SBI Cards & Payment Services Ltd Analyst Rating
based on 24 analysts
25.00%
Buy
29.17%
Hold
45.83%
Sell
Based on 24 analysts offering long term price targets for SBI Cards & Payment Services Ltd. An average target of ₹692.04
Source: S&P Global Market Intelligence
SBI Cards & Payment Services Ltd Share analysis
SBI Cards & Payment Services Ltd price forecast by 24 analysts
Downside of
High
₹960
Target
₹692.04
Low
₹549
SBI Cards & Payment Services Ltd target price ₹692.04, a slight downside of -1.62% compared to current price of ₹687. According to 24 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
SBI Cards & Payment Services Ltd revenue growth forecast
Expected growth rate Q1, FY2026:0
Forecast
Actual
Including amortisation and stock based compensations
SBI Cards & Payment Services Ltd EPS growth forecast
EPS estimate Q1, FY2026:0
Forecast
Actual
Source: S&P Global Market Intelligence
SBI Cards & Payment Services Ltd Performance
Day's Low
Day's High
₹685.1Day's Price Range₹708.1552 Week's Low
52 Week's High
₹647.9552-Week Price Range₹817.4
| Returns % | |
| 1 Month Return | + 4.2 % |
| 3 Month Return | -11.53 % |
| 1 Year Return | -8.08 % |
| Market Stats | |
| Previous Close | ₹703.40 |
| Open | ₹703.40 |
| Volume | 6.09L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹67,597.89Cr |
SBI Cards & Payment Services Ltd Key Statistics
| P/E Ratio | 0 |
| PEG Ratio | 0 |
| Market Cap | ₹67,597.89 Cr |
| P/B Ratio | 5.37 |
| EPS | 0 |
| Dividend Yield | 0 |
| Sector | Finance |
| ROE | 21.98 |
SBI Cards & Payment Services Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| HOLD | ₹67,597.89 Cr | 0.65% | 0.88 | NA | NA | |
| BUY | ₹49,693.16 Cr | 115.29% | 0.91 | ₹2,116 Cr | ₹7,828 Cr | |
| BUY | ₹39,425.91 Cr | 23.11% | 0.50 | ₹392 Cr | ₹46,580 Cr | |
| BUY | ₹47,814.04 Cr | 23.27% | 0.50 | ₹1,106 Cr | ₹2,035 Cr | |
| BUY | ₹93,340.77 Cr | 7.24% | 0.50 | ₹1,942 Cr | ₹3,159 Cr |
SBI Cards & Payment Services Ltd Mutual Fund Holdings
About SBI Cards & Payment Services Ltd
SBICPSL's main operations are in credit cards and payments. It offers a range of credit cards, debit cards, prepaid cards, and digital payments solutions. It also provides merchant acquiring services, loyalty programs, and insurance products.
The company's top products include the SBI Card, a co-branded credit card with the State Bank of India; YONO, a digital banking and payments app; and the SBI Rewardz loyalty program. It also offers a range of co-branded credit cards with popular brands such as Amazon, Flipkart, and MakeMyTrip.
Share Price: ₹687.00 per share as on 20 Dec, 2024 04:01 PM
Market Capitalisation: ₹67,597.89Cr as of today
Listing date: 16 Mar, 2020
Chairperson Name: DINESH KUMAR KHARA
| Organisation | SBI Cards & Payment Services Ltd |
| Headquarters | Gurugram |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for SBI Cards & Payment Services Ltd
SBI Cards Violates Credit Policy with Limit Increase - 19 Dec, 2024
SBI Cards and Payment Services Ltd approved a credit limit increase from Rs 70 crore to Rs 90 crore for a client, despite a decline in internal ratings, leading to a potential loss of Rs 19.65 crore. Management is advised to adhere strictly to credit policies.SBI Cards Reports Strong Profit Growth - 18 Dec, 2024
SBI Cards & Payments Services Ltd reported a 33% year-on-year increase in net profit to Rs 404 crore for the quarter ended September. The number of cards in force also rose by 10% to 1.96 crore. Amara, previously MD and CEO, transferred to SBI in July 2023.SBI Card Achieves 20 Million Credit Cards Milestone - 06 Dec, 2024
SBI Card has surpassed 20 million credit cards in circulation, achieving a 25% CAGR in cards and 26% in spends from FY19 to FY24, solidifying its market leadership.SBI Cards Stock Rises Amid Market Trends - 04 Dec, 2024
SBI Cards & Payment Services Ltd increased by 1.12% to Rs 712.3, marking a third consecutive session of gains. Despite a 4.79% decline over the past year, the stock has risen approximately 2.5% in the last month. The Nifty Financial Services index has also shown positive movement, up 1.55% in the same period.SBI Cards Faces Challenges Amid Positive Spending Data - 25 Nov, 2024
SBI Cards experiences a 21% decline in new card issues while reporting positive growth in October card issuance and spending. Morgan Stanley maintains an Equal Weight rating, highlighting stable market share despite regulatory challenges.SBI Cards Appoints New Chairman from SBI - 22 Nov, 2024
The Board of SBI Cards has appointed Challa Sreenivasulu Setty as Chairman, effective immediately, pending shareholder approval. Setty is also the Chairman of State Bank of India.
Insights on SBI Cards & Payment Services Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTFII Holding Up
Foreign Institutions have increased holdings from 8.73% to 9.18% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 152.2% return, outperforming this stock by 170.4%
- NO EFFECT
Against Peers
In the last 1 year, Muthoot Finance Ltd has given 42.3% return, outperforming this stock by 50.9%
NEGATIVE IMPACTPrice Dip
In the last 3 years, SBICARD stock has moved down by -18.2%
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 68.62% to 68.61% in Sep 2024 quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 9.91% to 9.89% in Sep 2024 quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 6.12% to 5.47% in Sep 2024 quarter
SBI Cards & Payment Services Ltd Financials
Index Inclusions
SBI Cards & Payment Services Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 68.61% | ||
| Foreign Institutions | 9.18% | 5.15 | |
| Mutual Funds | 9.89% | ||
| Retail Investors | 5.47% | ||
| Others | 6.86% | 3.62 |
SBI Cards & Payment Services Ltd Key Indicators
SBI Cards & Payment Services Ltd Earnings and Dividends
SBI Cards & Payment Services Ltd Earnings Results
SBI Cards & Payment Services Ltd’s net profit fell -32.93% since last year same period to ₹404.42Cr in the Q2 2024-2025. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated -31.97% fall in its net profits since last 3-months.
Read More about Earnings ResultsSBI Cards & Payment Services Ltd Dividends March,2024
In the quarter ending December 2023, SBI Cards & Payment Services Ltd has declared dividend of ₹2.50 - translating a dividend yield of 0.73%.
Read More about Dividends
SBI Cards & Payment Services Ltd Technicals Summary
Bearish
Neutral
Bullish
SBI Cards & Payment Services Ltd is currently in a Bearish trading position according to technical analysis indicators.
FAQs on SBI Cards & Payment Services Ltd
- Get a PAN card.
- Open a Demat account.
- Open a Trading account.
- Link your Demat account to your Trading account.
- Fund your Trading account.
- Place an order to buy SBI Cards & Payment Services Ltd shares.
SBI Cards & Payment Services Ltd (SBICARD) share price today is ₹687
SBI Cards & Payment Services Ltd is listed on NSE
SBI Cards & Payment Services Ltd is listed on BSE
- Today’s highest price of SBI Cards & Payment Services Ltd is ₹708.15.
- Today’s lowest price of SBI Cards & Payment Services Ltd is ₹685.1.
Today’s traded volume of SBI Cards & Payment Services Ltd(SBICARD) is 6.09L.
Today’s market capitalisation of SBI Cards & Payment Services Ltd(SBICARD) is ₹67597.89Cr.
| SBI Cards & Payment Services Ltd(SBICARD | Price |
|---|---|
52 Week High | ₹817.4 |
52 Week Low | ₹647.95 |
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹687. It is down -15.95% from its 52 Week High price of ₹817.4
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹687. It is up 6.03% from its 52 Week Low price of ₹647.95
| SBI Cards & Payment Services Ltd(SBICARD | Returns |
|---|---|
1 Day Returns | -16.4% |
1 Month Returns | 4.2% |
3 Month Returns | -11.53% |
1 Year Returns | -8.08% |