Bajaj Finance Analyst Rating
based on 32 analysts
74.19%
Buy
12.90%
Hold
12.90%
Sell
Based on 32 analysts offering long term price targets for Bajaj Finance. An average target of ₹8080.84
Source: S&P Global Market Intelligence
Bajaj Finance Share analysis
Bajaj Finance price forecast by 32 analysts
Upside of10.88%
High
₹10000
Target
₹8080.84
Low
₹6157
Bajaj Finance target price ₹8080.84, a slight upside of 10.88% compared to current price of ₹7288.05. According to 32 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
Bajaj Finance revenue growth forecast
Expected growth rate Q1, FY2027:25.29%
Forecast
Actual
Including amortisation and stock based compensations
Bajaj Finance EPS growth forecast
EPS estimate Q1, FY2027:80.94%
Forecast
Actual
Source: S&P Global Market Intelligence
Bajaj Finance Performance
Day's Low
Day's High
₹7,245.05Day's Price Range₹7,367.0552 Week's Low
52 Week's High
₹6,187.852-Week Price Range₹7,824
| Returns % | |
| 1 Month Return | + 2.43 % |
| 3 Month Return | -0.19 % |
| 1 Year Return | -4.98 % |
| Market Stats | |
| Previous Close | ₹7,277.45 |
| Open | ₹7,277.45 |
| Volume | 8.09L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹4,51,127.72Cr |
Bajaj Finance Key Statistics
| P/E Ratio | 29.24 |
| PEG Ratio | 0.9 |
| Market Cap | ₹4,51,127.72 Cr |
| P/B Ratio | 6.24 |
| EPS | 233.84 |
| Dividend Yield | 0.5 |
| Sector | Finance |
| ROE | 20.48 |
Bajaj Finance Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹4,51,127.72 Cr | 15% | 0.88 | ₹14,451 Cr | ₹54,971 Cr | |
| HOLD | ₹54,030.93 Cr | -9.14% | 0.51 | -₹1,423 Cr | ₹9,977 Cr | |
| BUY | ₹85,774.77 Cr | 36.96% | 0.85 | ₹4,467 Cr | ₹15,061 Cr | |
| BUY | ₹2,71,632.14 Cr | 15.99% | 0.50 | ₹15,595 Cr | ₹1,10,382 Cr | |
| BUY | ₹1,05,522.23 Cr | 58.45% | 0.94 | ₹3,410 Cr | ₹19,163 Cr |
Bajaj Finance Mutual Fund Holdings
About Bajaj Finance
The company operates primarily in India and has several subsidiaries, including Bajaj Housing Finance Limited and Bajaj Financial Securities Limited, which offer specialized services in housing finance and securities trading, respectively. A notable fact about Bajaj Finance is its robust growth in digital lending, leveraging technology to enhance customer experience and expand its reach. As a part of the Bajaj Group, Bajaj Finance benefits from the group’s extensive network and reputation in the market.
Share Price: ₹7288.05 per share as on 10 Jan, 2025 04:03 PM
Market Capitalisation: ₹4,51,127.72Cr as of today
Revenue: ₹17,098.86Cr as on September 2024 (Q3 24)
Net Profit: ₹4,013.74Cr as on September 2024 (Q3 24)
Listing date: 09 Feb, 1995
Chairperson Name: Sanjiv Bajaj
| Organisation | Bajaj Finance |
| Headquarters | Pune |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for Bajaj Finance Ltd
CLSA Reiterates Outperform Rating for Bajaj Finance - 10 Jan, 2025
CLSA has maintained an Outperform rating for Bajaj Finance, setting a target price of Rs 9,200. The firm anticipates a rebound in PAT growth in FY26, with a projected 25% CAGR in AUM and 27% CAGR in PAT over FY25-27, alongside improved credit costs.Bajaj Finance Targets Rs 7,670 Amid Bullish Trend - 09 Jan, 2025
Bajaj Finance is experiencing a bullish trend following its Q3 business update, with a target price of Rs 7,670 and a stop loss at Rs 7,150. The stock has broken key resistance levels, indicating strong momentum.Bajaj Finance Receives Upgrade and Strategic Partnership - 08 Jan, 2025
Bajaj Finance sees positive momentum with a Nomura upgrade to buy and a target price increase to ₹8,560. Additionally, Bajaj Broking partners with Tamilnad Mercantile Bank for a new account solution.Bajaj Finance Reports Strong Q3 Growth and Bullish Outlook - 04 Jan, 2025
Bajaj Finance reported a 28% YoY increase in AUM and record customer additions in Q3 FY25. The stock shows bullish momentum with a target of Rs 7700.Bajaj Finance Receives Upgrades Amid Strong AUM Growth - 03 Jan, 2025
Bajaj Finance and Finserv saw significant stock price increases following upgrades from Kotak and Citi. The company reported a 26% growth in AUM, indicating strong performance.Bajaj Finance Shares Surge on Citi's Positive Outlook - 02 Jan, 2025
Bajaj Finance shares rose significantly after Citi initiated a 90-day positive catalyst watch, maintaining a Buy rating with a target price of Rs 8,150. The stock is expected to see growth in assets under management despite slight increases in credit costs.Bajaj Finance Faces Challenges Amid Growth Plans - 30 Dec, 2024
Bajaj Finance reported a 29% growth in AUM for Q2 FY25, but profit growth lagged at 13% due to rising credit costs and provisions. Loan losses surged by 77% year-on-year. The company aims for a 27% AUM growth in FY25, focusing on personal loans and leveraging AI for efficiency.Bajaj Pulsar Sales Surge Amidst Decline in Platina - 24 Dec, 2024
Bajaj Pulsar sales increased by 12.1% to 1.32 million units, while Bajaj Platina sales fell by 12.4% to 427,560 units. No direct relevance to Bajaj Finance Ltd.Bajaj Finance's Growth Under Rajeev Jain's Leadership - 23 Dec, 2024
Bajaj Finance has transformed into a key player in India's financial sector since 2007, under the leadership of Managing Director Rajeev Jain, showcasing significant growth and innovation in digitization amidst intense competition.Bajaj Finance Featured in HDFC's Top Stock Picks - 20 Dec, 2024
Bajaj Finance has been highlighted by HDFC Securities as one of the top 10 stock recommendations for 2025, indicating strong market confidence.Consumer Commission Orders Bajaj Finserv to Cease Unsolicited Calls - 19 Dec, 2024
The Consumer Redressal Commission has ordered Bajaj Finserv to stop unsolicited calls to a complainant, citing harassment and violation of privacy rights under the Consumer Protection Act 2019.Bajaj Finance Enhances Productivity with AI Initiatives - 14 Dec, 2024
Bajaj Finance aims to double productivity through its AI initiative, FinAI, targeting improved lead conversion, back-office efficiency, and customer engagement. The company plans to integrate AI with existing systems to enhance profitability while maintaining essential physical processes. Despite concerns over unsecured loans, Bajaj Finance's product mix remains stable.Bajaj Finance Shifts Focus to Profitability and AI - 13 Dec, 2024
Bajaj Finance has launched a new five-year plan emphasizing AI integration and profitability, while scaling back its payments ambitions. Analysts maintain a neutral outlook with a target price of Rs 7,500 amid rising credit costs.
Insights on Bajaj Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 1 month, BAJFINANCE stock has moved up by 2.4%
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 9.15% to 9.50% in Sep 2024 quarter
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 14 quarters, 1.00K Cr → 3.99K Cr (in ₹), with an average increase of 9.5% per quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 14 quarters, 6.74K Cr → 17.09K Cr (in ₹), with an average increase of 6.9% per quarter
NO EFFECTPromoter Holding Unchanged
Promoters holdings remained unchanged at 54.70% of holdings in Sep 2024 quarter
- NO EFFECT
Against Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 116.7% return, outperforming this stock by 121.7%
- NO EFFECT
Against Peers
In the last 1 year, Muthoot Finance Ltd has given 43.5% return, outperforming this stock by 48.4%
NEGATIVE IMPACTFII Holding Down
Foreign Institutions have decreased holdings from 17.77% to 17.73% in Sep 2024 quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 9.83% to 9.35% in Sep 2024 quarter
News
Stocks to Buy Today: TCS, Bajaj Finance, and IRCTC Recommendations
CLSA on Bajaj Finance: Maintain Outperform, target price Rs 9,200| LTP Rs 7,277| Upside 26%. The firm expects PAT growth to rebound in FY26 following recent downgrades, positioning Bajaj Finance as its top pick in the financials sector. CLSA forecasts a 25% CAGR in AUM and a 27% CAGR in PAT over FY25-27. Additionally, it anticipates stock returns to align with earnings growth, supported by a 20 bps improvement in credit costs in FY25.10 Jan, 2025 10:05 AMStock Buy and Sell Recommendations for January 10, 2025
Buy for a target price of ₹7,400 with a stop loss of ₹7,229 Analyst: Mitessh Thakkar of earningwaves.com at 9:15 am.10 Jan, 2025 09:37 AMAnalysts Recommend Buying Bajaj Finance, Eicher Motors, MGL and Selling Coforge, Ashok Leyland
Buy for a target price of ₹7,400 with a stop loss of ₹7,229 Analyst: Mitessh Thakkar of earningwaves.com at 9:15 am10 Jan, 2025 09:37 AMBajaj Finance Financials
Index Inclusions
Bajaj Finance Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 54.7% | 0.00 | |
| Foreign Institutions | 17.73% | ||
| Mutual Funds | 9.5% | 3.77 | |
| Retail Investors | 9.35% | ||
| Others | 8.73% | 2.03 |
Bajaj Finance Key Indicators
Bajaj Finance Valuation
Bajaj Finance in the last 5 years
Lowest (20.34x)
May 26, 2020
Industry (25.77x)
January 10, 2025
Today (29.24x)
January 10, 2025
Highest (106.44x)
September 23, 2021
Bajaj Finance Earnings and Dividends
Bajaj Finance Ltd Earnings Results
Bajaj Finance Ltd’s net profit jumped 12.64% since last year same period to ₹3,999.73Cr in the Q2 2024-2025. On a quarterly growth basis, Bajaj Finance Ltd has generated 2.24% jump in its net profits since last 3-months.
Read More about Earnings ResultsBajaj Finance Ltd Dividends April,2024
In the quarter ending March 2024, Bajaj Finance Ltd has declared dividend of ₹36 - translating a dividend yield of 0.91%.
Read More about Dividends
Bajaj Finance Technicals Summary
Bearish
Neutral
Bullish
Bajaj Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.
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Bajaj Finance Ltd (BAJFINANCE) share price today is ₹7288.05
Bajaj Finance Ltd is listed on NSE
Bajaj Finance Ltd is listed on BSE
- Today’s highest price of Bajaj Finance Ltd is ₹7367.05.
- Today’s lowest price of Bajaj Finance Ltd is ₹7245.05.
PE Ratio of Bajaj Finance Ltd is 29.24
PE ratio = Bajaj Finance Ltd Market price per share / Bajaj Finance Ltd Earnings per share
Today’s traded volume of Bajaj Finance Ltd(BAJFINANCE) is 8.09L.
Today’s market capitalisation of Bajaj Finance Ltd(BAJFINANCE) is ₹451127.72Cr.
| Bajaj Finance Ltd(BAJFINANCE | Price |
|---|---|
52 Week High | ₹7824 |
52 Week Low | ₹6187.8 |
Bajaj Finance Ltd(BAJFINANCE) share price is ₹7288.05. It is down -6.85% from its 52 Week High price of ₹7824
Bajaj Finance Ltd(BAJFINANCE) share price is ₹7288.05. It is up 17.78% from its 52 Week Low price of ₹6187.8
| Bajaj Finance Ltd(BAJFINANCE | Returns |
|---|---|
1 Day Returns | 10.6% |
1 Month Returns | 2.43% |
3 Month Returns | -0.19% |
1 Year Returns | -4.98% |