HDFC Life Insurance Company Ltd Share Price
(HDFCLIFE)
₹673.1
as on 04:01PM, 25 Mar 2025
🔔 Regulatory Alert
HDFC Life is well-positioned to manage potential regulatory changes in bancassurance norms, with expected premium growth of 12-15% in the industry.
HDFC Life Performance
Day's Low
Day's High
₹671.35Day's Price Range₹68652 Week's Low
52 Week's High
₹511.452-Week Price Range₹761.2
| Returns % | |
| 1 Month Return | + 9.28 % |
| 3 Month Return | + 8.54 % |
| 1 Year Return | + 8.45 % |
| Market Stats | |
| Previous Close | ₹679.90 |
| Open | ₹683.00 |
| Volume | 20.20L |
| Upper Circuit | ₹747.85 |
| Lower Circuit | ₹611.95 |
| Market Cap | ₹1,46,375.21Cr |
HDFC Life Fundamentals
P/E Ratio
83.73
PEG Ratio
82.9
Market Cap
₹1,46,375.21 Cr
P/B Ratio
9.29
EPS
7.32
Dividend Yield
0.32
Sector
Insurance
ROE
11.55
Mutual Fund Holdings of HDFC Life
HDFC Life Analyst Rating
based on 33 analysts
88.24%
Buy
11.76%
Hold
0.00%
Sell
Based on 33 analysts offering long term price targets for HDFC Life. An average target of ₹772.79
Source: S&P Global Market Intelligence
HDFC Life Share analysis
HDFC Life price forecast by 33 analysts
Upside of13.66%
High
₹875
Target
₹772.79
Low
₹570
HDFC Life target price ₹772.79, a slight upside of 13.66% compared to current price of ₹673.1. According to 33 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
HDFC Life revenue growth forecast
Expected growth rate Q1, FY2027:29.56%
Forecast
Actual
Including amortisation and stock based compensations
HDFC Life EPS growth forecast
EPS estimate Q1, FY2027:69.13%
Forecast
Actual
Source: S&P Global Market Intelligence
What's happening today
Today's Timeline - Invalid Date
01:46 PM
-HDFC Life discusses potential regulatory changes in bancassurance, expecting a decision soon, with manageable impacts on margins.
Key events for HDFC Life Insurance Company Ltd
HDFC Life Positioned Well Amid Regulatory Changes - 25 Mar, 2025
HDFC Life is well-placed with lower ULIP reliance and a diversified portfolio. The company is preparing for potential regulatory changes in bancassurance, expecting manageable impacts on margins and aiming for premium growth.HDFC Life Navigates Changes Amid Partnership Shift - 24 Mar, 2025
HDFC Life is optimistic about upcoming distribution rule changes while facing the end of its long-standing partnership with Abrdn Plc, which has impacted its market position.HDFC Life Stock Gains Amid Positive Market Trends - 21 Mar, 2025
HDFC Life Insurance shares increased by 1.14%, reflecting sustained buying interest. The stock has delivered 8% returns over the past month, supported by strong financial health and bullish analyst outlooks.HDFC Life Reports Growth Amid Industry Decline - 17 Mar, 2025
HDFC Life Insurance Co. Ltd reported a 3.9% year-on-year growth in APE for February 2025, contrasting with a 15% decline for ICICI Prudential. HDFC Life's strong performance is attributed to its ULIP offerings, which constitute nearly 30% of its APE.HDFC Life Resolves Data Theft, Sees Positive Market Activity - 13 Mar, 2025
HDFC Life Insurance resolved a November data theft incident with no material impact. The company reported a 14% net profit growth, while total income declined. Increased buying activity suggests a bullish outlook, with recommendations for a target price of ₹700.Morgan Stanley Bullish on HDFC Life Insurance - 12 Mar, 2025
Morgan Stanley has an overweight rating on HDFC Life Insurance, highlighting strong new business value growth and attractive valuations despite market challenges.HDFC Life Engages Investors and Sees Stock Rise - 11 Mar, 2025
HDFC Life Insurance Company Ltd is set to engage with investors in March 2025, while its stock has risen for three consecutive sessions, reflecting positive performance.HDFC Life Reports Growth Amid Target Price Adjustment - 10 Mar, 2025
HDFC Life's MD highlights a shift from tax-driven insurance purchases to broader financial goals, reporting 24% growth. JM Financial maintains a Buy rating, lowering the target price to Rs 800, reflecting growth and margin improvements.HDFC Life Insurance Shows Mixed Performance - 09 Mar, 2025
HDFC Life Insurance shares rose 0.97% to Rs. 624.10, but trade 17.98% below their 52-week high. Sherkhan recommends a Buy with a target of Rs. 870, despite a 35.75% revenue drop in Q3 FY25. Net profit increased by 14.40%.HDFC Life Receives Positive Price Target and Stock Rise - 07 Mar, 2025
BofA Securities has assigned a price target of Rs 875 for HDFC Life, suggesting a 42% upside. The stock increased by 1.54% to ₹627.8.Motilal Oswal Recommends Buy on HDFC Life - 06 Mar, 2025
Motilal Oswal Financial Services has reiterated a buy call on HDFC Life Insurance with a target price of Rs 800, citing stable margins and growth potential despite regulatory changes.HDFC Life Achieves Recognition at LACP Vision Awards - 28 Feb, 2025
HDFC Life Insurance Company received dual honors at the LACP Vision Awards, securing a sixth Platinum award for its Integrated Report and a seventh Gold award for its Annual Report, ranking 37th globally. However, the company faces challenges with a significant drop in share prices and regulatory uncertainties.HDFC Life Faces Significant GST Tax Demand - 26 Feb, 2025
HDFC Life Insurance is under scrutiny with a Rs 2,422 crore GST demand due to alleged wrongful claims on input tax credits related to agent commissions. This ruling could impact the entire insurance sector's tax liabilities significantly.HDFC Life Launches New Insurance Product - 24 Feb, 2025
HDFC Life has introduced the Click 2 Achieve Par Advantage, a customizable life insurance product designed for various life stages, offering features like Policy Continuance Benefit and flexible death benefit options. The company maintains a high claim settlement ratio of 99.50% for FY24.
Insights on HDFC Life Insurance Company Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRetail Holding Up
Retail Investor have increased holdings from 10.77% to 10.78% in Dec 2024 quarter
- POSITIVE IMPACT
Price Rise
In the last 3 months, HDFCLIFE stock has moved up by 8.5%
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 10.63% to 11.02% in Dec 2024 quarter
- POSITIVE IMPACT
Best in 1 Year
In the last 1 year, HDFCLIFE has outperformed top 5 stocks with highest market-cap in Life & Health Insurance
NO EFFECTAgainst Peers
In the last 3 years, SBI Life Insurance Company Ltd has given 43.7% return, outperforming this stock by 12.8%
NEGATIVE IMPACTProfit Down
Netprofit is down for the last 3 quarters, 478.97 Cr → 421.31 Cr (in ₹), with an average decrease of 6.2% per quarter
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 50.34% to 50.32% in Dec 2024 quarter
- NEGATIVE IMPACT
Revenue Fall
Revenue is down for the last 2 quarters, 28.77K Cr → 17.27K Cr (in ₹), with an average decrease of 40.0% per quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 25.63% to 25.14% in Dec 2024 quarter
HDFC Life News
Life Insurance Stocks Gain Momentum Amid Resilient APE Show
HDFC Life looks well placed given its lower reliance on unit linked insurance plan (ULIP) products compared with peers and expectation of a better growth in new business compared with peers. Elara Securities prefers HDFC Life, given its well-diversified product portfolio, limited ULIP dependence, and strong multi-channel distribution network. The companys consistent ability to adapt to regulatory changes and maintain stable margins makes it a standout, said the brokerage.25 Mar, 2025 07:59 PMJefferies Asia Forum Insights: HDFC Bank, IDFC First Bank, Paytm Strategies
HDFC Life and ICICI Prudential Life discussed potential regulatory changes in bancassurance norms, expecting a decision in the coming months. If implemented, the industry may get a two- to three-year transition period to comply with business limits. Extending the free-look period from 30 days to one year is expected to have a limited impact, as insurers can claw back commissions on surrendered policies. The open architecture framework for insurance agencies remains under review, with implementation challenges. HDFC Life is well-positioned to manage surrender charges, with only a marginal 30 basis points impact on margins. Competitive intensity has eased as mid-sized insurers adopt more reasonable pricing. The industry is expected to see 12-15 percent premium growth, with HDFC Life aiming to outperform.25 Mar, 2025 01:46 PMJefferies Top Financial Bets: HDFC Bank, IDFC First, Paytm and More
For life insurers, the brokerage house notes that the industry is awaiting clarity on bancassurance norms, which could be finalised in the coming months. Insurers may be given a few years to comply if a cap is introduced. Additionally, any potential extension of the free-look period from 30 days to one year is unlikely to have a major impact on margins, as insurers can recover commissions. The impact of open architecture on agency will be tricky to manage, if implemented, added the brokerage in its report.25 Mar, 2025 12:56 PMHDFC Life Financials
HDFC Life Index Inclusions
HDFC Life Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 50.32% | ||
| Foreign Institutions | 25.14% | ||
| Mutual Funds | 11.02% | 3.73 | |
| Retail Investors | 10.78% | 0.10 | |
| Others | 2.74% | 3.52 |
HDFC Life Key Indicators
HDFC Life Valuation
HDFC Life in the last 5 years
Lowest (51.17x)
March 23, 2020
Industry (20.63x)
March 24, 2025
Today (83.73x)
March 24, 2025
Highest (131.62x)
October 5, 2021
HDFC Life Earnings and Dividends
HDFC Life Insurance Company Ltd Earnings Results
HDFC Life Insurance Company Ltd’s net profit jumped 14.63% since last year same period to ₹421.31Cr in the Q3 2024-2025. On a quarterly growth basis, HDFC Life Insurance Company Ltd has generated -3.19% fall in its net profits since last 3-months.
Read More about Earnings ResultsHDFC Life Insurance Company Ltd Dividends April,2024
In the quarter ending March 2024, HDFC Life Insurance Company Ltd has declared dividend of ₹2 - translating a dividend yield of 0.57%.
Read More about Dividends
HDFC Life Technicals Summary
Bearish
Neutral
Bullish
HDFC Life Insurance Company Ltd is currently in a Bullish trading position according to technical analysis indicators.
HDFC Life Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹1,46,375.21 Cr | 11.31% | 0.98 | ₹1,574 Cr | ₹1,01,481 Cr | |
| BUY | ₹1,57,312.32 Cr | 33.41% | 0.98 | NA | NA | |
| BUY | ₹88,459.21 Cr | 16.25% | 0.53 | NA | NA | |
| BUY | ₹86,262.75 Cr | 17.25% | 0.98 | ₹850 Cr | ₹90,307 Cr | |
| BUY | ₹5,06,347.69 Cr | -1.71% | 0.99 | ₹40,915 Cr | ₹8,45,966 Cr |
About HDFC Life
The company also offers a range of popular brands such as Click2Protect, Smart Woman, Smart Kid, Saral Jeevan Bima and Super Income Plan. HDFC Life Insurance Company Ltd also provides additional services such as wealth management, estate planning and retirement planning.
Revenue: ₹17,270.97Cr as on December 2024 (Q4 24)
Net Profit: ₹421.31Cr as on December 2024 (Q4 24)
Listing date: 17 Nov, 2017
Chairperson Name: Deepak Parekh
| Organisation | HDFC Life |
| Headquarters | Mumbai |
| Industry | Insurance |
| E-voting on shares | Click here to vote |
FAQs on HDFC Life Insurance Company Ltd
What is HDFC Life Insurance Company Ltd price today?
HDFC Life Insurance Company Ltd share price today stands at ₹673.1, Open: ₹683, Previous Close: ₹679.9, High: ₹686, Low: ₹671.35, 52 Week High: ₹761.2, 52 Week Low: ₹511.4.
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What are today's traded volumes of HDFC Life Insurance Company Ltd?
Today's traded volume of HDFC Life Insurance Company Ltd(HDFCLIFE) is 20.20L.
What is today's market capitalisation of HDFC Life Insurance Company Ltd?
Today's market capitalisation of HDFC Life Insurance Company Ltd(HDFCLIFE) is ₹146375.21Cr.
What is the 52 Week High and Low Range of HDFC Life Insurance Company Ltd?
How much percentage HDFC Life Insurance Company Ltd is down from its 52 Week High?
HDFC Life Insurance Company Ltd (HDFCLIFE) share price is ₹673.1. It is down -11.57% from its 52 Week High price of ₹761.2
How much percentage HDFC Life Insurance Company Ltd is up from its 52 Week low?
HDFC Life Insurance Company Ltd (HDFCLIFE) share price is ₹673.1. It is up 31.62% from its 52 Week Low price of ₹511.4