Muthoot Finance Ltd share price logo

Muthoot Finance Share Price

(MUTHOOTFIN)

₹2256.31.02%

as on 11:18AM, 07 Feb 2025

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Muthoot Finance Performance

  • Day's Low

    Day's High

    ₹2,225.9
    Day's Price Range
    ₹2,264.45
  • 52 Week's Low

    52 Week's High

    ₹1,261.9
    52-Week Price Range
    ₹2,308.95
1 Month Return+ 1.11 %
3 Month Return+ 22.47 %
1 Year Return+ 56.73 %
Previous Close₹2,233.60
Open₹2,261.15
Volume3.32L
Upper Circuit-
Lower Circuit-
Market Cap₹89,670.97Cr

Muthoot Finance Key Statistics

P/E Ratio

19.17

PEG Ratio

1.11

Market Cap

₹89,670.97 Cr

P/B Ratio

2.44

EPS

111.28

Dividend Yield

1.62

Sector

Finance

ROE

17.86

Muthoot Finance Analyst Rating

based on 20 analysts

BUY

65.00%

Buy

25.00%

Hold

10.00%

Sell

Based on 20 analysts offering long term price targets for Muthoot Finance. An average target of ₹2161.1

Source: S&P Global Market Intelligence

Muthoot Finance Share analysis

Muthoot Finance price forecast by 20 analysts

Downside of-3.25%

High

₹2540

Target

₹2161.10

Low

₹1825

Muthoot Finance target price ₹2161.1, a slight downside of -3.25% compared to current price of ₹2256.3. According to 20 analysts rating.

Source: S&P Global Market Intelligence

Key events for Muthoot Finance Ltd

  • Muthoot FinCorp Launches ₹400 Crore NCD Subscription - 06 Feb, 2025

    Muthoot FinCorp has opened subscriptions for its fourth tranche of secured NCDs, aiming to raise ₹400 crore with interest rates up to 10.11%. The issue is open from February 4-17, 2025, and will be used primarily for lending and repaying existing borrowings.
  • Muthoot Finance Reaches New High on Strong Earnings Outlook - 05 Feb, 2025

    Muthoot Finance shares hit a new high of Rs 2,308.75, driven by strong earnings expectations and revised growth guidance for gold loans from 15% to 25%. The company reported significant growth in loan assets and profitability, positioning itself well amid reduced competition in the gold loan market.
  • Muthoot Finance Enhances Security for Maha Kumbh 2025 - 04 Feb, 2025

    Muthoot Finance has expanded its Vishwaas Ki Tijori initiative for Maha Kumbh 2025, increasing locker availability to over 600 with enhanced security features, including 24x7 CCTV surveillance, ensuring the safety of devotees' valuables.
  • Muthoot Finance Achieves Key Milestones in FY25 - 20 Jan, 2025

    Muthoot Finance has achieved Upper Layer status for the first time in FY23. In Q2 FY25, it surpassed ₹1 lakh crore in consolidated loan assets, reporting a net profit of ₹1,321 crore, a 21% year-on-year increase, and total revenue from operations rose by 36.7% to ₹4,928.8 crore.
  • Muthoot Finance Listed in RBI's Upper Layer NBFCs - 16 Jan, 2025

    On January 16, 2025, the Reserve Bank of India included Muthoot Finance in its list of 15 non-banking finance companies in the Upper Layer under Scale Based Regulation, indicating a significant recognition of its financial standing.
  • Muthoot Finance Target Price Set at Rs 2,742 - 13 Jan, 2025

    Muthoot Finance, a leading NBFC in gold loans, is projected to reach a target price of Rs 2,742 within 8 to 10 months, driven by growth in gold and non-gold loans.

Insights on Muthoot Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 10 quarters, 819.22 Cr → 1.27K Cr (in ₹), with an average increase of 4.8% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 10 quarters, 2.80K Cr → 4.95K Cr (in ₹), with an average increase of 6.1% per quarter

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, MUTHOOTFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 9.84% to 10.26% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, MUTHOOTFIN stock has moved up by 19.7%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 113.5% return, outperforming this stock by 54.2%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 73.35% of holdings in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 12.32% to 11.33% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 3.50% to 3.40% in Dec 2024 quarter

News

Muthoot FinCorp’s ₹400 Crore NCD Opens for Subscription

Muthoot FinCorps fourth tranche of secured, redeemable, non-convertible debentures (NCDs) aims to raise ₹400 crore, offering interest rates up to 10.11%. The issue, open from February 4-17, provides tenures of 18-72 months. CRISIL has assigned an AA-/Stable rating to this NCD. Muthoot FinCorp aims to raise ₹400 crore through the issuance of Tranche IV of the NCDs, which is within its ₹2,000 crore shelf limit. The company has fixed the base size of the issue at ₹100 crore, with the face value of each NCD at ₹1,000. The green shoe option, or the option to retain an oversubscription amount, is ₹300 crore. Investors are required to buy a minimum of 10 NCDs and multiples of 1 thereafter for applying in the offer. This takes the minimum investment in the issue to ₹10,000. The deemed date of allotment for the issue is Friday, February 21. The NCDs on offer are proposed to be listed on the debt market segment of the Bombay Stock Exchange (BSE), giving liquidity to its investors. Muthoot FinCorp said that the NCDs funds will be used for onward lending and financing and repayment and prepayment of interest and principal of the companys existing borrowings. The company will use at least 75% of the funds for this purpose. Up to 25% of the proceeds generated through the issue will also be used for general corporate purposes.06 Feb, 2025 09:01 PM

Muthoot Finance Hits New High on Strong Earnings Hope

Shares of Muthoot Finance hit a new high at Rs 2,308.75, gaining 3 per cent on the BSE in Wednesdays intra-day trade on expectations of strong earnings for the December 2024 quarter (Q3FY25). The stock price of the Indias largest gold financing company in terms of loan portfolio surpassed its previous high of Rs 2,274.15 touched on Budget day i.e. February 1, 2025. Since November 14, 2024, the stock price of Muthoot Finance has outperformed the market and zoomed 31 per cent after the management revised upward its earlier guidance for FY25 on gold loan growth from 15 per cent to 25 per cent. As part of the core business, Muthoot Finance provides loans secured against household gold jewellery at highly affordable rates and amazing product features. Globally, the Group has presence across, the US, UK, UAE, Costa Rica, Nepal and Sri Lanka. Muthoot Finance is one of the best franchises for gold loans in the country, as is evident from its ability to deliver stronger gold loan growth and best-in-class profitability. In the first half (April to September) of the financial year 2025-25 (H1FY25), the companys standalone loan assets under management (AUM) reached a historic high of Rs 90,197 crore, driven by a robust 28 per cent year-on-year (YoY) growth in core gold loan portfolio. The standalone profit after tax grew by 18 per cent YoY at Rs 2,330 crore. This half year saw the highest-ever gold loan disbursements to new customers of Rs 10,687 crore to 9.66 lakh customers. In Q2FY25, the company crossed the historic milestone of Rs 1 trillion in consolidated loan AUM. In Q2FY25, it recorded a net profit of Rs 1,321 crore, registering a 21 per cent YoY growth, and its total revenue from operations surged by 36.7 per cent to Rs 4,928.8 crore. Management acknowledged that the competitive aggression from banks in gold loans has reduced. Additionally, lower availability of unsecured credit in the form of personal loans/MFI loans have resulted in stronger demand for gold loans. Management also indicated that some of the Fintechs/ NBFCs have calibrated their lending into unsecured loans. This suggests that the strong gold loan demand could sustain in the near term, according to Motilal Oswal Financial Services. With a favorable demand outlook for gold loans driven by reduced competition from banks and limited availability of unsecured credit, the company is well positioned to maintain its growth momentum. However, we would continue to watch out for any increase in competitive intensity and the impact of any decline in gold prices in H2FY25, the brokerage firm said in Q2 result update. Gold AUM growth remains strong backed by high gold prices and moderating competitive intensity. Further, growth guidance has been revised upwards to 25 per cent vs 15 per cent while need to watch out for higher credit cost as stage III assets have increased in last few quarters.05 Feb, 2025 02:26 PM

Ensuring Safety During Maha Kumbh 2025: Muthoot Finance's Initiative

Muthoot Finance introduced the Vishwaas Ki Tijori initiative during the Ardh Kumbh in 2019. The idea was to provide a safe and secure storage solution for devotees to keep their valuables protected while they focus entirely on their spiritual journey. For Maha Kumbh 2025, Muthoot Finance has once again stepped up to offer a more expansive, secure, and accessible solution for pilgrims. Muthoot Finance has increased the number of lockers this year to 600+, providing more space & accessibility than ever before. The multi-layered safety features of the lockers include 24x7 CCTV surveillance to ensure that all stored items are continually monitored. Muthoot Finance, a brand known for its leadership in gold loans and personal loans, offers a level of reliability and security that is crucial during such a large-scale event.04 Feb, 2025 06:34 PM
View More

Muthoot Finance Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹3,631.95Cr (-)₹3,842.68Cr (↑5.80%)₹4,179.42Cr (↑8.76%)₹4,492.47Cr (↑7.49%)₹4,957.39Cr (↑10.35%)
Net Income₹1,095.29Cr (-)₹1,145.31Cr (↑4.57%)₹1,182.27Cr (↑3.23%)₹1,195.66Cr (↑1.13%)₹1,321.22Cr (↑10.50%)
Net Profit Margin30.16% (-)29.80% (↓1.19%)28.29% (↓5.07%)26.61% (↓5.94%)26.65% (↑0.15%)
Value in ₹ crore
Details2021202220232024
Total Assets₹63,498.78Cr (-)₹70,586.42Cr (↑11.16%)₹72,642.09Cr (↑2.91%)₹85,057.81Cr (↑17.09%)
Total Liabilities₹48,259.88Cr (-)₹52,241.84Cr (↑8.25%)₹51,580.16Cr (↓1.27%)₹60,767.52Cr (↑17.81%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹4,458.02Cr (-)-₹7,476.52Cr (↑67.71%)-₹1,141.54Cr (↓84.73%)-₹1,901.72Cr (↑66.59%)-₹9,301.95Cr (↑389.13%)

Index Inclusions

BSE 200

₹10,713.84

0.16 (16.96%)

Nifty 200

₹13,126.35

0.17 (21.9%)

Nifty Midcap 100

₹53,763.45

0.49 (262.6%)

Nifty Financial

₹23,639.20

-0.09 (-21.2%)

Nifty Midcap 150

₹19,867.15

0.37 (73.4%)

Nifty MidSmallcap 400

₹18,516.75

0.14 (26.4%)

S&P BSE 150 MidCap

₹14,948.87

0.34 (51.21%)

Nifty 500

₹21,692.45

0.09 (20%)

Nifty Midcap 50

₹15,066.85

0.7 (104.95%)

S&P BSE Fin. Ser

₹11,236.70

0 (-0.05%)

S&P BSE 250 LargeMidCap

₹10,145.65

0.16 (15.89%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE Mid-Cap

₹43,194.14

0.46 (198.89%)

Nifty LargeMidcap 250

₹15,140.70

0.23 (35.35%)

S&P BSE 400 MidSmallCap

₹11,276.18

0.09 (10.29%)

BSE 500

₹34,125.04

0.07 (24.81%)

Muthoot Finance Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
73.35%
0.00
Foreign Institutions
10.26%
4.27
Mutual Funds
11.33%
-8.04
Retail Investors
3.4%
-2.93
Others
1.66%
68.49

Muthoot Finance Key Indicators

Details20202021202220232024
Return On Equity %28.2627.7723.5517.6317.86
Details20202021202220232024
Return On Assets %6.215.995.694.975.08
Details20202021202220232024
Book Value Per Share (₹)294.97388.21468.07539.69625.39
Details20202021202220232024
Earning Per Share (₹)79.0195.19100.4591.41111.28

Muthoot Finance Valuation

Muthoot Finance in the last 5 years

  • Overview

  • Trends

Lowest (7.14x)

March 23, 2020

Today (19.17x)

February 6, 2025

Industry (25.99x)

February 6, 2025

Highest (19.45x)

February 5, 2025

LowHigh

Muthoot Finance Earnings and Dividends

  • Muthoot Finance Ltd Earnings Results

    Muthoot Finance Ltd’s net profit jumped 20.01% since last year same period to ₹1,271.60Cr in the Q2 2024-2025. On a quarterly growth basis, Muthoot Finance Ltd has generated 9.24% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Muthoot Finance Ltd Dividends May,2024

    In the quarter ending March 2024, Muthoot Finance Ltd has declared dividend of ₹24 - translating a dividend yield of 1.07%.

    Read More about Dividends

Muthoot Finance Technicals Summary

Bearish

Neutral

Bullish

Bullish

Muthoot Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.

Muthoot Finance Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹89,670.97 Cr38.71%0.85₹4,467 Cr₹15,061 Cr
BUY₹5,26,598.87 Cr16.56%0.88₹14,451 Cr₹54,971 Cr
HOLD₹50,881.34 Cr-9.77%0.51-₹1,423 Cr₹9,977 Cr
BUY₹2,85,483.18 Cr17.16%0.50₹15,595 Cr₹1,10,382 Cr
BUY₹1,16,196.39 Cr61.3%0.94₹3,410 Cr₹19,163 Cr

About Muthoot Finance

Muthoot Finance Ltd is a leading financial services company in India, incorporated in 1997. It is headed by Mr. George Alexander Muthoot as the Chairman and Managing Director. The company offers a wide range of financial services to its customers, including personal loans, business loans, gold loans, housing finance, vehicle finance, money transfer, foreign exchange, insurance, wealth management services, and more.

Muthoot Finance Ltd is one of the largest gold loan companies in India, with a network of over 4,400 branches. It is also one of the leading non-banking financial companies (NBFCs) in the country. The company provides gold loans to individuals and businesses, secured against gold jewellery. It also offers a variety of other loan products, such as personal loans, business loans, housing finance, vehicle finance, and more.

The company also offers a range of other services, including money transfer, foreign exchange, insurance, and wealth management services. It has a number of popular brands, such as Muthoot Fincorp, Muthoot Money, and Muthoot Capital Services.

Share Price: ₹2256.30 per share as on 07 Feb, 2025 11:18 AM
Market Capitalisation: ₹89,670.97Cr as of today
Revenue: ₹4,957.39Cr as on September 2024 (Q3 24)
Net Profit: ₹1,321.22Cr as on September 2024 (Q3 24)
Listing date: 06 May, 2011
Chairperson Name: George Jacob Muthoot
OrganisationMuthoot Finance
HeadquartersKochi
IndustryFinance
E-voting on sharesClick here to vote

FAQs on Muthoot Finance Ltd

What is Muthoot Finance Ltd price today?

Muthoot Finance Ltd share price today stands at ₹2256.3, Open: ₹2261.15, Previous Close: ₹2233.6, High: ₹2264.45, Low: ₹2225.9, 52 Week High: ₹2308.95, 52 Week Low: ₹1261.9.

How to Buy Muthoot Finance Ltd Share in India?

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Is Muthoot Finance Ltd listed on NSE?

Muthoot Finance Ltd is listed on NSE

Is Muthoot Finance Ltd listed on BSE?

Muthoot Finance Ltd is listed on BSE

What are today's High and Low prices of Muthoot Finance Ltd?

  • Today's highest price of Muthoot Finance Ltd is ₹2264.45.
  • Today's lowest price of Muthoot Finance Ltd is ₹2225.9.

What are today's traded volumes of Muthoot Finance Ltd?

Today's traded volume of Muthoot Finance Ltd(MUTHOOTFIN) is 3.32L.

What is today's market capitalisation of Muthoot Finance Ltd?

Today's market capitalisation of Muthoot Finance Ltd(MUTHOOTFIN) is ₹89670.97Cr.

What is the 52 Week High and Low Range of Muthoot Finance Ltd?

Muthoot Finance Ltd (MUTHOOTFIN)
Price
52 Week High
₹2308.95
52 Week Low
₹1261.9

How much percentage Muthoot Finance Ltd is down from its 52 Week High?

Muthoot Finance Ltd (MUTHOOTFIN) share price is ₹2256.3. It is down -2.28% from its 52 Week High price of ₹2308.95

How much percentage Muthoot Finance Ltd is up from its 52 Week low?

Muthoot Finance Ltd (MUTHOOTFIN) share price is ₹2256.3. It is up 78.80% from its 52 Week Low price of ₹1261.9

What are the historical returns of Muthoot Finance Ltd?

Muthoot Finance Ltd (MUTHOOTFIN)
Returns
1 Day Returns
22.7%
1 Month Returns
1.11%
3 Month Returns
22.47%
1 Year Returns
56.73%

What is the PE ratio of Muthoot Finance Ltd today?

PE Ratio of Muthoot Finance Ltd is 19.17

PE ratio = Muthoot Finance Ltd Market price per share / Muthoot Finance Ltd Earnings per share