SBI Cards & Payment Services Ltd Analyst Rating
based on 24 analysts
29.17%
Buy
29.17%
Hold
41.67%
Sell
Based on 24 analysts offering long term price targets for SBI Cards & Payment Services Ltd. An average target of ₹708.42
Source: S&P Global Market Intelligence
SBI Cards & Payment Services Ltd Share analysis
SBI Cards & Payment Services Ltd price forecast by 24 analysts
Downside of
High
₹893
Target
₹708.42
Low
₹549
SBI Cards & Payment Services Ltd target price ₹708.42, a slight downside of -4.38% compared to current price of ₹740.85. According to 24 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
SBI Cards & Payment Services Ltd revenue growth forecast
Expected growth rate Q1, FY2027:0
Forecast
Actual
Including amortisation and stock based compensations
SBI Cards & Payment Services Ltd EPS growth forecast
EPS estimate Q1, FY2027:0
Forecast
Actual
Source: S&P Global Market Intelligence
SBI Cards & Payment Services Ltd Performance
Day's Low
Day's High
₹724.65Day's Price Range₹764.752 Week's Low
52 Week's High
₹647.9552-Week Price Range₹817.4
| Returns % | |
| 1 Month Return | + 4.26 % |
| 3 Month Return | + 0.09 % |
| 1 Year Return | -1.25 % |
| Market Stats | |
| Previous Close | ₹752.75 |
| Open | ₹764.70 |
| Volume | 15.89L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹71,613.09Cr |
SBI Cards & Payment Services Ltd Key Statistics
| P/E Ratio | 0 |
| PEG Ratio | 0 |
| Market Cap | ₹71,613.09 Cr |
| P/B Ratio | 5.37 |
| EPS | 0 |
| Dividend Yield | 0 |
| Sector | Finance |
| ROE | 21.98 |
SBI Cards & Payment Services Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| HOLD | ₹71,613.09 Cr | 1.74% | 0.88 | NA | NA | |
| BUY | ₹43,452.23 Cr | 20.46% | 0.50 | ₹1,106 Cr | ₹2,035 Cr | |
| BUY | ₹36,690.88 Cr | 22.12% | 0.50 | ₹392 Cr | ₹46,580 Cr | |
| BUY | ₹35,500.93 Cr | 6.04% | 0.88 | ₹2,317 Cr | ₹13,580 Cr | |
| BUY | ₹46,341.08 Cr | 12.83% | 0.50 | ₹3,438 Cr | ₹34,524 Cr |
SBI Cards & Payment Services Ltd Mutual Fund Holdings
About SBI Cards & Payment Services Ltd
SBICPSL's main operations are in credit cards and payments. It offers a range of credit cards, debit cards, prepaid cards, and digital payments solutions. It also provides merchant acquiring services, loyalty programs, and insurance products.
The company's top products include the SBI Card, a co-branded credit card with the State Bank of India; YONO, a digital banking and payments app; and the SBI Rewardz loyalty program. It also offers a range of co-branded credit cards with popular brands such as Amazon, Flipkart, and MakeMyTrip.
Share Price: ₹740.85 per share as on 17 Jan, 2025 04:01 PM
Market Capitalisation: ₹71,613.09Cr as of today
Listing date: 16 Mar, 2020
Chairperson Name: DINESH KUMAR KHARA
| Organisation | SBI Cards & Payment Services Ltd |
| Headquarters | Gurugram |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for SBI Cards & Payment Services Ltd
UBS Upgrades SBI Cards to Neutral Rating - 17 Jan, 2025
UBS has upgraded SBI Cards to a 'Neutral' rating from 'Sell', raising the target price to ₹800. The upgrade reflects improved delinquencies and credit cost stabilization, enhancing profitability prospects. EPS estimates for FY26 and FY27 have been increased by 4% and 5%, respectively. Despite recent stock declines, UBS anticipates a turnaround with potential upside in the near term.SBI Cards Faces Challenges but Shows Potential - 09 Jan, 2025
SBI Cards is valued at Rs 620 by Bernstein due to UPI and digital credit challenges. Despite a slight decline, technical indicators suggest potential bullish momentum if key resistance levels are breached.SBI Cards Stock Rises for Fifth Consecutive Session - 07 Jan, 2025
SBI Cards & Payment Services Ltd increased by 1.37%, marking its fifth consecutive day of gains. The stock is currently priced at Rs 740.5, though it remains down 3.54% year-over-year. It has gained approximately 2.9% over the past month, with trading volume at 6.11 lakh shares today.SBI Card Upgraded Amid Improving Credit Outlook - 05 Jan, 2025
Nuvama has upgraded SBI Card to a Buy rating from Reduce, increasing the target price to INR 850 due to an expected improvement in credit costs and risk assessment measures. The credit cost is anticipated to stabilize and improve in the upcoming quarters, contrasting with rising delinquencies seen in competitors.SBI Cards Gains Amid Rating Revision - 02 Jan, 2025
SBI Cards & Payment Services saw a 3.81% gain on January 2, 2025, outperforming the finance sector. Morgan Stanley revised its target price to Rs 685, maintaining an equal-weight rating amid adjusted growth forecasts.SBI Cards Faces Market Share Decline and Profitability Issues - 24 Dec, 2024
SBI Cards has struggled in 2024, with a 10% stock drop and declining market share due to RBI regulations. Profitability has also decreased significantly, raising concerns about recovery prospects.SBI Cards Violates Credit Policy with Limit Increase - 19 Dec, 2024
SBI Cards and Payment Services Ltd approved a credit limit increase from Rs 70 crore to Rs 90 crore for a client, despite a decline in internal ratings, leading to a potential loss of Rs 19.65 crore. Management is advised to adhere strictly to credit policies.
Insights on SBI Cards & Payment Services Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTFII Holding Up
Foreign Institutions have increased holdings from 8.73% to 9.18% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 1 year, Muthoot Finance Ltd has given 44.3% return, outperforming this stock by 51.4%
- NO EFFECT
Against Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 108.6% return, outperforming this stock by 128.7%
NEGATIVE IMPACTRetail Holding Down
Retail Investor have decreased holdings from 6.12% to 5.47% in Sep 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 years, SBICARD stock has moved down by -20.2%
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 9.91% to 9.89% in Sep 2024 quarter
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 68.62% to 68.61% in Sep 2024 quarter
SBI Cards & Payment Services Ltd Financials
Index Inclusions
SBI Cards & Payment Services Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 68.61% | ||
| Foreign Institutions | 9.18% | 5.15 | |
| Mutual Funds | 9.89% | ||
| Retail Investors | 5.47% | ||
| Others | 6.86% | 3.62 |
SBI Cards & Payment Services Ltd Key Indicators
SBI Cards & Payment Services Ltd Earnings and Dividends
SBI Cards & Payment Services Ltd Earnings Results
SBI Cards & Payment Services Ltd’s net profit fell -32.93% since last year same period to ₹404.42Cr in the Q2 2024-2025. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated -31.97% fall in its net profits since last 3-months.
Read More about Earnings ResultsSBI Cards & Payment Services Ltd Dividends March,2024
In the quarter ending December 2023, SBI Cards & Payment Services Ltd has declared dividend of ₹2.50 - translating a dividend yield of 0.67%.
Read More about Dividends
SBI Cards & Payment Services Ltd Technicals Summary
Bearish
Neutral
Bullish
SBI Cards & Payment Services Ltd is currently in a Bullish trading position according to technical analysis indicators.
FAQs on SBI Cards & Payment Services Ltd
SBI Cards & Payment Services Ltd share price today stands at ₹740.85, Open. ₹764.7 ; Previous Close. ₹752.75 ; High. ₹764.7 ; Low. ₹724.65 ; 52 Week High. ₹817.4 ; 52 Week Low: ₹647.95.
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SBI Cards & Payment Services Ltd is listed on NSE
SBI Cards & Payment Services Ltd is listed on BSE
- Today’s highest price of SBI Cards & Payment Services Ltd is ₹764.7.
- Today’s lowest price of SBI Cards & Payment Services Ltd is ₹724.65.
Today’s traded volume of SBI Cards & Payment Services Ltd(SBICARD) is 15.89L.
Today’s market capitalisation of SBI Cards & Payment Services Ltd(SBICARD) is ₹71613.09Cr.
| SBI Cards & Payment Services Ltd(SBICARD | Price |
|---|---|
52 Week High | ₹817.4 |
52 Week Low | ₹647.95 |
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹740.85. It is down -9.37% from its 52 Week High price of ₹817.4
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹740.85. It is up 14.34% from its 52 Week Low price of ₹647.95
| SBI Cards & Payment Services Ltd(SBICARD | Returns |
|---|---|
1 Day Returns | -11.9% |
1 Month Returns | 4.26% |
3 Month Returns | 0.09% |
1 Year Returns | -1.25% |