Infrastructure Bonds to enhance its capital base and support infrastructure financing.

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 648.66 Cr → 875.27 Cr (in ₹), with an average increase of 13.9% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 0.02% to 0.22% in Mar 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, ICICI Bank Ltd has given 21.6% return, outperforming this stock by 65.1%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 8.48K Cr → 8.41K Cr (in ₹), with an average decrease of 0.9% per quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 96.38% to 94.61% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, IOB stock has moved down by -15.0%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 2.29% to 2.25% in Mar 2025 quarter

IOB Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹7,442.66Cr (-)₹9,112.67Cr (↑22.44%)₹7,587.47Cr (↓16.74%)₹8,489.90Cr (↑11.89%)₹8,415.34Cr (↓0.88%)
Net Income₹724.14Cr (-)₹810.42Cr (↑11.91%)₹648.66Cr (↓19.96%)₹779.62Cr (↑20.19%)₹875.27Cr (↑12.27%)
Net Profit Margin9.73% (-)8.89% (↓8.63%)8.55% (↓3.82%)9.18% (↑7.37%)10.40% (↑13.29%)
Value in ₹ crore
Details2021202220232024
Total Assets₹2,74,010.34Cr (-)₹2,99,377.16Cr (↑9.26%)₹3,13,733.99Cr (↑4.80%)₹3,52,033.63Cr (↑12.21%)
Total Liabilities₹2,74,010.34Cr (-)₹2,99,377.16Cr (↑9.26%)₹3,13,733.99Cr (↑4.80%)₹3,52,033.63Cr (↑12.21%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹14,022.51Cr (-)₹4,948.86Cr (↓135.29%)₹5,565.87Cr (↑12.47%)-₹15,595.28Cr (↓380.19%)-₹1,165.42Cr (↓92.53%)

IOB Index Inclusions

S&P BSE Fin. Ser

₹11,382.53

1.76 (197.15%)

S&P BSE Largecap

₹8,785.27

1.83 (158.27%)

Nifty 500

₹20,752.85

1.95 (396.1%)

Nifty MidSmallcap 400

₹17,243.80

2.29 (385.9%)

S&P BSE 100 LargeCap TMC

₹8,426.61

1.81 (149.88%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE 500

₹32,666.11

1.94 (621.53%)

S&P BSE PSU

₹17,867.22

2.13 (372.45%)

Nifty PSU Bank

₹6,171.30

1.29 (78.75%)

BSE 200

₹10,303.75

1.83 (184.73%)

Nifty Smallcap 250

₹14,786.30

3.07 (440.6%)

S&P BSE 250 LargeMidCap

₹9,748.15

1.84 (175.99%)

IOB Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
94.61%
0.00
Foreign Institutions
0.22%
0.00
Mutual Funds
0.07%
0.00
Retail Investors
2.25%
0.00
Others
2.86%
0.00

IOB Key Indicators

Details20032021202220232024
Earning Per Share (₹)9.370.460.91.111.41
Details2021202220232024
Return On Equity %3.514.765.446.75
Details202220232024
Return On Assets %0.570.670.76
Details20032021202220232024
Book Value Per Share (₹)34.618.9410.511.713.14

IOB Valuation

IOB in the last 5 years

  • Overview

  • Trends

Lowest (17.06x)

June 20, 2022

Industry (15.01x)

April 11, 2025

Today (21.30x)

April 11, 2025

Highest (59.89x)

February 7, 2024

LowHigh

IOB Earnings and Dividends

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 20.87% since last year same period to ₹875.27Cr in the Q3 2024-2025. On a quarterly growth basis, Indian Overseas Bank has generated 12.27% jump in its net profits since last 3-months.

    Read More about Earnings Results

IOB Technicals Summary

Bearish

Neutral

Bullish

Bearish

Indian Overseas Bank is currently in a Bearish trading position according to technical analysis indicators.

IOB Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
NA₹67,263.27 Cr78.39%NA₹2,665 Cr₹29,730 Cr
NA₹85,470.84 Cr57.36%NA₹5,788 Cr₹30,421 Cr
NA₹36,289.48 Cr42.24%NA₹1,671 Cr₹25,119 Cr
NA₹31,163.97 Cr34.43%NA₹2,667 Cr₹35,662 Cr
NA₹35,119.64 Cr80.91%NA₹4,071 Cr₹23,509 Cr

About IOB

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹8,415.34Cr as on December 2024 (Q4 24)
Net Profit: ₹875.27Cr as on December 2024 (Q4 24)
Listing date: 07 Dec, 2000
OrganisationIOB
Headquarters
IndustryBanks
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FAQs on Indian Overseas Bank

What is Indian Overseas Bank price today?

Indian Overseas Bank share price today stands at ₹34.93, Open: ₹36.21, Previous Close: ₹35.18, High: ₹36.25, Low: ₹34.67, 52 Week High: ₹75.55, 52 Week Low: ₹33.5.

How to Buy Indian Overseas Bank Share in India?

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  • Fund your Trading account
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What are today's traded volumes of Indian Overseas Bank?

Today's traded volume of Indian Overseas Bank(IOB) is 82.08L.

What is today's market capitalisation of Indian Overseas Bank?

Today's market capitalisation of Indian Overseas Bank(IOB) is ₹67263.27Cr.

What is the 52 Week High and Low Range of Indian Overseas Bank?

Indian Overseas Bank (IOB)
Price
52 Week High
₹75.55
52 Week Low
₹33.5

How much percentage Indian Overseas Bank is down from its 52 Week High?

Indian Overseas Bank (IOB) share price is ₹34.93. It is down -53.77% from its 52 Week High price of ₹75.55

How much percentage Indian Overseas Bank is up from its 52 Week low?

Indian Overseas Bank (IOB) share price is ₹34.93. It is up 4.27% from its 52 Week Low price of ₹33.5