LIC Analyst Rating
based on 18 analysts
77.78%
Buy
16.67%
Hold
5.56%
Sell
Based on 18 analysts offering long term price targets for LIC. An average target of ₹1150.83
Source: S&P Global Market Intelligence
LIC Share analysis
LIC price forecast by 18 analysts
Upside of33.97%
High
₹1385
Target
₹1150.83
Low
₹870
LIC target price ₹1150.83, a slight upside of 33.97% compared to current price of ₹837.55. According to 18 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
LIC revenue growth forecast
Expected growth rate Q1, FY2027:32.87%
Forecast
Actual
Including amortisation and stock based compensations
LIC EPS growth forecast
EPS estimate Q1, FY2027:11.53%
Forecast
Actual
Source: S&P Global Market Intelligence
LIC Performance
Day's Low
Day's High
₹835.5Day's Price Range₹863.852 Week's Low
52 Week's High
₹806.8552-Week Price Range₹1,222
| Returns % | |
| 1 Month Return | -5.06 % |
| 3 Month Return | -7.27 % |
| 1 Year Return | -1.86 % |
| Market Stats | |
| Previous Close | ₹859.00 |
| Open | ₹860.00 |
| Volume | 8.23L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹5,43,317.30Cr |
LIC Key Statistics
| P/E Ratio | 13.08 |
| PEG Ratio | 1.92 |
| Market Cap | ₹5,43,317.30 Cr |
| P/B Ratio | 7.06 |
| EPS | 64.69 |
| Dividend Yield | 0 |
| Sector | Insurance |
| ROE | 63.75 |
LIC Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹5,43,317.30 Cr | -0.37% | 0.99 | ₹40,915 Cr | ₹8,45,966 Cr | |
| BUY | ₹1,50,283.29 Cr | 10.83% | 0.98 | NA | NA | |
| BUY | ₹95,219.93 Cr | 8.91% | 0.53 | NA | NA | |
| BUY | ₹92,682.25 Cr | 6.23% | 0.98 | ₹850 Cr | ₹90,307 Cr | |
| BUY | ₹1,36,498.46 Cr | 1.06% | 0.98 | ₹1,574 Cr | ₹1,01,481 Cr |
About LIC
LIC has various sub-brands that cater to different market segments, such as LIC Housing Finance, which provides home loans, and LIC Mutual Fund, which offers investment services. The company primarily operates in India but has a presence in several countries, including the United Kingdom, Mauritius, Fiji, and Nepal, among others, through joint ventures and partnerships. A notable fact about LIC is that it has a vast network of over 1.2 million agents and a significant market share in India's insurance sector. Another interesting fact is that LIC manages one of the largest pools of investment funds in the country, contributing to its strong financial stability.
As a government-owned entity, LIC's parent organization is the Ministry of Finance, Government of India. The company has not been significantly involved in mergers and acquisitions but has continuously expanded its product portfolio and geographical presence to maintain its market leadership in the insurance sector.
Share Price: ₹837.55 per share as on 21 Jan, 2025 04:01 PM
Market Capitalisation: ₹5,43,317.30Cr as of today
Revenue: ₹2,31,926.41Cr as on September 2024 (Q3 24)
Net Profit: ₹6,237.15Cr as on September 2024 (Q3 24)
Listing date: 17 May, 2022
Chairperson Name: Siddhartha Mohanty
| Organisation | LIC |
| Headquarters | |
| Industry | Insurance |
| E-voting on shares | Click here to vote |
Key events for Life Insurance Corporation of India
Bima Sakhi Yojana Launched to Empower Women in Goa - 16 Jan, 2025
The Bima Sakhi Yojana, launched by LIC in Goa, aims to empower women by appointing two lakh female insurance agents. Beneficiaries receive stipends and commissions, enhancing financial independence.LIC Reports Mixed Performance Amid Protests - 11 Jan, 2025
LIC's new business premiums dropped significantly in December, while the company achieved notable growth in 2024. Pensioners protested for better benefits, highlighting ongoing challenges.LIC's Bima Sakhi Scheme Sees Strong Registrations - 09 Jan, 2025
Life Insurance Corporation (LIC) announced that registrations for its Bima Sakhi scheme surpassed 52,000 within just one month of its launch, indicating strong interest.Centrum Broking Initiates Coverage on LIC - 07 Jan, 2025
Centrum Broking has initiated coverage on LIC with a buy rating, highlighting growth potential while noting challenges in profitability and competition from private insurers.LIC Stock Target Set at Rs 1,160 for 2025 - 01 Jan, 2025
Religare Broking recommends LIC as a top pick for 2025, citing 11.5% YoY growth in net premium income and a strong market position. The stock is targeted at Rs 1,160, with a current price of Rs 896.40. LIC's focus on high-margin non-participating products is expected to enhance profitability.LIC Stock Sees Mixed Performance and Buy Recommendation - 30 Dec, 2024
On December 30, LIC stock rose 3.05%, outperforming its sector, while Religare Broking issued a buy recommendation with a target price of Rs 1,160.LIC Boosts Margins with Non-Participating Products - 28 Dec, 2024
Life Insurance Corporation of India has seen a substantial rise in its non-participating products, improving its Value of New Business margins. Investors are encouraged to buy LIC stock within the Rs 840-900 range.LIC Emphasizes Technology to Strengthen Agency Force - 18 Dec, 2024
LIC Managing Director R Doraiswamy highlighted the company's focus on leveraging technology to enhance its agency force. He noted a growing interest in protection-oriented insurance products among the younger generation and emphasized the importance of technology in effective product pricing.
Insights on Life Insurance Corporation of India
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTMF Holding Up
Mutual Funds have increased holdings from 1.02% to 1.12% in Dec 2024 quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 2.12L Cr → 2.31L Cr (in ₹), with an average increase of 8.2% per quarter
NO EFFECTPromoter Holding Unchanged
Promoters holdings remained unchanged at 96.50% of holdings in Dec 2024 quarter
- NO EFFECT
Against Peers
In the last 1 year, ICICI Prudential Life Insurance Company Ltd has given 21.9% return, outperforming this stock by 27.2%
NEGATIVE IMPACTRetail Holding Down
Retail Investor have decreased holdings from 2.18% to 2.16% in Dec 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 6 months, LICI stock has moved down by -23.7%
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 0.15% to 0.07% in Dec 2024 quarter
- NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 3 quarters, 13.78K Cr → 7.72K Cr (in ₹), with an average decrease of 25.1% per quarter
LIC Financials
Index Inclusions
LIC Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 96.5% | 0.00 | |
| Foreign Institutions | 0.07% | ||
| Mutual Funds | 1.12% | 10.38 | |
| Retail Investors | 2.16% | ||
| Others | 0.14% |
LIC Key Indicators
LIC Valuation
LIC in the last 5 years
Lowest (8.65x)
July 13, 2023
Today (13.08x)
January 20, 2025
Industry (21.77x)
January 20, 2025
Highest (134.41x)
May 18, 2022
LIC Earnings and Dividends
Life Insurance Corporation of India Earnings Results
Life Insurance Corporation of India’s net profit fell -3.76% since last year same period to ₹7,728.68Cr in the Q2 2024-2025. On a quarterly growth basis, Life Insurance Corporation of India has generated -26.7% fall in its net profits since last 3-months.
Read More about Earnings ResultsLife Insurance Corporation of India Dividends May,2024
In the quarter ending March 2024, Life Insurance Corporation of India has declared dividend of ₹6 - translating a dividend yield of 1.19%.
Read More about Dividends
LIC Technicals Summary
Bearish
Neutral
Bullish
Life Insurance Corporation of India is currently in a Bearish trading position according to technical analysis indicators.
FAQs on Life Insurance Corporation of India
Life Insurance Corporation of India share price today stands at ₹837.55, Open. ₹860 ; Previous Close. ₹859 ; High. ₹863.8 ; Low. ₹835.5 ; 52 Week High. ₹1222 ; 52 Week Low: ₹806.85.
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Life Insurance Corporation of India is listed on NSE
Life Insurance Corporation of India is listed on BSE
- Today’s highest price of Life Insurance Corporation of India is ₹863.8.
- Today’s lowest price of Life Insurance Corporation of India is ₹835.5.
PE Ratio of Life Insurance Corporation of India is 13.08
PE ratio = Life Insurance Corporation of India Market price per share / Life Insurance Corporation of India Earnings per share
Today’s traded volume of Life Insurance Corporation of India(LICI) is 8.23L.
Today’s market capitalisation of Life Insurance Corporation of India(LICI) is ₹543317.3Cr.
| Life Insurance Corporation of India(LICI | Price |
|---|---|
52 Week High | ₹1222 |
52 Week Low | ₹806.85 |
Life Insurance Corporation of India(LICI) share price is ₹837.55. It is down -31.46% from its 52 Week High price of ₹1222
Life Insurance Corporation of India(LICI) share price is ₹837.55. It is up 3.80% from its 52 Week Low price of ₹806.85
| Life Insurance Corporation of India(LICI | Returns |
|---|---|
1 Day Returns | -21.45% |
1 Month Returns | -5.06% |
3 Month Returns | -7.27% |
1 Year Returns | -1.86% |