LIC Housing Finance Ltd Analyst Rating
based on 26 analysts
56.00%
Buy
24.00%
Hold
20.00%
Sell
Based on 26 analysts offering long term price targets for LIC Housing Finance Ltd. An average target of ₹729.81
Source: S&P Global Market Intelligence
LIC Housing Finance Ltd Share analysis
LIC Housing Finance Ltd price forecast by 26 analysts
Upside of18.39%
High
₹940
Target
₹729.81
Low
₹450
LIC Housing Finance Ltd target price ₹729.81, a slight upside of 18.39% compared to current price of ₹611.25. According to 26 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
LIC Housing Finance Ltd revenue growth forecast
Expected growth rate Q1, FY2026:
Forecast
Actual
Including amortisation and stock based compensations
LIC Housing Finance Ltd EPS growth forecast
EPS estimate Q1, FY2026:12.94%
Forecast
Actual
Source: S&P Global Market Intelligence
LIC Housing Finance Ltd Performance
Day's Low
Day's High
₹600.35₹614.6552 Week's Low
52 Week's High
₹452.1₹826.75
| Returns % | |
| 1 Month Return | + 1.43 % |
| 3 Month Return | -9.2 % |
| 1 Year Return | + 33.42 % |
| Market Stats | |
| Previous Close | ₹616.45 |
| Open | ₹613.15 |
| Volume | 11.14L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹33,908.63Cr |
LIC Housing Finance Ltd Key Statistics
| P/E Ratio | 6.94 |
| PEG Ratio | 0.53 |
| Market Cap | ₹33,908.63 Cr |
| P/B Ratio | 1.07 |
| EPS | 86.47 |
| Dividend Yield | 0 |
| Sector | Finance |
| ROE | 16.29 |
LIC Housing Finance Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹33,908.63 Cr | 9.87% | 0.94 | ₹4,759 Cr | ₹27,277 Cr | |
| BUY | ₹12,983.57 Cr | -0.66% | 0.88 | ₹490 Cr | ₹2,017 Cr | |
| BUY | ₹5,04,384.12 Cr | 4.65% | 0.90 | NA | NA | |
| BUY | ₹11,087.08 Cr | 21.97% | 0.94 | NA | NA | |
| ₹11,123.23 Cr | -6.99% | 0.85 | ₹1,214 Cr | ₹8,579 Cr |
About LIC Housing Finance Ltd
LICHFL's top products include home loans, loan against property, construction finance, and loan for purchase of commercial property. The company also offers a range of services such as property search, property valuation, and home loan insurance. LICHFL's popular brands include LIC Home Loans, LIC Loan Against Property, LIC Construction Finance, and LIC Loan for Purchase of Commercial Property.
Share Price: ₹611.25 per share as on 21 Nov, 2024 04:01 PM
Market Capitalisation: ₹33,908.63Cr as of today
Revenue: ₹6,939.64Cr as on September 2024 (Q3 24)
Net Profit: ₹1,327.79Cr as on September 2024 (Q3 24)
Listing date: 08 Feb, 1995
Chairperson Name: Siddhartha Mohanty
| Organisation | LIC Housing Finance Ltd |
| Headquarters | Mumbai |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for LIC Housing Finance Ltd
LIC Housing Finance Faces Affordable Housing Challenges - 07 Nov, 2024
T Adhikari, MD and CEO of LIC Housing Finance, noted ongoing demand for affordable housing in India but expressed concerns about developers' reluctance to enter this market due to significant supply-side hurdles.
LIC Housing Finance Maintains HOLD Rating with Increased Target - 30 Oct, 2024
LIC Housing Finance reported a mixed quarter with NII missing estimates. Despite a decline in NIM, the company maintains a double-digit loan growth guidance for FY25E. The target price is raised to Rs 675 from Rs 660, reflecting improved asset quality and loan mix. However, competition from banks may impact loan growth.
LIC Housing Finance Reports Growth Amid Challenges - 29 Oct, 2024
LIC Housing Finance shows positive growth with an 11% increase in net profit and stable sales figures. CLSA upgrades the stock despite some challenges in margins.
LIC Housing Finance Reports Strong Q2 FY25 Performance - 28 Oct, 2024
LIC Housing Finance announced an 11.20% increase in net profit for Q2 FY25, reaching Rs 1,327.29 crore. Despite a decline in net interest margin, asset quality improved, and total disbursements rose significantly. Shares closed up by 3.39%.
LIC Housing Finance Secures Rs 1,300 Crore in Bonds - 17 Oct, 2024
LIC Housing Finance has successfully accepted bids worth Rs 1,300 crore for five-year bonds, offering an annual coupon of 7.57%. This move reflects strong investor interest.
LIC Housing Finance Faces Downside Pressure - 10 Oct, 2024
LIC Housing Finance Ltd shows a negative trend, breaking down from a distribution pattern and trading below key support levels, indicating potential further declines.
Insights on LIC Housing Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 7 days, LICHSGFIN stock has moved up by 1.4%
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 3 quarters, 1.08K Cr → 1.32K Cr (in ₹), with an average increase of 9.4% per quarter
- POSITIVE IMPACT
Retail Holding Up
Retail Investor have increased holdings from 10.35% to 12.29% in Sep 2024 quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 6.79K Cr → 6.93K Cr (in ₹), with an average increase of 2.0% per quarter
NO EFFECTPromoter Holding Unchanged
Promoters holdings remained unchanged at 45.24% of holdings in Sep 2024 quarter
- NO EFFECT
Against Peers
In the last 1 year, State Bank of India has given 43.0% return, outperforming this stock by 9.6%
- NO EFFECT
Against Peers
In the last 3 years, ICICI Bank Ltd has given 66.1% return, outperforming this stock by 10.2%
NEGATIVE IMPACTMF Holding Down
Mutual Funds have decreased holdings from 16.26% to 15.82% in Sep 2024 quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 23.19% to 21.95% in Sep 2024 quarter
LIC Housing Finance Ltd Financials
Index Inclusions
LIC Housing Finance Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 45.24% | 0.00 | |
| Foreign Institutions | 21.95% | ||
| Mutual Funds | 15.82% | ||
| Retail Investors | 12.29% | 18.74 | |
| Others | 4.7% |
LIC Housing Finance Ltd Key Indicators
LIC Housing Finance Ltd Valuation
LIC Housing Finance Ltd in the last 5 years
Lowest (3.63x)
March 24, 2020
Today (6.94x)
November 19, 2024
Industry (25.64x)
November 19, 2024
Highest (15.24x)
October 18, 2021
LIC Housing Finance Ltd Earnings and Dividends
LIC Housing Finance Ltd Earnings Results
LIC Housing Finance Ltd’s net profit jumped 11.41% since last year same period to ₹1,327.71Cr in the Q2 2024-2025. On a quarterly growth basis, LIC Housing Finance Ltd has generated 1.64% jump in its net profits since last 3-months.
Read More about Earnings ResultsLIC Housing Finance Ltd Dividends May,2024
In the quarter ending March 2024, LIC Housing Finance Ltd has declared dividend of ₹9 - translating a dividend yield of 2.84%.
Read More about Dividends
LIC Housing Finance Ltd Technicals Summary
Bearish
Neutral
Bullish
LIC Housing Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.
FAQs on LIC Housing Finance Ltd
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LIC Housing Finance Ltd (LICHSGFIN) share price today is ₹611.25
LIC Housing Finance Ltd is listed on NSE
LIC Housing Finance Ltd is listed on BSE
- Today’s highest price of LIC Housing Finance Ltd is ₹614.65.
- Today’s lowest price of LIC Housing Finance Ltd is ₹600.35.
PE Ratio of LIC Housing Finance Ltd is 6.94
PE ratio = LIC Housing Finance Ltd Market price per share / LIC Housing Finance Ltd Earnings per share
Today’s traded volume of LIC Housing Finance Ltd(LICHSGFIN) is 11.14L.
Today’s market capitalisation of LIC Housing Finance Ltd(LICHSGFIN) is ₹33908.63Cr.
| LIC Housing Finance Ltd(LICHSGFIN | Price |
|---|---|
52 Week High | ₹826.75 |
52 Week Low | ₹452.1 |
LIC Housing Finance Ltd(LICHSGFIN) share price is ₹611.25. It is down -26.07% from its 52 Week High price of ₹826.75
LIC Housing Finance Ltd(LICHSGFIN) share price is ₹611.25. It is up 35.20% from its 52 Week Low price of ₹452.1
| LIC Housing Finance Ltd(LICHSGFIN | Returns |
|---|---|
1 Day Returns | -5.2% |
1 Month Returns | 1.43% |
3 Month Returns | -9.2% |
1 Year Returns | 33.42% |